{"id":2265,"date":"2022-11-23T08:08:00","date_gmt":"2022-11-23T01:08:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=2265"},"modified":"2022-11-23T07:50:14","modified_gmt":"2022-11-23T00:50:14","slug":"korban-pinjol-ilegal-mayoritas-guru","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=2265","title":{"rendered":"Korban Pinjol Ilegal Mayoritas Guru"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) menyebut sebanyak 42% korban pinjaman online (pinjol) ilegal adalah guru, disusul korban pemutusan hubungan kerja (PHK) 21%\u00a0 dan ibu rumah tangga sebanyak 18%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal itu diungkapkan oleh Anggota Dewan Komisioner OJK Bidang Perlindungan Konsumen Friderica Widyasari Dewi berdasarkan survei independen yang dilakukan Riset No Limit Indonesia (2021) mengenai beberapa profesi yang terjerat pinjol.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyebut sebanyak 28% masyarakat Indonesia tak mampu membedakan pinjaman online (pinjol) legal dan ilegal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Karena itu OJK membidik ibu rumah tangga untuk menjadi salah satu sasaran utama literasi keuangan pada tahun depan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Fokus perempuan, banyak sekali organisasi yang fokus pada perempuan, program-program untuk perempuan. Apalagi sudah sering dikatakan kalau if you educated woman educate generation. Perempuan sangat berdampak,&#8221; kata Friderica dalam konferensi pers, Selasa (22\/11\/2022).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut dia selain perempuan, pelajar juga menjadi sasaran literasi dan edukasi pada tahun depan. Pasalnya, pada urutan selanjutnya yang kerap terjerat pinjol ilegal adalah karyawan sebanyak 9%, pedagang 4%, pelajar 3%, tukang pangkas rambut 2%, dan 1% ojek online.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alasan orang nekat menggunakan pinjol ilegal karena proses cair lebih cepat. &#8220;Dana cair lebih cepat, oleh karena itu OJK menantang Jasa Keuangan agar bisa mengalahkan pinjol ilegal dalam hal ini, namun tetap prudent,&#8221; ujarnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kebutuhan mendesak, perilaku konsumtif, tekanan ekonomi, membeli gadget baru, membayar biaya sekolah, dan literasi pinjol yang rendah juga menjadi faktor yang turut mempengaruhi orang memilih meminjam melalui pinjol ilegal. (jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) menyebut sebanyak 42% korban pinjaman online (pinjol) ilegal adalah guru, disusul korban pemutusan hubungan kerja (PHK) 21%\u00a0 dan ibu rumah tangga sebanyak 18%. Hal itu diungkapkan oleh Anggota Dewan Komisioner OJK Bidang Perlindungan Konsumen Friderica Widyasari Dewi berdasarkan survei independen yang dilakukan Riset No Limit Indonesia (2021) mengenai beberapa [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2266,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48,80],"tags":[380,376,377,806,374,379,375,381,378],"class_list":["post-2265","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","category-micro","tag-ilegal","tag-jasa","tag-keuangan","tag-litersi","tag-ojk","tag-online","tag-otoritas","tag-pinjaman","tag-pinjol"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Korban Pinjol Ilegal Mayoritas Guru - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=2265\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Korban Pinjol Ilegal Mayoritas Guru - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) menyebut sebanyak 42% korban pinjaman online (pinjol) ilegal adalah guru, disusul korban pemutusan hubungan kerja (PHK) 21%\u00a0 dan ibu rumah tangga sebanyak 18%. 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