{"id":21042,"date":"2025-09-23T16:03:34","date_gmt":"2025-09-23T09:03:34","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21042"},"modified":"2025-09-23T16:08:34","modified_gmt":"2025-09-23T09:08:34","slug":"fokus-ke-bisnis-migas-pertamina-bakal-lepas-asuransi-tugu","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21042","title":{"rendered":"Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Pertamina (Persero) berencana melepas anak usaha PT Asuransi Tugu Pratama Indonesia Tbk (TUGU). Pertamina akan fokus pada bisnis minyak dan gas (migas) serta energi baru dan terbarukan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pengamat Asuransi Wahju Rohmanti memprediksi dilepasnya saham PT Asuransi Tugu Pratama Indonesia Tbk (TUGU) oleh PT Pertamina (Persero) akan berpengaruh terhadap harga sahamnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Akan berdampak jika selama ini TUGU memperoleh bisnis dari <em>captive market<\/em> (Pertamina Grup), jika iya maka penjualan saham milik Pertamina tentu sangat berdampak buruk pada performa keuangan TUGU,&#8221; jelas Wahju melalui keterangan tertulis, Selasa (23\/9\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, Wahju menjelaskan bahwa sebenarnya performa TUGU sudah relatif baik. Namun, tidak bisa dimungkiri bahwa di masa awal, Pertamina dengan nama besarnya cukup mendukung asuransi tersebut. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun TUGU sendiri dalam tiga tahun terakhir tumbuh positif dengan penghimpunan premi bruto tercatat 13% secara <em>compounded annual growth rate <\/em>(CAGR) dalam periode 2021-2023. Berikutnya, total pendapatan meningkat rata-rata 12% secara CAGR. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kemudian, laba bersih TUGU tumbuh 99% secara CAGR, yang ditopang oleh pendapatan satu waktu (<em>one time revenue<\/em>) dari kasus legal dengan Citibank pada 2023 lalu. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi aset, TUGU mencatatkan rata-rata pertumbuhan per tahun sebesar 12%. Selain itu, ekuitas emiten secara konsolidasi meningkat rata-rata 8% per tahun dengan total Rp10,28 triliun pada akhir 2023. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Wahju, TUGU merupakan salah satu perusahaan asuransi umum dengan ekuitas terbesar di Indonesia. Hal ini mendorong TUGU memiliki Risk Based Capital 530% pada akhir 2023, yang mencerminkan tingkat kesehatan yang tinggi dan kemampuan menyerap risiko yang besar serta berpotensi untuk peningkatan bisnis yang lebih besar ke depannya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai informasi, Direktur Utama Pertamina Simon Aloysius Mantiri mengungkapkan, perusahaan akan fokus menggarap bisnis utama perusahaan, yakni minyak, gas bumi (migas), serta energi baru dan terbarukan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai bagian dari Danantara dan Kementerian BUMN, Simon menyebut Pertamina mengemban mandat penting untuk menjadi perusahaan energi yang mengedepankan ketahanan, ketersediaan, dan keberlanjutan energi nasional. (rn\/jh. Foto: Dok. TUGU)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Pertamina (Persero) berencana melepas anak usaha PT Asuransi Tugu Pratama Indonesia Tbk (TUGU). Pertamina akan fokus pada bisnis minyak dan gas (migas) serta energi baru dan terbarukan. Pengamat Asuransi Wahju Rohmanti memprediksi dilepasnya saham PT Asuransi Tugu Pratama Indonesia Tbk (TUGU) oleh PT Pertamina (Persero) akan berpengaruh terhadap harga sahamnya. &#8220;Akan berdampak [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[81,46],"tags":[640,911,352,325,1095,331,295,2293,2292],"class_list":["post-21042","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bumn","category-economic","tag-asuransi","tag-bisnis","tag-gas","tag-indonesia","tag-migas","tag-minyak","tag-pertamina","tag-pratama","tag-tugu"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21042\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Pertamina (Persero) berencana melepas anak usaha PT Asuransi Tugu Pratama Indonesia Tbk (TUGU). Pertamina akan fokus pada bisnis minyak dan gas (migas) serta energi baru dan terbarukan. Pengamat Asuransi Wahju Rohmanti memprediksi dilepasnya saham PT Asuransi Tugu Pratama Indonesia Tbk (TUGU) oleh PT Pertamina (Persero) akan berpengaruh terhadap harga sahamnya. &#8220;Akan berdampak [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=21042\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-23T09:03:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-23T09:08:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/09\/Tugu-Insurance-e1758618507677.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"765\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=21042\",\"url\":\"https:\/\/businessupdate.id\/?p=21042\",\"name\":\"Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-09-23T09:03:34+00:00\",\"dateModified\":\"2025-09-23T09:08:34+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=21042#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=21042\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=21042#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=21042","og_locale":"en_US","og_type":"article","og_title":"Fokus ke Bisnis Migas, Pertamina Bakal Lepas Asuransi Tugu - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Pertamina (Persero) berencana melepas anak usaha PT Asuransi Tugu Pratama Indonesia Tbk (TUGU). 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