{"id":21789,"date":"2025-11-05T16:14:22","date_gmt":"2025-11-05T09:14:22","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21789"},"modified":"2025-11-05T16:14:25","modified_gmt":"2025-11-05T09:14:25","slug":"kuartal-iii-2025-kb-bank-raih-laba-rp265-miliar-dari-sebelumnya-rugi","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21789","title":{"rendered":"Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank KB Indonesia Tbk atau KB Bank mencatat laba bersih sebesar Rp265 miliar pada kuartal III\/2025. Padahal, periode yang sama tahun lalu yang perseroan mencatat rugi Rp2,73 triliun. Jika dibandingkan dengan kuartal sebelumnya, laba itu turun 31,88% atau sekitar Rp124 miliar dari laba Rp389 miliar. <\/p>\n\n\n\n<p>\u201cIni menandai tonggak penting dalam perjalanan pemulihan kami. Kami menyadari laba ini sebagian didukung oleh pendapatan non-operasional, terutama dari transaksi swap aset,\u201d kata Direktur Keuangan KB Bank, Jang Hyuk Im, dalam <em>public expose<\/em>, Rabu (5\/11\/2025). <\/p>\n\n\n\n<p>Pertumbuhan laba ditopang oleh kenaikan kredit sebesar 10,83% secara tahunan (yoy). Total penyaluran kredit naik dari Rp39,99 triliun pada kuartal III\/2024 menjadi Rp44,32 triliun pada periode yang sama tahun ini. <\/p>\n\n\n\n<p>Penyaluran kredit tersebut sesuai dengan target perusahaan sebesar Rp44-45 triliun sepanjang 2025. Pertumbuhannya juga melampaui rata-rata industri perbankan yang berada di kisaran 7-8%. <\/p>\n\n\n\n<p>Menurut Jang Hyuk Im, pertumbuhan kredit didorong oleh peningkatan di seluruh segmen, baik korporasi, UKM, maupun ritel. Segmen korporasi masih mendominasi dengan penyaluran Rp22,32 triliun, disusul segmen ritel Rp15,32 triliun dan UKM Rp6,68 triliun. <\/p>\n\n\n\n<p>Secara pertumbuhan, kredit ritel mencatat kenaikan tertinggi sebesar 17,32% secara tahunan, diikuti kredit korporasi 9,92%, dan UKM 0,82%. \u201cEkspansi yang solid ini didorong oleh pertumbuhan yang kuat di semua segmen, dengan pinjaman normal atau pinjaman lancar meningkat sekitar 13 persen,\u201d ujarnya. <\/p>\n\n\n\n<p>Dari sisi pendanaan, Direktur Retail Banking Bank KB Indonesia, Robby Mondong, menjelaskan dana pihak ketiga (DPK) tumbuh 14,48% menjadi Rp 46,96 triliun. Pertumbuhan DPK dipicu lonjakan dana murah (<em>current account saving account<\/em>\/CASA) sebesar 38% secara tahunan menjadi Rp14,46 triliun. (ip\/jh. Foto: Dok. KB Bank)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank KB Indonesia Tbk atau KB Bank mencatat laba bersih sebesar Rp265 miliar pada kuartal III\/2025. Padahal, periode yang sama tahun lalu yang perseroan mencatat rugi Rp2,73 triliun. Jika dibandingkan dengan kuartal sebelumnya, laba itu turun 31,88% atau sekitar Rp124 miliar dari laba Rp389 miliar. \u201cIni menandai tonggak penting dalam perjalanan pemulihan [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":17491,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,325,4918,377,770,553,1161,769],"class_list":{"0":"post-21789","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-indonesia","10":"tag-kb","11":"tag-keuangan","12":"tag-kuartal","13":"tag-laba","14":"tag-laporan","15":"tag-rugi"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21789\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank KB Indonesia Tbk atau KB Bank mencatat laba bersih sebesar Rp265 miliar pada kuartal III\/2025. Padahal, periode yang sama tahun lalu yang perseroan mencatat rugi Rp2,73 triliun. Jika dibandingkan dengan kuartal sebelumnya, laba itu turun 31,88% atau sekitar Rp124 miliar dari laba Rp389 miliar. \u201cIni menandai tonggak penting dalam perjalanan pemulihan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=21789\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-05T09:14:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T09:14:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/03\/kb-bank.jpg-e1740985072996.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"762\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=21789\",\"url\":\"https:\/\/businessupdate.id\/?p=21789\",\"name\":\"Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-11-05T09:14:22+00:00\",\"dateModified\":\"2025-11-05T09:14:25+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=21789#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=21789\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=21789#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=21789","og_locale":"en_US","og_type":"article","og_title":"Kuartal III\/2025 KB Bank Raih Laba Rp265 Miliar dari Sebelumnya Rugi - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank KB Indonesia Tbk atau KB Bank mencatat laba bersih sebesar Rp265 miliar pada kuartal III\/2025. 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