{"id":21944,"date":"2025-11-14T15:39:19","date_gmt":"2025-11-14T08:39:19","guid":{"rendered":"https:\/\/businessupdate.id\/?p=21944"},"modified":"2025-11-14T15:39:21","modified_gmt":"2025-11-14T08:39:21","slug":"pendapatan-berbasis-komisi-bank-mandiri-hingga-september-2025-tembus-rp548-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=21944","title":{"rendered":"Pendapatan Berbasis Komisi Bank Mandiri Hingga September 2025 Tembus Rp5,48 Triliun"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri (Persero) Tbk (BMRI) mencatat, perolehan pendapatan berbasis komisi atau <em>fee based income<\/em> dari layanan digital secara bank only mencapai Rp5,48 triliun hingga September 2025. Angka tersebut meningkat 13,3% secara tahunan (yoy) dari Rp4,84 triliun pada periode yang sama tahun sebelumnya.<\/p>\n\n\n\n<p>Corporate Secretary Bank Mandiri M. Ashidiq Iswara menjelaskan peningkatan signifikan ini merupakan hasil sinergi antara inovasi digital dan strategi penguatan ekosistem finansial yang berorientasi pada kemudahan dan keberlanjutan layanan nasabah.<\/p>\n\n\n\n<p>\u201cPertumbuhan pendapatan digital ini mencerminkan kepercayaan masyarakat terhadap layanan digital Bank Mandiri,\u201d kata Ashidiq dalam keterangan resmi, Jumat (14\/11\/2025).<\/p>\n\n\n\n<p>Melalui Livin\u2019 by Mandiri, Livin\u2019 Merchant, dan Kopra by Mandiri, perseroan tidak hanya menghadirkan kemudahan transaksi, tetapi juga menciptakan nilai tambah bagi nasabah, pelaku usaha, dan mengakselerasi inklusivitas perekonomian nasional.<\/p>\n\n\n\n<p>Sebagai informasi, hingga September 2025, jumlah nasabah ritel yang menggunakan Livin\u2019 by Mandiri meningkat 26,5% yoy mencapai lebih dari 34,5 juta pengguna.<\/p>\n\n\n\n<p>Super apps ini telah digunakan dengan frekuensi mencapai 4,54 miliar kali transaksi, naik 27,9% yoy. Adapun nilai transaksi Livin\u2019 by Mandiri mencapai Rp4.257 triliun, tumbuh 10,4% yoy.<\/p>\n\n\n\n<p>Perseroan mencatat kehadiran Livin\u2019 turut mempercepat akuisisi nasabah baru, di mana lebih dari 91% pembukaan rekening kini dilakukan secara digital melalui aplikasi ini.<\/p>\n\n\n\n<p>Tak hanya menyasar nasabah ritel, Bank Mandiri juga memperluas dukungan kepada pelaku usaha melalui Livin\u2019 Merchant, yang kini telah digunakan oleh sekitar 3 juta merchant, tumbuh 35% yoy.<\/p>\n\n\n\n<p>Platform ini membantu UMKM mengelola transaksi secara real-time, meningkatkan efisiensi operasional, dan memperluas akses pasar melalui ekosistem digital yang terintegrasi.<\/p>\n\n\n\n<p>\u201cLivin\u2019 Merchant kami hadirkan sebagai solusi digital yang memperkuat daya saing pelaku usaha kecil dan menengah. Dengan sistem pembayaran dan pencatatan transaksi yang terintegrasi, kami ingin memastikan UMKM dapat tumbuh secara produktif dan berkelanjutan,\u201d tambah Ashidiq.<\/p>\n\n\n\n<p>Di segmen korporasi dan pebisnis, nilai transaksi Kopra by Mandiri mencapai Rp25.980 triliun atau meningkat 21,5% yoy, dengan volume transaksi 1,45 miliar atau naik 18,7% yoy.<\/p>\n\n\n\n<p>Melalui pemanfaatan ekosistem digital, saldo giro korporasi bank only meningkat menjadi Rp564,5 triliun. Hal ini, catat perseroan, mencerminkan kepercayaan dunia usaha terhadap inovasi digital Bank Mandiri.<\/p>\n\n\n\n<p>Transformasi digital yang konsisten mendorong pertumbuhan dana pihak ketiga (DPK) bank only Bank Mandiri yang mencapai Rp1.487 triliun, naik 12,3% yoy hingga akhir kuartal III\/2025.<\/p>\n\n\n\n<p>Dari jumlah tersebut, komposisi dana murah (CASA) tetap dominan sebesar 73,1%, menandakan efektivitas digitalisasi dalam menjaga efisiensi biaya dana dan memperkuat likuiditas.<\/p>\n\n\n\n<p>Ashidiq pun menegaskan bahwa digitalisasi bukan lagi sekadar pendukung, melainkan menjadi inti dari strategi pertumbuhan Bank Mandiri.<\/p>\n\n\n\n<p>\u201cKami berkomitmen menghadirkan layanan komprehensif bagi nasabah, memperkuat ekonomi kerakyatan, serta menjadi bagian dari sinergi besar untuk mewujudkan Asta Cita Pemerintah dalam membangun ekonomi inklusif dan berdaya saing,\u201d tutup Ashidiq. (rn\/jh. Foto: Dok. Bank Mandiri)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk (BMRI) mencatat, perolehan pendapatan berbasis komisi atau fee based income dari layanan digital secara bank only mencapai Rp5,48 triliun hingga September 2025. Angka tersebut meningkat 13,3% secara tahunan (yoy) dari Rp4,84 triliun pada periode yang sama tahun sebelumnya. Corporate Secretary Bank Mandiri M. Ashidiq Iswara menjelaskan peningkatan signifikan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":21945,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,276,9509,1775,1404,7855,5179,720,1007],"class_list":{"0":"post-21944","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-digital","10":"tag-fee-based-income","11":"tag-kinerja","12":"tag-komisi","13":"tag-kopra","14":"tag-livin-2","15":"tag-mandiri","16":"tag-pendapatan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pendapatan Berbasis Komisi Bank Mandiri Hingga September 2025 Tembus Rp5,48 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=21944\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pendapatan Berbasis Komisi Bank Mandiri Hingga September 2025 Tembus Rp5,48 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk (BMRI) mencatat, perolehan pendapatan berbasis komisi atau fee based income dari layanan digital secara bank only mencapai Rp5,48 triliun hingga September 2025. 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