{"id":23285,"date":"2026-01-26T14:27:06","date_gmt":"2026-01-26T07:27:06","guid":{"rendered":"https:\/\/businessupdate.id\/?p=23285"},"modified":"2026-01-26T14:27:08","modified_gmt":"2026-01-26T07:27:08","slug":"btn-targetkan-laba-bersih-tumbuh-hingga-22-persen-pada-2026","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=23285","title":{"rendered":"BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara Tbk (BTN) atau BBTN menargetkan laba bersih tumbuh 20% hingga 22% secara tahunan (yoy) pada 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama (Dirut) BTN Nixon LP Napitupulu mengatakan penyaluran kredit perseroan ditargetkan tumbuh 8-9% (yoy) pada 2026, dengan<em> non performing loan<\/em> (NPL) berada di bawah 3%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Kita merencanakan sampai tahun depan,<em> loan growth<\/em> mungkin masih 8-9%, tapi ini OJK terus terang minta dinaikkan, karena 12% tahun lalu. Kemudian, net profit kita masih berani tulis 20-22%, karena memang masalah-masalah kredit masa lalunya sudah selesai. Jadi sudah bersih,&#8221; ujar Nixon dalam Rapat Dengar Pendapat (RDP) Komisi VI DPR RI dengan Dirut BTN dan Dirut BNI di Kompleks DPR RI, Jakarta, Senin (26\/1\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BTN juga menargetkan pertumbuhan deposit sebesar 7-8% pada tahun ini, dengan biaya dana atau <em>cost of fund<\/em> berada di level 3,6%, serta beban kredit di kisaran 1-1,2%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada 2025 hingga periode November, BTN membukukan laba bersih sebesar Rp2,91 triliun, atau tumbuh 21,10% (yoy) dibandingkan periode sama tahun sebelumnya senilai Rp2,40 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan laba bersih perseroan ditopang oleh kredit dan pembiayaan yang disalurkan senilai Rp386,47 triliun hingga 30 November 2025, atau naik 8,74% (yoy) dari sebelumnya Rp355,42 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perseroan membukukan pertumbuhan DPK seiring dengan upaya perseroan meningkatkan pendanaan terutama dana murah atau <em>current account and saving account<\/em> (CASA). Per November 2025, DPK perseroan meningkat 15,77% (yoy) menjadi Rp423,96 triliun, dibandingkan periode yang sama tahun sebelumnya sebesar Rp366,22 triliun. (rn\/jh. Foto: Dok. BTN)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara Tbk (BTN) atau BBTN menargetkan laba bersih tumbuh 20% hingga 22% secara tahunan (yoy) pada 2026. Direktur Utama (Dirut) BTN Nixon LP Napitupulu mengatakan penyaluran kredit perseroan ditargetkan tumbuh 8-9% (yoy) pada 2026, dengan non performing loan (NPL) berada di bawah 3%. &#8220;Kita merencanakan sampai tahun depan, loan growth [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":13621,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1316,1370,183,241,765,553,544,763,1144],"class_list":["post-23285","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bbtn","tag-bersih","tag-btn","tag-bumn","tag-kredit","tag-laba","tag-negara","tag-penyaluran","tag-tabungan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=23285\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara Tbk (BTN) atau BBTN menargetkan laba bersih tumbuh 20% hingga 22% secara tahunan (yoy) pada 2026. Direktur Utama (Dirut) BTN Nixon LP Napitupulu mengatakan penyaluran kredit perseroan ditargetkan tumbuh 8-9% (yoy) pada 2026, dengan non performing loan (NPL) berada di bawah 3%. &#8220;Kita merencanakan sampai tahun depan, loan growth [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=23285\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-26T07:27:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-26T07:27:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/07\/bank-btn.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=23285\",\"url\":\"https:\/\/businessupdate.id\/?p=23285\",\"name\":\"BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-01-26T07:27:06+00:00\",\"dateModified\":\"2026-01-26T07:27:08+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=23285#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=23285\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=23285#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=23285","og_locale":"en_US","og_type":"article","og_title":"BTN Targetkan Laba Bersih Tumbuh Hingga 22 Persen pada 2026 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Tabungan Negara Tbk (BTN) atau BBTN menargetkan laba bersih tumbuh 20% hingga 22% secara tahunan (yoy) pada 2026. 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