{"id":21075,"date":"2025-09-25T13:42:46","date_gmt":"2025-09-25T06:42:46","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21075"},"modified":"2025-09-25T13:42:48","modified_gmt":"2025-09-25T06:42:48","slug":"bca-syariah-salurkan-kredit-untuk-umkm-sebesar-rp922-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21075","title":{"rendered":"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusnessUpdate &#8211;<\/strong> PT Bank BCA Syariah atau BCA Syariah membukukan kinerja positif untuk pembiayaan di sektor usaha mikro, kecil dan menengah (UMKM) yang mencapai Rp922 miliar pada Agustus 2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur BCA Syariah Pranata menyampaikan, angka itu tumbuh 14% secara tahunan (yoy) dibanding periode yang sama tahun lalu. \u201cSampai Agustus kita Alhamdulillah masih tetap naik di kisaran 14% untuk <em>year on year<\/em>-nya, tumbuh, itu secara angkanya,\u201d kata Pranata dikutip dari <em>Bisnis<\/em>, Kamis (25\/9\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Pranata, pembiayaan BCA Syariah paling banyak disalurkan untuk UMKM di subsektor perdagangan. Namun ia enggan mengungkap secara rinci total pembiayaan yang disalurkan untuk UMKM di subsektor tersebut. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pranata mengakui, kondisi ekonomi nasional saat ini kurang mendukung sehingga pertumbuhan pembiayaan UMKM mengalami perlambatan. Untuk itu, BCA Syariah dalam memberikan pembiayaan tetap mengedepankan prinsip kehati-hatian. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, perseroan juga menjalin kerja sama dengan sejumlah komunitas seperti pendidikan, rumah sakit, hingga kendaraan, untuk mengenal lebih jauh calon nasabah yang akan diberikan fasilitas pembiayaan oleh BCA Syariah. \u201cJadi caranya kita masuk ke penetrasi, kita masuk ke komunitas. Dengan itu harapannya kita kenal dengan nasabahnya, siapa saja calon nasabah,\u201d ujarnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, Pranata mengungkap bahwa BCA Syariah saat ini fokus mendorong pembiayaan emas. Pasalnya dari sisi risiko pembiayaan emas relatif lebih rendah. Pembiayaan emas juga dinilai menguntungkan bagi nasabah dan permintaan saat ini juga cukup baik. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain pembiayaan emas, perseroan juga mendorong pembiayaan Kredit Pemilikan Rumah (KPR). BCA Syariah mencatat, pembiayaan emas dan KPR hingga Agustus 2025 masing-masing tumbuh 149% dan 38% yoy. Adapun hingga akhir 2025, BCA Syariah menargetkan pertumbuhan pembiayaan di kisaran 13%-15%. (rn\/jh. Foto: Dok. BCA Syariah)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusnessUpdate &#8211; PT Bank BCA Syariah atau BCA Syariah membukukan kinerja positif untuk pembiayaan di sektor usaha mikro, kecil dan menengah (UMKM) yang mencapai Rp922 miliar pada Agustus 2025. Direktur BCA Syariah Pranata menyampaikan, angka itu tumbuh 14% secara tahunan (yoy) dibanding periode yang sama tahun lalu. \u201cSampai Agustus kita Alhamdulillah masih tetap naik di [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21076,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[426,2174,765,567,993,1263,137],"class_list":["post-21075","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-economic","tag-bank","tag-bca","tag-kredit","tag-pembiayaan","tag-perdagangan","tag-syariah","tag-umkm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21075\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusnessUpdate &#8211; PT Bank BCA Syariah atau BCA Syariah membukukan kinerja positif untuk pembiayaan di sektor usaha mikro, kecil dan menengah (UMKM) yang mencapai Rp922 miliar pada Agustus 2025. Direktur BCA Syariah Pranata menyampaikan, angka itu tumbuh 14% secara tahunan (yoy) dibanding periode yang sama tahun lalu. \u201cSampai Agustus kita Alhamdulillah masih tetap naik di [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=21075\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-25T06:42:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-25T06:42:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/09\/BCA-Syariah-e1758782561911.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"815\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=21075\",\"url\":\"https:\/\/businessupdate.id\/?p=21075\",\"name\":\"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-09-25T06:42:46+00:00\",\"dateModified\":\"2025-09-25T06:42:48+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=21075#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=21075\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=21075#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=21075","og_locale":"en_US","og_type":"article","og_title":"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar - Businessupdate.id","og_description":"BusnessUpdate &#8211; PT Bank BCA Syariah atau BCA Syariah membukukan kinerja positif untuk pembiayaan di sektor usaha mikro, kecil dan menengah (UMKM) yang mencapai Rp922 miliar pada Agustus 2025. Direktur BCA Syariah Pranata menyampaikan, angka itu tumbuh 14% secara tahunan (yoy) dibanding periode yang sama tahun lalu. \u201cSampai Agustus kita Alhamdulillah masih tetap naik di [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=21075","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-09-25T06:42:46+00:00","article_modified_time":"2025-09-25T06:42:48+00:00","og_image":[{"width":1300,"height":815,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/09\/BCA-Syariah-e1758782561911.jpeg","type":"image\/jpeg"}],"author":"Rahman N","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Rahman N","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=21075","url":"https:\/\/businessupdate.id\/?p=21075","name":"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-09-25T06:42:46+00:00","dateModified":"2025-09-25T06:42:48+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=21075#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=21075"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=21075#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"BCA Syariah Salurkan Kredit untuk UMKM Sebesar Rp922 Miliar"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f","name":"Rahman N","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","caption":"Rahman N"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=4"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/21075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21075"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/21075\/revisions"}],"predecessor-version":[{"id":21077,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/21075\/revisions\/21077"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/21076"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}