{"id":23704,"date":"2026-02-10T07:57:42","date_gmt":"2026-02-10T00:57:42","guid":{"rendered":"https:\/\/businessupdate.id\/?p=23704"},"modified":"2026-02-10T07:57:44","modified_gmt":"2026-02-10T00:57:44","slug":"btn-tunda-rencana-akuisisi-asuransi-binagriya-upakara","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=23704","title":{"rendered":"BTN Tunda Rencana Akuisisi Asuransi Binagriya Upakara"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk atau BTN tertarik untuk mengakuisisi PT Asuransi Binagriya Upakara, perusahaan asuransi yang didirikan oleh dana pensiun dan yayasan BTN. Namun, rencana ini ditunda, menunggu hasil konsolidasi BUMN Asuransi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ketertarikan perseroan muncul seiring permintaan dari pemegang saham Asuransi Binagriya Upakara. Permintaan ini diutarakan menyusul adanya kebijakan modal minimum perusahaan asuransi menjadi Rp 1 triliun pada 2028 sesuai Peraturan Otoritas Jasa Keuangan (POJK) Nomor 23 Tahun 2023. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Mereka kirim surat ke kita intinya mereka ingin BTN ambil alih,&#8221; ujar Direktur Utama BTN Nixon LP Napitupulu saat konferensi pers di kantornya, Jakarta, Senin (9\/2\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nixon menilai, secara fundamental perusahaan asuransi ini memiliki kinerja yang sangat baik dengan <em>return on assets<\/em> (ROA) di atas 5%, jauh lebih tinggi dibandingkan rata-rata ROA perbankan yang berada di kisaran 1-2%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, <em>return on equity<\/em> (ROE) juga mencapai sekitar 18%, dengan tingkat klaim yang tergolong rendah yakni hanya sekitar 30%, sedangkan rata-rata industri asuransi berada di kisaran 70-80%. &#8220;<em>This is a good business<\/em> sebenernya. Cuma sayangnya size-nya kecil. Tapi perusahaannya bagus,&#8221; kata Nixon. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meski tertarik, BTN belum dapat melangkah lebih jauh untuk mengambil alih perusahaan asuransi tersebut karena adanya agenda konsolidasi BUMN asuransi yang tengah dijalankan Danantara. BTN telah membahas rencana tersebut dengan Danantara, namun Danantara meminta BTN untuk menunda keputusan hingga proses konsolidasi selesai. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nixon menegaskan, hingga saat ini belum ada keputusan final terkait akuisisi tersebut. BTN akan mengikuti kebijakan pemerintah dan hasil konsolidasi BUMN asuransi sebelum menentukan langkah lanjutan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Danantara meminta ini di-postpone karena lagi ada konsolidasi perusahaan-perusahaan asuransi. Jadi kita tunggu itu aja. Mau kemananya, apakah kita beli duluan lalu dibeli oleh IFG, atau langsung dibeli IFG, atau gimana skemanya, kita masih tunggu konsolidasinya. Jadi belum ada keputusan apapun di sana,&#8221; tutupnya. (rn\/jh. Foto: Dok. Asuransi BGU)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk atau BTN tertarik untuk mengakuisisi PT Asuransi Binagriya Upakara, perusahaan asuransi yang didirikan oleh dana pensiun dan yayasan BTN. Namun, rencana ini ditunda, menunggu hasil konsolidasi BUMN Asuransi. Ketertarikan perseroan muncul seiring permintaan dari pemegang saham Asuransi Binagriya Upakara. Permintaan ini diutarakan menyusul adanya kebijakan modal minimum [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":23705,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,85],"tags":[640,426,11213,183,241,544,1144,3978],"class_list":["post-23704","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-insurance","tag-asuransi","tag-bank","tag-binagriya-upakara","tag-btn","tag-bumn","tag-negara","tag-tabungan","tag-yayasan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Tunda Rencana Akuisisi Asuransi Binagriya Upakara - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=23704\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Tunda Rencana Akuisisi Asuransi Binagriya Upakara - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk atau BTN tertarik untuk mengakuisisi PT Asuransi Binagriya Upakara, perusahaan asuransi yang didirikan oleh dana pensiun dan yayasan BTN. Namun, rencana ini ditunda, menunggu hasil konsolidasi BUMN Asuransi. Ketertarikan perseroan muncul seiring permintaan dari pemegang saham Asuransi Binagriya Upakara. 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