{"id":21653,"date":"2025-10-28T14:47:00","date_gmt":"2025-10-28T07:47:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21653"},"modified":"2025-10-28T14:47:46","modified_gmt":"2025-10-28T07:47:46","slug":"laba-allo-bank-kuartal-iii-2025-naik-2554-persen-jadi-rp37987-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21653","title":{"rendered":"Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Allo Bank Indonesia Tbk. (BBHI) mencatatkan laba bersih sebesar Rp379,87 miliar pada kuartal III\/2025, meningkat 25,54% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp302,58 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan Kuartal III\/2025 yang dipublikasikan, bank milik konglomerat Chairul Tanjung itu mencatatkan pendapatan bunga sebesar Rp1,34 triliun, tumbuh 24,46% yoy dari periode yang sama tahun lalu Rp1,08 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beban bunga perseroan tercatat meningkat 11,08% yoy menjadi Rp291,75 miliar. Dengan realisasi tersebut, Allo Bank membukukan pendapatan bunga bersih sebesar Rp1,05 triliun, tumbuh 28,75% yoy dari kuartal III\/2024 yang mencapai Rp818,69 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, beban operasional naik 32,22% yoy menjadi Rp563,90 miliar dari periode yang sama tahun lalu Rp426,48 miliar. Sejumlah komponen beban operasional nonbunga terpantau membengkak yaitu beban tenaga kerja yang naik 20,21% yoy menjadi Rp151,65 miliar, beban lainnya naik 23,60% yoy menjadi Rp327,52 miliar, dan kerugian penurunan nilai aset keuangan (<em>impairment<\/em>) meningkat 410,34% yoy menjadi Rp274,93 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, Allo Bank mencatatkan penurunan pada beban promosi sebesar 20,21% yoy menjadi Rp109,68 miliar pada kuartal III\/2025, dari sebelumnya Rp132,75 miliar pada kuartal III\/2024. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, laba operasional Allo Bank tercatat tumbuh 24,98% yoy menjadi Rp490,17 miliar, dari periode yang sama tahun lalu sebesar Rp392,20 miliar. Laba tahun berjalan sebelum pajak tercatat mencapai Rp490,16 miliar pada kuartal III\/2025. Angka itu tumbuh 24,98% yoy dibanding periode yang sama tahun sebelumnya sebesar Rp392,17 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi intermediasi, Allo Bank mencatatkan penyaluran kredit sebesar Rp8,47 triliun pada kuartal III\/2025. Angka itu tumbuh 15,58% yoy dibanding kuartal III\/2024 yang sebesar Rp7,33 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada saat yang sama, Dana Pihak Ketiga (DPK) Allo Bank tumbuh signifikan 78,16% yoy menjadi Rp8,78 triliun dari periode yang sama tahun lalu Rp4,92 triliun. Simpanan giro tumbuh pesat pada kuartal III\/2025. Tercatat, simpanan giro tumbuh 266,80% yoy, dari Rp203,42 miliar menjadi Rp55,45 miliar. Kemudian, simpanan deposito mencapai Rp7,76 triliun, tumbuh 88,57% yoy dari sebelumnya Rp4,11 triliun pada kuartal III\/2024. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Allo Bank juga mencatatkan simpanan tabungan mencapai Rp812,92 miliar pada kuartal III\/2025, tumbuh 7,57% yoy dari periode yang sama tahun lalu Rp755,73 miliar. Melihat indikator keuangan, rasio kewajiban penyediaan modal minimum (KPMM) Allo Bank turun dari 85,30% pada kuartal III\/2024 menjadi 78,76% pada kuartal III\/2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk kualitas kredit, terdapat perbaikan dengan NPL gross tercatat 1,52% dari periode yang sama tahun lalu 0,55% dan NPL net 0,61% dari 0,34%. Adapun, pendapatan bunga bersih (<em>net interest margin<\/em>\/NIM) tercatat meningkat dari 9,00% menjadi 10,42%, sedangkan biaya operasional terhadap pendapatan operasional meningkat dari 68,19% pada kuartal III\/2024 menjadi 70,19% pada kuartal III\/2025. (rn\/jh. Foto: Dok. Allo Bank)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Allo Bank Indonesia Tbk. (BBHI) mencatatkan laba bersih sebesar Rp379,87 miliar pada kuartal III\/2025, meningkat 25,54% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp302,58 miliar. Berdasarkan laporan keuangan Kuartal III\/2025 yang dipublikasikan, bank milik konglomerat Chairul Tanjung itu mencatatkan pendapatan bunga sebesar Rp1,34 triliun, tumbuh 24,46% yoy dari periode [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21654,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[9201,426,9858,325,377,1775,765,553,1161,1143,1144],"class_list":["post-21653","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-allo","tag-bank","tag-bbhi","tag-indonesia","tag-keuangan","tag-kinerja","tag-kredit","tag-laba","tag-laporan","tag-simpanan","tag-tabungan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21653\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Allo Bank Indonesia Tbk. (BBHI) mencatatkan laba bersih sebesar Rp379,87 miliar pada kuartal III\/2025, meningkat 25,54% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp302,58 miliar. Berdasarkan laporan keuangan Kuartal III\/2025 yang dipublikasikan, bank milik konglomerat Chairul Tanjung itu mencatatkan pendapatan bunga sebesar Rp1,34 triliun, tumbuh 24,46% yoy dari periode [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=21653\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-28T07:47:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-28T07:47:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/10\/allo-bank-HO-e1761637615248.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"686\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=21653\",\"url\":\"https:\/\/businessupdate.id\/?p=21653\",\"name\":\"Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-10-28T07:47:00+00:00\",\"dateModified\":\"2025-10-28T07:47:46+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=21653#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=21653\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=21653#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=21653","og_locale":"en_US","og_type":"article","og_title":"Laba Allo Bank Kuartal III\/2025 Naik 25,54 Persen Jadi Rp379,87 Miliar - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Allo Bank Indonesia Tbk. 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