{"id":23992,"date":"2026-02-27T08:32:03","date_gmt":"2026-02-27T01:32:03","guid":{"rendered":"https:\/\/businessupdate.id\/?p=23992"},"modified":"2026-02-27T08:32:06","modified_gmt":"2026-02-27T01:32:06","slug":"laba-cimb-niaga-sepanjang-2025-capai-rp88-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=23992","title":{"rendered":"Laba CIMB Niaga Sepanjang 2025 Capai Rp8,8 Triliun"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211; <\/strong>PT Bank CIMB Niaga Tbk berhasil meraih laba sebelum pajak sebesar Rp8,8 triliun sepanjang 2025. Capaian ini mencerminkan kondisi fundamental bank yang tetap terjaga. <\/p>\n\n\n\n<p>\u201cKami menyampaikan bahwa hasil kinerja CIMB Niaga pada tahun 2025 mencerminkan konsistensi performa serta kesehatan fundamental bisnis Bank,\u201d ujar Presiden Direktur &amp; CEO Lani Darmawan dalam keterangan resmi, Jumat (27\/2\/2026). <\/p>\n\n\n\n<p>Rasio kredit bermasalah bruto tercatat 1,81% dan <em>cost of credit<\/em> turun menjadi 0,74%. Sementara <em>return on equity<\/em> berada di level 13,0%, menunjukkan kemampuan bank menghasilkan keuntungan dengan tetap menjaga disiplin keuangan. <\/p>\n\n\n\n<p>Total aset CIMB Niaga mencapai Rp372,7 triliun per akhir 2025. Dana Pihak Ketiga yang dihimpun bank naik menjadi Rp270,5 triliun atau tumbuh 3,8% secara tahunan (yoy). <\/p>\n\n\n\n<p>Pertumbuhan ini terutama berasal dari dana murah (CASA) yang naik 10,1% menjadi Rp 189,5 triliun. Rasio CASA pun mencapai 70,0%, yang berarti sebagian besar dana nasabah disimpan dalam bentuk giro dan tabungan. <\/p>\n\n\n\n<p>Dari sisi penyaluran kredit, nilainya tumbuh 4,5% menjadi Rp238,3 triliun. Segmen korporat mencatat kenaikan 6,7% diikuti konsumer 3,4% dan usaha kecil menengah 2,0%. <\/p>\n\n\n\n<p>Perubahan perilaku nasabah juga terlihat dari dominasi transaksi digital. Sebanyak 91,6% transaksi keuangan dilakukan lewat kanal digital seperti OCTO, BizChannel@CIMB, ATM, dan OCTO Pay. <\/p>\n\n\n\n<p>Sepanjang 2025, transaksi finansial melalui aplikasi dan website OCTO meningkat 48%. CIMB Niaga juga mengoperasikan 34 Digital Branch dan 28 Digital Hub yang menggabungkan layanan mandiri digital dan bantuan petugas di kantor cabang. <\/p>\n\n\n\n<p>CIMB Niaga mencatat pembiayaan berkelanjutan sebesar Rp59,5 triliun atau 25% dari total pembiayaan. Hingga Desember 2025, sekitar 70% portofolio pembiayaan kelapa sawit telah tersertifikasi keberlanjutan. <\/p>\n\n\n\n<p>Bank juga menurunkan emisi Gas Rumah Kaca Cakupan 1 dan 2 sebesar 46% dibandingkan baseline 2019 melalui pemasangan panel surya dan efisiensi energi operasional. <\/p>\n\n\n\n<p>\u201cPencapaian keberlanjutan kami dalam pembiayaan, dekarbonisasi, dan pemberdayaan masyarakat mencerminkan komitmen CIMB Niaga untuk tumbuh secara bertanggung jawab sekaligus memberikan kontribusi positif bagi masyarakat dan lingkungan,\u201d tutup Lani. (ip\/jh. Foto: Dok. CIMB Niaga)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk berhasil meraih laba sebelum pajak sebesar Rp8,8 triliun sepanjang 2025. Capaian ini mencerminkan kondisi fundamental bank yang tetap terjaga. \u201cKami menyampaikan bahwa hasil kinerja CIMB Niaga pada tahun 2025 mencerminkan konsistensi performa serta kesehatan fundamental bisnis Bank,\u201d ujar Presiden Direktur &amp; CEO Lani Darmawan dalam keterangan resmi, Jumat [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":11982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,275,377,1775,553,1161],"class_list":{"0":"post-23992","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank","9":"tag-cimb-niaga","10":"tag-keuangan","11":"tag-kinerja","12":"tag-laba","13":"tag-laporan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba CIMB Niaga Sepanjang 2025 Capai Rp8,8 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=23992\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba CIMB Niaga Sepanjang 2025 Capai Rp8,8 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank CIMB Niaga Tbk berhasil meraih laba sebelum pajak sebesar Rp8,8 triliun sepanjang 2025. 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