{"id":23839,"date":"2026-02-18T13:56:13","date_gmt":"2026-02-18T06:56:13","guid":{"rendered":"https:\/\/businessupdate.id\/?p=23839"},"modified":"2026-02-18T13:56:43","modified_gmt":"2026-02-18T06:56:43","slug":"laba-bersih-pegadaian-pada-2025-melonjak-426-persen-ini-sebabnya","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=23839","title":{"rendered":"Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Pegadaian membukukan laba bersih senilai Rp8,34 triliun sepanjang 2025, melonjak 42,6% secara tahunan (yoy) dibandingkan dengan tahun sebelumnya sebesar Rp5,85 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama Pegadaian Damar Latri Setiawan menyatakan kinerja positif tersebut didorong oleh realisasi aset perusahaan sebesar Rp151,7 triliun, atau tumbuh 47,8% yoy dari Rp102,6 triliun pada 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Hal tersebut juga didukung oleh pencapaian Outstanding Loan (OSL) Gross sebesar Rp126 triliun, yang melonjak 47,5% dibandingkan nilai OSL Gross pada tahun sebelumnya yang sebesar Rp85,4 triliun,&#8221; jelas Damar dalam keterangan resmi, Rabu (18\/2\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan pencapaian tersebut, perseroan berhasil mencatatkan peningkatan <em>Return on Asset<\/em> (ROA) menjadi 6,7% dan <em>Return on Equity<\/em> (ROE) menjadi 21,73%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, tingkat pembiayaan bermasalah atau <em>Non-Performing Loan<\/em> (NPL) turun signifikan, dari 0,63% pada 2024 menjadi 0,38% pada 2025. Ini mencerminkan kualitas pembiayaan perseroan semakin meningkat dan pengelolaan bisnis menjadi semakin sehat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPegadaian terus berkomitmen mendukung pertumbuhan perekonomian kerakyatan melalui layanan produk gadai yang inklusif, layanan pinjaman mikro yang memudahkan, serta layanan Bank Emas Pegadaian yang andal,\u201d tambah Damar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyatakan, masyarakat dapat memenuhi kebutuhan dana cepat tanpa harus kehilangan aset melalui layanan produk gadai. Sedangkan dengan layanan pinjaman mikro, para pelaku UMKM bisa memiliki akses yang terjangkau terhadap modal kerja untuk meningkatkan kapasitas bisnis dan pengembangan usaha.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Masyarakat juga semakin dimudahkan dalam merencanakan, mengelola dan mengoptimalkan portofolio investasi emas, baik secara fisik maupun digital dengan layanan bank emas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPegadaian hadir menyambut kepercayaan masyarakat tersebut dengan berbagai produk dan layanan yang sesuai dengan kebutuhan,\u201d ucapnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, terkait target kinerja pada 2026, Direktur Keuangan dan Perencanaan Strategis Pegadaian Ferdian Timur Satyagraha optimistis bisnis perusahaan dapat terus tumbuh meskipun kondisi perekonomian nasional dan geopolitik global masih menjadi tantangan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDengan penerapan strategi korporasi yang adaptif, penguatan layanan berbasis solusi, kepatuhan terhadap regulasi dan transformasi budaya perusahaan yang berkelanjutan, Pegadaian akan mampu menjawab setiap tantangan untuk terus mewujudkan kinerja yang bertumbuh, bisnis yang berkembang, tata kelola yang sehat serta layanan operasional yang aman,\u201d ujarnya. (rn\/jh. Foto: Dok. Pegadaian)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Pegadaian membukukan laba bersih senilai Rp8,34 triliun sepanjang 2025, melonjak 42,6% secara tahunan (yoy) dibandingkan dengan tahun sebelumnya sebesar Rp5,85 triliun. Direktur Utama Pegadaian Damar Latri Setiawan menyatakan kinerja positif tersebut didorong oleh realisasi aset perusahaan sebesar Rp151,7 triliun, atau tumbuh 47,8% yoy dari Rp102,6 triliun pada 2024. &#8220;Hal tersebut juga didukung [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":23840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[434,1370,241,377,1775,553,382],"class_list":["post-23839","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","tag-aset","tag-bersih","tag-bumn","tag-keuangan","tag-kinerja","tag-laba","tag-pegadaian"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=23839\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Pegadaian membukukan laba bersih senilai Rp8,34 triliun sepanjang 2025, melonjak 42,6% secara tahunan (yoy) dibandingkan dengan tahun sebelumnya sebesar Rp5,85 triliun. Direktur Utama Pegadaian Damar Latri Setiawan menyatakan kinerja positif tersebut didorong oleh realisasi aset perusahaan sebesar Rp151,7 triliun, atau tumbuh 47,8% yoy dari Rp102,6 triliun pada 2024. &#8220;Hal tersebut juga didukung [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=23839\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-18T06:56:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-18T06:56:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/02\/pegadaian-HO-e1771397761634.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"750\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=23839\",\"url\":\"https:\/\/businessupdate.id\/?p=23839\",\"name\":\"Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-02-18T06:56:13+00:00\",\"dateModified\":\"2026-02-18T06:56:43+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=23839#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=23839\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=23839#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=23839","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Pegadaian pada 2025 Melonjak 42,6 Persen Ini Sebabnya - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Pegadaian membukukan laba bersih senilai Rp8,34 triliun sepanjang 2025, melonjak 42,6% secara tahunan (yoy) dibandingkan dengan tahun sebelumnya sebesar Rp5,85 triliun. 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