{"id":21357,"date":"2025-10-12T07:25:50","date_gmt":"2025-10-12T00:25:50","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21357"},"modified":"2025-10-12T07:27:53","modified_gmt":"2025-10-12T00:27:53","slug":"bank-sumut-targetkan-pengajuan-kredit-perumahan-tuntas-dalam-3-hari","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21357","title":{"rendered":"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211; <\/strong>PT Bank Sumut menargetkan proses pengajuan kredit oleh calon debitur Kredit Program Perumahan (KPP) bisa rampung dalam tiga hari. Seluruh infrastruktur layanan dan sumber daya manusia telah disiapkan untuk memastikan proses pengajuan KPP berlangsung cepat dan efisien.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Seperti yang kami sampaikan di hadapan pak Menteri, kami menargetkan proses pengajuan kredit antara calon debitur dan bank rampung maksimal tiga hari kerja,&#8221; ucap Direktur Bisnis dan Syariah Bank Sumut Syafrizalsyah di Medan, Sumatera Utara, Sabtu (11\/10\/2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pihaknya menegaskan, implementasi KPP ini siap dijalankan bertepatan dengan peluncuran Sistem Informasi Kredit Perumahan (SIKP) oleh Presiden RI Prabowo Subianto di Surabaya, Jawa Timur pada 15 Oktober 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Melalui kesiapan layanan di 233 unit kerja, Bank Sumut melakukan percepatan KPP bagi masyarakat berpenghasilan rendah (MBR) agar memiliki rumah layak huni. &#8220;Ini bentuk nyata komitmen kami untuk memberikan layanan cepat, mudah, dan murah bagi masyarakat,&#8221; ujar Syafrizalsyah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Sumut juga secara aktif menyosialisasikan Program 3 Juta Rumah ke berbagai pihak, termasuk pelaku usaha di sektor perumahan dan usaha mikro, kecil dan menengah (UMKM).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KPP sendiri merupakan fasilitas kredit terdiri atas dua skema, yakni pertama KPP penawaran yang ditujukan bagi pengembang\/kontraktor\/toko bahan bangunan dengan plafon hingga Rp5 miliar. Skema kedua permintaan KPP bagi pelaku UMKM di sektor perumahan dengan plafon sampai Rp500 juta disertai bunga subsidi 5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain KPP untuk tujuan usaha, Bank Sumut juga berkomitmen untuk perumahan subsidi program Fasilitas Likuiditas Pembiayaan Perumahan (FLPP).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Produk KPP strategis memperluas pembiayaan sektor perumahan, khususnya pengembang lokal memiliki potensi besar, namun keterbatasan akses ke pembiayaan formal,&#8221; jelas Syafrizalsyah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menteri Perumahan dan Kawasan Permukiman (PKP) RI Maruarar Sirait menyambut positif atas upaya Bank Sumut guna menyukseskan Program 3 Juta Rumah di wilayah Sumatera Utara.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Kalau Bank Sumut bisa hadir dengan layanan cepat dan bunga murah, rakyat pasti pilih bank daripada rentenir,&#8221; tegas Maruarar dihadiri Menteri Dalam Negeri RI Tito Karnavian didampingi Gubernur Sumatera Utara Bobby Nasution dalam Sosialisasi Kredit Program Perumahan di Kantor Gubernur Sumut, Jumat (10\/10\/2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menteri PKP juga mendorong penguatan ekosistem perumahan yang sehat antara perbankan, pemerintah daerah, dan pengembang agar program ini benar-benar menyentuh masyarakat luas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Jenderal Perumahan Perkotaan Kementerian PKP Sri Haryati menyebutkan, bahwa KPP ini berbeda dengan Kredit Usaha Rakyat (KUR) secara umum. &#8220;KPP ini tetap bisa diakses, meski debitur memiliki kredit komersial selama status kolektibilitasnya lancar,&#8221; tutur Sri Haryati. (rn\/jh. Foto: Dok. Bank Sumut)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Sumut menargetkan proses pengajuan kredit oleh calon debitur Kredit Program Perumahan (KPP) bisa rampung dalam tiga hari. Seluruh infrastruktur layanan dan sumber daya manusia telah disiapkan untuk memastikan proses pengajuan KPP berlangsung cepat dan efisien. &#8220;Seperti yang kami sampaikan di hadapan pak Menteri, kami menargetkan proses pengajuan kredit antara calon debitur [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21358,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,53],"tags":[426,724,248,765,10348,758,1176,583,6069,1037],"class_list":["post-21357","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-property","tag-bank","tag-bpd","tag-kpr","tag-kredit","tag-pengajuan","tag-perumahan","tag-program","tag-sumatera","tag-sumut","tag-utara"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21357\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Sumut menargetkan proses pengajuan kredit oleh calon debitur Kredit Program Perumahan (KPP) bisa rampung dalam tiga hari. Seluruh infrastruktur layanan dan sumber daya manusia telah disiapkan untuk memastikan proses pengajuan KPP berlangsung cepat dan efisien. &#8220;Seperti yang kami sampaikan di hadapan pak Menteri, kami menargetkan proses pengajuan kredit antara calon debitur [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=21357\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-12T00:25:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-12T00:27:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/10\/bank-sumut-KPR-e1760228743232.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"686\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=21357\",\"url\":\"https:\/\/businessupdate.id\/?p=21357\",\"name\":\"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-10-12T00:25:50+00:00\",\"dateModified\":\"2025-10-12T00:27:53+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=21357#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=21357\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=21357#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=21357","og_locale":"en_US","og_type":"article","og_title":"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Sumut menargetkan proses pengajuan kredit oleh calon debitur Kredit Program Perumahan (KPP) bisa rampung dalam tiga hari. Seluruh infrastruktur layanan dan sumber daya manusia telah disiapkan untuk memastikan proses pengajuan KPP berlangsung cepat dan efisien. &#8220;Seperti yang kami sampaikan di hadapan pak Menteri, kami menargetkan proses pengajuan kredit antara calon debitur [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=21357","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2025-10-12T00:25:50+00:00","article_modified_time":"2025-10-12T00:27:53+00:00","og_image":[{"width":1200,"height":686,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/10\/bank-sumut-KPR-e1760228743232.webp","type":"image\/webp"}],"author":"Rahman N","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Rahman N","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=21357","url":"https:\/\/businessupdate.id\/?p=21357","name":"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2025-10-12T00:25:50+00:00","dateModified":"2025-10-12T00:27:53+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=21357#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=21357"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=21357#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Bank Sumut Targetkan Pengajuan Kredit Perumahan Tuntas dalam 3 Hari"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f","name":"Rahman N","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","caption":"Rahman N"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=4"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/21357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21357"}],"version-history":[{"count":2,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/21357\/revisions"}],"predecessor-version":[{"id":21360,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/21357\/revisions\/21360"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/21358"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}