{"id":21170,"date":"2025-10-01T13:19:05","date_gmt":"2025-10-01T06:19:05","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21170"},"modified":"2025-10-01T13:19:07","modified_gmt":"2025-10-01T06:19:07","slug":"hingga-agustus-2025-transaksi-qris-bank-raya-melonjak-ini-penyebabnya","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21170","title":{"rendered":"Hingga Agustus 2025 Transaksi QRIS Bank Raya Melonjak, Ini Penyebabnya"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Raya Indonesia Tbk (AGRO) mencatatkan transaksi QRIS meningkat tajam hingga Agustus 2025, baik jumlah transaksi maupun volume. Pertumbuhan itu tidak terlepas dari integrasi layanan QRIS dengan fitur Saku Bisnis yang memudahkan pelaku usaha menerima dana secara cepat.<\/p>\n\n\n\n<p>Direktur Utama Bank Raya Ida Bagus Ketut Subagia mengatakan, transaksi QRIS meningkat 300% secara tahunan(yoy) mencapai 3,3 juta transaksi pada Agustus 2025, dengan volume transaksi QRIS tumbuh 94% (yoy) menjadi Rp13,8 miliar.<\/p>\n\n\n\n<p>&#8220;Pencairan kini dapat dilakukan di hari yang sama melalui empat <em>batch<\/em> pencairan dalam sehari, sehingga pelaku usaha tidak membutuhkan waktu yang lama untuk menerima dana dalam menjalankan operasional bisnisnya,&#8221; ujar Bagus dalam konferensi pers HUT Bank Raya ke-36 di Menara BRILian, Jakarta, Rabu (1\/10\/2025).<\/p>\n\n\n\n<p>Dalam Saku Bisnis, Bagus menjelaskan terdapat fitur pembuatan hingga tiga QRIS sekaligus dalam satu akun, fitur kasir yang bisa digunakan hingga lima kasir di setiap toko, serta pembuatan hingga lima Saku Bisnis dalam satu akun sehingga pengelolaan operasional usaha bisnis jadi lebih praktis.<\/p>\n\n\n\n<p>Ia juga menjelaskan perseroan terus menambah inovasi, diantaranya mass transfer untuk pembayaran gaji dan <em>supplier<\/em> secara <em>real time<\/em>. Selain itu, juga pemisahan budget usaha hingga lima saku bisnis berbeda, yang mempermudah pelaku UMKM memantau arus kas.<\/p>\n\n\n\n<p>Lebih lanjut, bank digital anggota BRI Group ini meluncurkan kartu debit virtual Visa yang dapat digunakan untuk transaksi domestik maupun internasional. Kemudian, juga menghadirkan Fitur 3D Secure In-App dan autentikasi PIN, untuk memastikan keamanan transaksi nasabah.<\/p>\n\n\n\n<p>Selanjutnya, terdapat inovasi layanan Buy Now Pay Later (BNPL) melalui Raya Paylater yang menyediakan plafon hingga Rp5 juta. Bagus berharap berbagai inovasi perseroan tersebut dapat menambah fleksibilitas permodalan pelaku usaha dalam mengembangkan bisnis mereka.<\/p>\n\n\n\n<p>\u201cRagam inovasi di usia Bank Raya yang ke-36 tahun ini dapat mengakomodir kebutuhan transaksi perbankan sekaligus pengelolaan keuangan bagi pelaku usaha. Bank Raya memiliki fokus untuk memenuhi kebutuhan masyarakat dengan menghadirkan produk digital yang semakin relevan,\u201d ujar Bagus.<\/p>\n\n\n\n<p>Pada semester I\/2025, Bank Raya membukukan laba bersih sebesar Rp32,93 miliar, atau tumbuh 64,5% secara tahunan (year on year\/yoy). Dari sisi intermediasi, total kredit tercatat tumbuh 7,4% (yoy) menjadi sebesar Rp7,28 triliun, yang turut menopang pertumbuhan positif total aset Bank Raya menjadi sebesar Rp13,34 triliun.<\/p>\n\n\n\n<p>Penggunaan transaksi Raya App meningkat 42,7% (yoy) dan mencapai 2,1 juta transaksi, dengan pertumbuhan digital saving sebesar Rp1,5 triliun atau tumbuh 66,6% (yoy). (pa\/jh. Foto: Dok. Bank Raya)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Raya Indonesia Tbk (AGRO) mencatatkan transaksi QRIS meningkat tajam hingga Agustus 2025, baik jumlah transaksi maupun volume. Pertumbuhan itu tidak terlepas dari integrasi layanan QRIS dengan fitur Saku Bisnis yang memudahkan pelaku usaha menerima dana secara cepat. Direktur Utama Bank Raya Ida Bagus Ketut Subagia mengatakan, transaksi QRIS meningkat 300% secara [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":12969,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[2616,426,276,325,726,1060,538,1712,4565],"class_list":{"0":"post-21170","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-agro","9":"tag-bank","10":"tag-digital","11":"tag-indonesia","12":"tag-qris","13":"tag-rakyat","14":"tag-raya","15":"tag-transaksi","16":"tag-volume"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hingga Agustus 2025 Transaksi QRIS Bank Raya Melonjak, Ini Penyebabnya - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21170\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hingga Agustus 2025 Transaksi QRIS Bank Raya Melonjak, Ini Penyebabnya - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Raya Indonesia Tbk (AGRO) mencatatkan transaksi QRIS meningkat tajam hingga Agustus 2025, baik jumlah transaksi maupun volume. 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