{"id":21120,"date":"2025-09-29T06:56:19","date_gmt":"2025-09-28T23:56:19","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21120"},"modified":"2025-09-29T06:56:21","modified_gmt":"2025-09-28T23:56:21","slug":"nasabah-btn-bisa-kurangi-cicilan-kpr-melalui-pengelolaan-sampah","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21120","title":{"rendered":"Nasabah BTN Bisa Kurangi Cicilan KPR Melalui Pengelolaan Sampah"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk atau BTN menghadirkan program inovatif yang memungkinkan nasabah mengurangi cicilan angsuran kredit pemilikan rumah (KPR) melalui pengelolaan sampah rumah tangga.<\/p>\n\n\n\n<p>&#8220;Program ini kami rancang agar mendukung keberlanjutan lingkungan sekaligus meringankan beban keuangan masyarakat. Melalui program ini, kami mengajak para developer dan warga perumahan untuk mulai memilah sampah,\u201d kata Direktur Risk Management BTN Setiyo Wibowo dalam keterangannya di Jakarta, Minggu (28\/9\/2025).<\/p>\n\n\n\n<p>Menurut Setiyo, sampah yang dikelola dengan baik bisa ditukar dengan uang yang khusus diperuntukkan mengurangi angsuran KPR. Semakin banyak sampah yang dikumpulkan, maka semakin besar tabungan yang bisa digunakan untuk mengurangi cicilan.<\/p>\n\n\n\n<p>Ia mengingatkan bahwa sampah memiliki nilai ekonomi. Setiap orang rata-rata menghasilkan satu kilogram sampah per hari, sehingga dalam satu keluarga dengan anggota empat orang bisa terkumpul hingga empat kilogram sampah per hari.<\/p>\n\n\n\n<p>Program pengelolaan sampah ini merupakan kerja sama BTN dengan Rekosistem, perusahaan pengelola sampah berbasis teknologi.<\/p>\n\n\n\n<p>Untuk mengangkut sampah warga, ada layanan Reko Keliling &amp; BTN yang menerima berbagai jenis sampah, mulai dari plastik, logam, kertas, hingga minyak jelantah dan elektronik bekas.<\/p>\n\n\n\n<p>Sampah yang disetorkan masyarakat akan dipilah, dicatat, dan dikonversi menjadi poin bernama Rekopoin. Nilai poin tersebut kemudian ditransfer ke rekening BTN nasabah untuk membantu pembayaran angsuran rumah.<\/p>\n\n\n\n<p>Mekanisme tersebut menjadikan sampah yang biasanya berakhir di tempat pembuangan akhir, kini memiliki nilai nyata sebagai tabungan. Program ini juga sejalan dengan strategi <em>environmental, social, and governance<\/em> (ESG) BTN untuk menghadirkan pembiayaan rumah yang ramah lingkungan.<\/p>\n\n\n\n<p>\u201cMelalui program ini, pengelolaan sampah dari rumah bukan hanya sekadar untuk menabung dan mengurangi cicilan KPR, tapi juga menjadi tabungan bagi masa depan bumi yang lebih baik,\u201d ujar Setiyo.<\/p>\n\n\n\n<p>CEO dan Co-Founder Rekosistem Ernest Christian Layman mengatakan, masalah sampah di Indonesia masih pelik karena sebagian besar masih berakhir di tempat pembuangan akhir dan pengelolaannya memakan biaya tinggi.<\/p>\n\n\n\n<p>Dengan partisipasi masyarakat, maka sampah bisa dikelola lebih baik dan bahkan membantu mengurangi angsuran KPR. \u201cIni bukan hanya inovasi finansial, tapi juga kontribusi nyata menjaga bumi agar tetap lestari,\u201d ujar Ernest.<\/p>\n\n\n\n<p>Sementara itu, Direktur Utama Pesona Kahuripan Angga Budi Kusuma menilai inovasi BTN ini membawa keuntungan ganda bagi masyarakat.<\/p>\n\n\n\n<p>\u201cPembeli rumah bisa menukar sampah menjadi tabungan untuk mengurangi angsuran. Di Pesona Kahuripan, sebanyak 3.800 unit sudah menggunakan material ramah lingkungan. Dengan lebih dari 14 ribu warga, kami siap mendukung program ini dan melibatkan UMKM agar manfaatnya semakin luas,\u201d kata Angga. (rn\/jh. Foto: Dok. BTN)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk atau BTN menghadirkan program inovatif yang memungkinkan nasabah mengurangi cicilan angsuran kredit pemilikan rumah (KPR) melalui pengelolaan sampah rumah tangga. &#8220;Program ini kami rancang agar mendukung keberlanjutan lingkungan sekaligus meringankan beban keuangan masyarakat. Melalui program ini, kami mengajak para developer dan warga perumahan untuk mulai memilah sampah,\u201d [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,53],"tags":[426,183,248,544,1486,10265,827,2578,1144],"class_list":{"0":"post-21120","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-property","9":"tag-bank","10":"tag-btn","11":"tag-kpr","12":"tag-negara","13":"tag-pemilikan","14":"tag-rekosistem","15":"tag-rumah","16":"tag-sampah","17":"tag-tabungan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nasabah BTN Bisa Kurangi Cicilan KPR Melalui Pengelolaan Sampah - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21120\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nasabah BTN Bisa Kurangi Cicilan KPR Melalui Pengelolaan Sampah - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk atau BTN menghadirkan program inovatif yang memungkinkan nasabah mengurangi cicilan angsuran kredit pemilikan rumah (KPR) melalui pengelolaan sampah rumah tangga. &#8220;Program ini kami rancang agar mendukung keberlanjutan lingkungan sekaligus meringankan beban keuangan masyarakat. 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