{"id":22473,"date":"2025-12-13T06:26:52","date_gmt":"2025-12-12T23:26:52","guid":{"rendered":"https:\/\/businessupdate.id\/?p=22473"},"modified":"2025-12-13T06:26:54","modified_gmt":"2025-12-12T23:26:54","slug":"total-aset-perbankan-syariah-capai-rekor-tertinggi","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=22473","title":{"rendered":"Total Aset Perbankan Syariah Capai Rekor Tertinggi"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Otoritas Jasa Keuangan (OJK) menyatakan total aset perbankan syariah Indonesia mencapai rekor tertinggi (<em>all time high<\/em>) sebesar Rp1.028,18 triliun per Oktober 2025. Angka ini meningkat 11,34% secara tahunan (yoy) dibandingkan Rp923,43 triliun pada periode sama tahun lalu. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kepala Eksekutif Pengawas Perbankan OJK, Dian Ediana Rae, menyatakan capaian ini menunjukkan arah kebijakan pengembangan perbankan syariah sudah tepat. Kinerja positif juga terlihat dari penyaluran pembiayaan yang mencapai Rp685,55 triliun atau naik 7,78% yoy. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana pihak ketiga (DPK) yang dihimpun mencapai Rp820,79 triliun, naik 14,26% yoy. Masing-masing pencapaian tersebut merupakan rekor tertinggi sejak industri bank syariah berdiri di Indonesia. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seiring membaiknya kondisi perekonomian nasional pada akhir 2025, OJK optimistis kinerja perbankan syariah terus membaik hingga tutup tahun. Dian menambahkan, OJK terus mengawal implementasi Roadmap Pengembangan dan Penguatan Perbankan Syariah Indonesia (RP3SI) 2023-2027. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Langkah ini untuk mendorong percepatan pertumbuhan industri yang berkelanjutan. Salah satu fokus utama adalah memperkuat struktur industri melalui <em>spin-off<\/em> dan konsolidasi. Kebijakan ini bertujuan menciptakan bank syariah dengan skala ekonomi (<em>economic of scale<\/em>) yang lebih besar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Saat ini, mayoritas bank umum syariah (BUS) masih masuk kategori KBMI 1 dengan modal inti sekitar Rp6 triliun. Dengan skala ekonomi yang memadai, bank syariah bisa memperluas pembiayaan, kembangkan model bisnis inovatif, tingkatkan efisiensi biaya, serta perkuat infrastruktur teknologi informasi dan kualitas sumber daya manusia. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Penguatan skala ekonomi juga diharapkan membuat industri perbankan syariah lebih berkontribusi bagi perekonomian nasional. Selain itu, OJK mendorong bank syariah untuk lebih lincah (<em>agile<\/em>) menghadapi persaingan industri. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pemanfaatan keunikan produk syariah, sinergi dengan bank induk, serta optimalisasi keuangan sosial syariah menjadi tiga inisiatif utama yang diharapkan memperkuat karakter perbankan syariah yang berorientasi pada pembangunan sosial-ekonomi. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ketiga inisiatif tersebut juga bertujuan meningkatkan inklusivitas perbankan syariah bagi seluruh lapisan masyarakat. OJK menegaskan akan terus mengawal pengembangan perbankan syariah agar tumbuh sehat dan berkelanjutan. (rn\/jh)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) menyatakan total aset perbankan syariah Indonesia mencapai rekor tertinggi (all time high) sebesar Rp1.028,18 triliun per Oktober 2025. Angka ini meningkat 11,34% secara tahunan (yoy) dibandingkan Rp923,43 triliun pada periode sama tahun lalu. Kepala Eksekutif Pengawas Perbankan OJK, Dian Ediana Rae, menyatakan capaian ini menunjukkan arah kebijakan pengembangan perbankan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[434,426,325,376,377,374,375,4117,1263],"class_list":["post-22473","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","tag-aset","tag-bank","tag-indonesia","tag-jasa","tag-keuangan","tag-ojk","tag-otoritas","tag-rekor","tag-syariah"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Total Aset Perbankan Syariah Capai Rekor Tertinggi - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=22473\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Total Aset Perbankan Syariah Capai Rekor Tertinggi - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) menyatakan total aset perbankan syariah Indonesia mencapai rekor tertinggi (all time high) sebesar Rp1.028,18 triliun per Oktober 2025. Angka ini meningkat 11,34% secara tahunan (yoy) dibandingkan Rp923,43 triliun pada periode sama tahun lalu. Kepala Eksekutif Pengawas Perbankan OJK, Dian Ediana Rae, menyatakan capaian ini menunjukkan arah kebijakan pengembangan perbankan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=22473\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-12T23:26:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-12T23:26:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/ojk-besar-e1673418016125.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1379\" \/>\n\t<meta property=\"og:image:height\" content=\"851\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=22473\",\"url\":\"https:\/\/businessupdate.id\/?p=22473\",\"name\":\"Total Aset Perbankan Syariah Capai Rekor Tertinggi - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2025-12-12T23:26:52+00:00\",\"dateModified\":\"2025-12-12T23:26:54+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=22473#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=22473\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=22473#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Total Aset Perbankan Syariah Capai Rekor Tertinggi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Total Aset Perbankan Syariah Capai Rekor Tertinggi - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=22473","og_locale":"en_US","og_type":"article","og_title":"Total Aset Perbankan Syariah Capai Rekor Tertinggi - Businessupdate.id","og_description":"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) menyatakan total aset perbankan syariah Indonesia mencapai rekor tertinggi (all time high) sebesar Rp1.028,18 triliun per Oktober 2025. 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