{"id":21866,"date":"2025-11-10T13:46:17","date_gmt":"2025-11-10T06:46:17","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21866"},"modified":"2025-11-10T13:46:19","modified_gmt":"2025-11-10T06:46:19","slug":"btn-ekspansi-penyaluran-kredit-program-perumahan-ke-yogyakarta","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21866","title":{"rendered":"BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk (BBTN) bakal melakukan ekspansi penyaluran Kredit Program Perumahan (KPP) di Daerah Istimewa Yogyakarta (DIY) guna mendukung Program 3 Juta Rumah yang diusung pemerintah. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perseroan melihat potensi besar untuk penyaluran KPP di Yogyakarta seiring dengan bertumbuhnya usaha mikro, kecil dan menengah (UMKM) di sektor perumahan serta sektor-sektor terkait lainnya di kota gudeg ini. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Commercial Banking BTN Hermita mengatakan, Yogyakarta memiliki potensi besar untuk penyaluran KPP karena selama ini kontribusinya cukup konsisten terhadap portofolio Kredit Pemilikan Rumah (KPR) Subsidi BTN, terutama di segmen masyarakat berpenghasilan rendah (MBR). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDalam dua tahun terakhir, pertumbuhan KPR subsidi di Yogyakarta terus meningkat secara konsisten. Selain itu, BTN melihat Yogyakarta memiliki potensi sinergi yang besar antara kebutuhan rumah masyarakat, dukungan pemerintah daerah, serta keberadaan banyak pengembang rumah subsidi yang aktif,\u201d ujar Hermita dalam keterangan tertulis, Senin (10\/11\/2025). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hermita menilai, Yogyakarta memiliki karakteristik ekonomi yang unik dan stabil, ditopang oleh sektor pendidikan, pariwisata, dan UMKM yang tumbuh seimbang dan saling mendukung. Selain itu, penduduk berusia muda di Yogyakarta terus meningkat, sehingga memicu permintaan terhadap hunian dengan biaya terjangkau. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cHal ini didukung ketersediaan lahan untuk pengembangan perumahan di wilayah sekitar kota Yogyakarta, seperti Sleman, Bantul, dan Kulonprogo,\u201d ujarnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Badan Pusat Statistik (BPS) DIY juga mencatat, selama beberapa dekade terakhir terjadi pergeseran struktur ekonomi Yogyakarta dari sektor primer (pertanian) ke sektor tersier atau jasa dan sektor sekunder (industri atau manufaktur) sehingga menyumbang pertumbuhan ekonomi daerah yang positif. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seiring dengan pertumbuhan ekonomi yang konsisten tersebut, Yogyakarta dinilai cukup menjanjikan bagi sektor properti. Hal ini memicu permintaan terhadap bahan bangunan, furnitur, jasa konstruksi, dan jasa lainnya terkait perumahan yang mayoritas merupakan UMKM. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBTN melihat ekosistem sektor perumahan di Yogyakarta, mulai dari developer lokal, pelaku usaha bahan bangunan seperti semen, cat, keramik, dan lain-lain, hingga kontraktor kecil sangat potensial untuk menjadi penerima manfaat KPP, seiring dengan meningkatnya aktivitas pembangunan rumah subsidi dan rumah swadaya masyarakat,\u201d tutur Hermita. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hermita menjelaskan, sebagian dari para pelaku usaha tersebut sebelumnya telah menjadi nasabah BTN untuk program Kredit Usaha Rakyat (KUR) BTN, terutama yang terlibat dalam rantai pasok proyek perumahan, serta nasabah KPR Fasilitas Likuiditas Pembiayaan Perumahan (FLPP) Sejahtera, utamanya pelaku usaha kecil yang membeli rumah subsidi sebagai hunian pribadi. (rn\/jh. Foto: Dok. BP Tapera)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BBTN) bakal melakukan ekspansi penyaluran Kredit Program Perumahan (KPP) di Daerah Istimewa Yogyakarta (DIY) guna mendukung Program 3 Juta Rumah yang diusung pemerintah. Perseroan melihat potensi besar untuk penyaluran KPP di Yogyakarta seiring dengan bertumbuhnya usaha mikro, kecil dan menengah (UMKM) di sektor perumahan serta sektor-sektor terkait [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":20024,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[81,53],"tags":[426,10581,183,2170,765,544,758,1176,4687,1144,137,1900],"class_list":["post-21866","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bumn","category-property","tag-bank","tag-berpenghasilan","tag-btn","tag-diy","tag-kredit","tag-negara","tag-perumahan","tag-program","tag-rendah","tag-tabungan","tag-umkm","tag-yogyakarta"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21866\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BBTN) bakal melakukan ekspansi penyaluran Kredit Program Perumahan (KPP) di Daerah Istimewa Yogyakarta (DIY) guna mendukung Program 3 Juta Rumah yang diusung pemerintah. Perseroan melihat potensi besar untuk penyaluran KPP di Yogyakarta seiring dengan bertumbuhnya usaha mikro, kecil dan menengah (UMKM) di sektor perumahan serta sektor-sektor terkait [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=21866\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-10T06:46:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-10T06:46:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/07\/BP-Tapera-perumahan-e1753747222346.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"726\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=21866\",\"url\":\"https:\/\/businessupdate.id\/?p=21866\",\"name\":\"BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-11-10T06:46:17+00:00\",\"dateModified\":\"2025-11-10T06:46:19+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=21866#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=21866\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=21866#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=21866","og_locale":"en_US","og_type":"article","og_title":"BTN Ekspansi Penyaluran Kredit Program Perumahan ke Yogyakarta - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BBTN) bakal melakukan ekspansi penyaluran Kredit Program Perumahan (KPP) di Daerah Istimewa Yogyakarta (DIY) guna mendukung Program 3 Juta Rumah yang diusung pemerintah. 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