{"id":24173,"date":"2026-03-10T11:28:10","date_gmt":"2026-03-10T04:28:10","guid":{"rendered":"https:\/\/businessupdate.id\/?p=24173"},"modified":"2026-03-10T11:28:12","modified_gmt":"2026-03-10T04:28:12","slug":"hingga-februari-2026-bank-mandiri-raih-laba-rp89-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=24173","title":{"rendered":"Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Mandiri (Persero) Tbk berhasil mencatatkan laba bersih sebesar Rp8,9 triliun hingga Ferbuari 2026. Nilai tersebut tumbuh sebesar 16,7% secara tahunan (yoy).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Finance &amp; Strategy Bank Mandiri Novita Widya Anggraini mengatakan pertumbuhan laba ini seiring dengan meningkatnya aktivitas transaksi digital masyarakat melalui Livin&#8217; by Mandiri yang turut mendorong pertumbuhan pendapatan berbasis komisi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hingga Februari 2026, catat perseroan, volume transaksi melalui Livin&#8217; by Mandiri terus menunjukkan tren peningkatan yang signifikan dengan total transaksi mencapai lebih dari 738,7 juta transaksi sejak awal tahun, atau tumbuh sekitar 28% (yoy).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sejalan dengan hal tersebut, pendapatan berbasis komisi (f<em>ee-based income<\/em>) dari berbagai platform digital tercatat tumbuh, termasuk Livin&#8217; by Mandiri sebesar Rp625 miliar yang meningkat 45,3% (yoy) serta platform wholesale Kopra by Mandiri sebesar Rp421 miliar yang tumbuh 29,3% (yoy). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Pendapatan bunga bersih (net interest Iincome\/NII) tercatat sebesar Rp13,7 triliun, tumbuh 9,16% (yoy),&#8221; jelas Novita dalam keterangan resmi, Selasa (10\/3\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kinerja tersebut didukung oleh penyaluran kredit yang tetap terjaga serta semakin aktifnya transaksi nasabah melalui berbagai kanal layanan digital Bank Mandiri, khususnya Livin&#8217; by Mandiri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun penyaluran kredit tumbuh 15,7% (yoy) mencapai Rp1.513,1 triliun. Sementara penghimpunan dana pihak ketiga (DPK) tumbuh 16,3% (yoy) mencapai Rp1.644,8 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perseroan mencatat, peningkatan aktivitas transaksi turut memperkuat penghimpunan dana murah berbasis rekening transaksi sehingga mendukung efisiensi beban bunga perseroan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada saat yang sama, efisiensi operasional terus membaik dengan rasio <em>cost-to-income ratio<\/em> (CIR) yang turun ke level 37,21%, mencerminkan pengelolaan biaya yang semakin disiplin sekaligus peningkatan produktivitas bisnis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi kualitas aset, kinerja Bank Mandiri tetap terjaga dengan rasio <em>non-performing loan<\/em> (NPL) yang berada di level 0,98%, disertai <em>coverage ratio<\/em> yang kuat sebesar 246,5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut perseroan, kinerja tersebut mencerminkan penerapan prinsip kehati-hatian dalam penyaluran kredit serta penguatan manajemen risiko yang konsisten.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan fundamental bisnis yang tetap kuat tersebut, Bank Mandiri optimistis dapat menjaga momentum pertumbuhan ke depan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Novita menyampaikan bahwa ke depan, Bank Mandiri akan terus memperkuat sinergi yang terintegrasi di seluruh lini bisnis guna mendorong akselerasi pertumbuhan yang berkelanjutan sekaligus memperkuat keunggulan kompetitif perseroan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Langkah ini sejalan dengan peran Bank Mandiri sebagai mitra strategis pemerintah dalam mendukung penguatan ekosistem ekonomi nasional. (pa\/jh. Foto: Dok. Bank Mandiri)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk berhasil mencatatkan laba bersih sebesar Rp8,9 triliun hingga Ferbuari 2026. Nilai tersebut tumbuh sebesar 16,7% secara tahunan (yoy). Direktur Finance &amp; Strategy Bank Mandiri Novita Widya Anggraini mengatakan pertumbuhan laba ini seiring dengan meningkatnya aktivitas transaksi digital masyarakat melalui Livin&#8217; by Mandiri yang turut mendorong pertumbuhan pendapatan berbasis [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":14777,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,244,276,553,7014,720],"class_list":["post-24173","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bank-mandiri","tag-digital","tag-laba","tag-livin-by-mandiri","tag-mandiri"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=24173\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk berhasil mencatatkan laba bersih sebesar Rp8,9 triliun hingga Ferbuari 2026. Nilai tersebut tumbuh sebesar 16,7% secara tahunan (yoy). Direktur Finance &amp; Strategy Bank Mandiri Novita Widya Anggraini mengatakan pertumbuhan laba ini seiring dengan meningkatnya aktivitas transaksi digital masyarakat melalui Livin&#8217; by Mandiri yang turut mendorong pertumbuhan pendapatan berbasis [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=24173\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-10T04:28:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-10T04:28:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/09\/Bank-Mandiri-e1727679352626.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"738\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=24173\",\"url\":\"https:\/\/businessupdate.id\/?p=24173\",\"name\":\"Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-03-10T04:28:10+00:00\",\"dateModified\":\"2026-03-10T04:28:12+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=24173#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=24173\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=24173#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=24173","og_locale":"en_US","og_type":"article","og_title":"Hingga Februari 2026 Bank Mandiri Raih Laba Rp8,9 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Mandiri (Persero) Tbk berhasil mencatatkan laba bersih sebesar Rp8,9 triliun hingga Ferbuari 2026. 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