{"id":23627,"date":"2026-02-05T07:13:18","date_gmt":"2026-02-05T00:13:18","guid":{"rendered":"https:\/\/businessupdate.id\/?p=23627"},"modified":"2026-02-05T07:13:20","modified_gmt":"2026-02-05T00:13:20","slug":"btn-targetkan-pembiayaan-20-ribu-unit-rumah-rendah-emisi-pada-2026","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=23627","title":{"rendered":"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk. (BBTN) menargetkan pembiayaan hingga 20.000 unit rumah rendah emisi sepanjang 2026. Hal ini dilakukan sebagai upaya perseroan memperbesar porsi pembiayaan berkelanjutan dalam portofolio kreditnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Risk Management BTN Setiyo Wibowo mengatakan, hingga akhir 2025 perseroan telah menyalurkan pembiayaan untuk sekitar 11.000 unit rumah rendah emisi yang dikembangkan oleh berbagai pengembang di sejumlah daerah, seperti Banten, Jawa Barat, Jawa Tengah, hingga Sumatra Utara. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cHarapannya tahun ini bisa mencapai 20.000 rumah rendah emisi, kalau bisa 30.000. Sampai 2029 kami ingin membangun 150.000 unit, dan 2030 sekitar 200.000 unit,\u201d ujar Setiyo dalam media briefing di Bekasi, Rabu (4\/2\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Program rumah rendah emisi BTN pertama kali diluncurkan pada kuartal IV\/2024 dengan target awal 1.000 unit dalam tiga bulan. Usai targei itu tercapai, program diperluas dengan melibatkan lebih banyak pengembang dan mitra pendukung, termasuk startup yang memproduksi material bangunan ramah lingkungan dari hasil daur ulang sampah plastik. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Material tersebut dimanfaatkan untuk berbagai kebutuhan konstruksi, seperti paving, lantai, hingga dinding rumah. Menurut Setiyo, pendekatan ini tidak hanya ditujukan untuk menekan emisi karbon sektor perumahan, tetapi juga mendorong terbentuknya ekosistem usaha baru di bidang daur ulang. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSekarang baru 11.000 unit. Kalau mau jutaan, tentu perlu dukungan lebih banyak startup dan pelaku usaha, karena ini bisnis yang inklusif,\u201d ujarnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain dari sisi suplai, BTN juga melibatkan debitur KPR dalam skema pengurangan emisi melalui program penukaran sampah rumah tangga menjadi saldo tabungan untuk membantu pembayaran cicilan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSetelah dihitung-hitung, dengan mengikuti program ini bisa mengurangi cicilan KPR sekitar 10-15% per bulannya atau sekitar Rp100.000-150.000, ini lumayan sekali untuk memberikan penghasilan tambahan bagi rumah tangga yang terlibat,\u201d ujar Setiyo. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Upaya tersebut menjadi bagian dari strategi BTN memperbesar porsi pembiayaan berbasis lingkungan, sosial, dan tata kelola (ESG). Pada 2026, BTN menargetkan porsi kredit berbasis ESG mencapai 60% dari total portofolio pinjaman, naik dari sekitar 52% pada 2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPembiayaan perumahan bersubsidi untuk masyarakat berpenghasilan rendah juga masuk dalam kerangka ESG, karena mengandung aspek sosial,\u201d tutup Setiyo. (rn\/jh. Foto: Dok. BTN)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk. (BBTN) menargetkan pembiayaan hingga 20.000 unit rumah rendah emisi sepanjang 2026. Hal ini dilakukan sebagai upaya perseroan memperbesar porsi pembiayaan berkelanjutan dalam portofolio kreditnya. Direktur Risk Management BTN Setiyo Wibowo mengatakan, hingga akhir 2025 perseroan telah menyalurkan pembiayaan untuk sekitar 11.000 unit rumah rendah emisi yang dikembangkan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":17352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,53],"tags":[426,1316,183,497,765,567,4687,827,1144],"class_list":["post-23627","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-property","tag-bank","tag-bbtn","tag-btn","tag-emisi","tag-kredit","tag-pembiayaan","tag-rendah","tag-rumah","tag-tabungan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=23627\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk. (BBTN) menargetkan pembiayaan hingga 20.000 unit rumah rendah emisi sepanjang 2026. Hal ini dilakukan sebagai upaya perseroan memperbesar porsi pembiayaan berkelanjutan dalam portofolio kreditnya. Direktur Risk Management BTN Setiyo Wibowo mengatakan, hingga akhir 2025 perseroan telah menyalurkan pembiayaan untuk sekitar 11.000 unit rumah rendah emisi yang dikembangkan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=23627\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-05T00:13:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-05T00:13:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/02\/btn.jpg-e1740267928662.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=23627\",\"url\":\"https:\/\/businessupdate.id\/?p=23627\",\"name\":\"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-02-05T00:13:18+00:00\",\"dateModified\":\"2026-02-05T00:13:20+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=23627#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=23627\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=23627#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=23627","og_locale":"en_US","og_type":"article","og_title":"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk. (BBTN) menargetkan pembiayaan hingga 20.000 unit rumah rendah emisi sepanjang 2026. Hal ini dilakukan sebagai upaya perseroan memperbesar porsi pembiayaan berkelanjutan dalam portofolio kreditnya. Direktur Risk Management BTN Setiyo Wibowo mengatakan, hingga akhir 2025 perseroan telah menyalurkan pembiayaan untuk sekitar 11.000 unit rumah rendah emisi yang dikembangkan [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=23627","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2026-02-05T00:13:18+00:00","article_modified_time":"2026-02-05T00:13:20+00:00","og_image":[{"width":1200,"height":700,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/02\/btn.jpg-e1740267928662.webp","type":"image\/webp"}],"author":"Rahman N","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Rahman N","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=23627","url":"https:\/\/businessupdate.id\/?p=23627","name":"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026 - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2026-02-05T00:13:18+00:00","dateModified":"2026-02-05T00:13:20+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=23627#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=23627"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=23627#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"BTN Targetkan Pembiayaan 20 Ribu Unit Rumah Rendah Emisi pada 2026"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f","name":"Rahman N","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g","caption":"Rahman N"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=4"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/23627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23627"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/23627\/revisions"}],"predecessor-version":[{"id":23628,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/23627\/revisions\/23628"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/17352"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}