{"id":20973,"date":"2025-09-19T09:21:53","date_gmt":"2025-09-19T02:21:53","guid":{"rendered":"https:\/\/businessupdate.id\/?p=20973"},"modified":"2025-09-19T09:21:56","modified_gmt":"2025-09-19T02:21:56","slug":"laba-bank-mandiri-semester-i-2025-turun-77-persen-ini-sebabnya","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=20973","title":{"rendered":"Laba Bank Mandiri Semester I\/2025 Turun 7,7 Persen, Ini Sebabnya"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri (Persero) Tbk. (BMRI) membukukan laba bersih sebesar Rp24,5 triliun pada semester I\/2025. Angka ini menurun 7,7% secara tahunan (yoy) dibandingkan periode sama tahun lalu senilai Rp26,5 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan per Juni 2025, pendapatan bunga dan syariah perseroan tercatat Rp81,58 triliun, naik 12,95% dari Rp72,22 triliun pada semester I\/2024. Sementara itu, beban bunga dan syariah ikut meningkat menjadi Rp29,19 triliun atau tumbuh 26,17% dibandingkan Rp23,14 triliun pada periode sama tahun sebelumnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kerugian penurunan nilai aset keuangan (impairment) tercatat Rp6,28 triliun, menyusut 9,14% dari Rp6,91 triliun setahun sebelumnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, beban tenaga kerja naik menjadi Rp12,96 triliun atau meningkat 5,96% dibandingkan Rp12,23 triliun. Beban promosi melonjak tajam menjadi Rp2,67 triliun, naik 249,73% dari Rp762,79 miliar. Beban lainnya juga naik tajam menjadi Rp18,13 triliun, tumbuh 38,43% dibandingkan Rp13,09 triliun pada semester I\/2024. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Penyaluran kredit Bank Mandiri hingga akhir Juni 2025 tercatat sebesar Rp1.655,99 triliun, tumbuh 11,33%, dibandingkan Rp1.487,44 triliun pada Juni 2024. Sementara itu, cadangan kerugian penurunan nilai (CKPN) terhadap kredit yang diberikan dan pembiayaan syariah menyusut 0,89% menjadi Rp51,30 triliun dari Rp51,75 triliun pada periode yang sama tahun sebelumnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana pihak ketiga (DPK) perseroan tumbuh 10,75% menjadi Rp1.828,48 triliun dari Rp1.651,02 triliun pada Juni 2024. Porsi dana murah atau CASA juga meningkat 11,31% menjadi Rp1.156,31 triliun, dibandingkan Rp1.038,95 triliun pada periode sama tahun lalu. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, total aset Bank Mandiri per akhir Juni 2025 mencapai Rp2.514,68 triliun, naik 11,38% dibandingkan Rp2.257,80 triliun pada Juni 2024. (rn\/jh. Foto: Dok. Bank Mandiri)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk. (BMRI) membukukan laba bersih sebesar Rp24,5 triliun pada semester I\/2025. Angka ini menurun 7,7% secara tahunan (yoy) dibandingkan periode sama tahun lalu senilai Rp26,5 triliun. Berdasarkan laporan keuangan per Juni 2025, pendapatan bunga dan syariah perseroan tercatat Rp81,58 triliun, naik 12,95% dari Rp72,22 triliun pada semester I\/2024. Sementara [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":19595,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,10202,1370,377,1775,553,1161,720],"class_list":["post-20973","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-beban","tag-bersih","tag-keuangan","tag-kinerja","tag-laba","tag-laporan","tag-mandiri"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bank Mandiri Semester I\/2025 Turun 7,7 Persen, Ini Sebabnya - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=20973\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Mandiri Semester I\/2025 Turun 7,7 Persen, Ini Sebabnya - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk. (BMRI) membukukan laba bersih sebesar Rp24,5 triliun pada semester I\/2025. Angka ini menurun 7,7% secara tahunan (yoy) dibandingkan periode sama tahun lalu senilai Rp26,5 triliun. Berdasarkan laporan keuangan per Juni 2025, pendapatan bunga dan syariah perseroan tercatat Rp81,58 triliun, naik 12,95% dari Rp72,22 triliun pada semester I\/2024. 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