{"id":24282,"date":"2026-03-17T07:06:58","date_gmt":"2026-03-17T00:06:58","guid":{"rendered":"https:\/\/businessupdate.id\/?p=24282"},"modified":"2026-03-17T07:07:00","modified_gmt":"2026-03-17T00:07:00","slug":"strategi-bank-bjb-dongkrak-laba-pada-2026","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=24282","title":{"rendered":"Strategi Bank BJB Dongkrak Laba pada 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk. (BJBR) atau Bank BJB menilai pertumbuhan kinerja pada 2025 menjadi indikasi positif bagi kinerja perseroan pada 2026. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank BJB membukukan laba bersih tahun berjalan secara konsolidasi senilai Rp1,58 triliun pada 2025, meningkat naik 8,86% secara tahunan (yoy) dibandingkan perolehan tahun sebelumnya sebesar Rp1,455 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Momentum perbaikan kinerja kuartal IV yang juga berlanjut pada awal 2026 menjadi indikasi positif bagi pemulihan pertumbuhan laba ke depan,&#8221; kata Herfinia, Corporate Secretary BJBR, dalam siaran pers, Senin (16\/3\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kinerja keuangan Bank BJB sepanjang 2025 menunjukkan ketahanan di tengah dinamika ekonomi global dan domestik yang masih penuh tantangan.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stabilitas sistem keuangan domestik relatif terjaga dan tetap kondusif bagi sektor perbankan, didukung oleh kebijakan fiskal dan moneter yang akomodatif, termasuk penurunan BI Rate yang mulai membuka ruang bagi pemulihan intermediasi perbankan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Herfinia menjelaskan, BJBR terus mempercepat transformasi digital melalui pengembangan platform KGB Pisan. Sejak memperoleh izin pengembangan layanan dari Otoritas Jasa Keuangan (OJK) pada November 2025, platform ini mendukung pengajuan kredit baru secara <em>end-to-end digital <\/em>bagi nasabah payroll bank bjb. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain itu, Bank BJB juga melakukan ekspansi secara terukur pada segmen korporasi dan komersial yang difokuskan pada proyek berbasis ekosistem daerah sehingga diharapkan dapat mendorong pertumbuhan ekonomi di daerah. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BJBR juga terus memperkuat sinergi bisnis dalam Kelompok Usaha Bank (KUB), dengan kinerja anak perusahaan memberikan kontribusi aset sebesar Rp42,8 triliun atau sekitar 18% dari total aset konsolidasi Grup bjb. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ke depan, bank bjb akan terus memperkuat sinergi bisnis dan efisiensi operasional melalui skema <em>sharing fee<\/em> serta kolaborasi produk guna meningkatkan profitabilitas dan daya saing grup secara berkelanjutan. (pa\/jh. Foto: Dok. Bank BJB)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk. (BJBR) atau Bank BJB menilai pertumbuhan kinerja pada 2025 menjadi indikasi positif bagi kinerja perseroan pada 2026. Bank BJB membukukan laba bersih tahun berjalan secara konsolidasi senilai Rp1,58 triliun pada 2025, meningkat naik 8,86% secara tahunan (yoy) dibandingkan perolehan tahun sebelumnya sebesar Rp1,455 triliun. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":24283,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[11490,11491,3238,1775,11389],"class_list":["post-24282","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank-jabar-dan-banten","tag-bank-pembangunan-daerah","tag-bjbr","tag-kinerja","tag-laporan-keuangan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Strategi Bank BJB Dongkrak Laba pada 2026 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=24282\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Strategi Bank BJB Dongkrak Laba pada 2026 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk. 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