{"id":24674,"date":"2026-04-11T08:17:45","date_gmt":"2026-04-11T01:17:45","guid":{"rendered":"https:\/\/businessupdate.id\/?p=24674"},"modified":"2026-04-11T08:17:47","modified_gmt":"2026-04-11T01:17:47","slug":"tugu-insurance-catatkan-laba-bersih-rp71106-miliar-sepanjang-2025","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=24674","title":{"rendered":"Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Perusahaan asuransi PT Asuransi Tugu Pratama Indonesia Tbk. (TUGU) atau Tugu Insurance membukukan laba bersih senilai Rp711,06 miliar pada 2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Presiden Direktur Tugu Insurance Adi Pramana menjelaskan perolehan laba bersih perseroan itu ditopang oleh pertumbuhan hasil jasa asuransi yang meningkat 39% secara tahunan (yoy) menjadi Rp1,0 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKenaikan ini mengindikasikan perbaikan kualitas underwriting serta optimalisasi portofolio bisnis,\u201d katanya dalam acara Media Meet Up di Jakarta, Jumat (10\/4\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sepanjang 2025 perseroan mencatatkan pendapatan jasa asuransi sebesar Rp9,11 triliun, meningkat 22,12% yoy. Adapun, kinerja ini didukung oleh optimalisasi portofolio pada lini bisnis asuransi fire &amp; property, offshore, dan aviation. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDari sisi neraca, total aset Perseroan tercatat sebesar Rp27,71 triliun, sementara total ekuitas mencapai Rp10,17 triliun dengan <em>Risk Based Capital<\/em> [RBC] pada level 410,9%, jauh di atas ketentuan minimum regulasi sebesar 120%,\u201d tambah Adi. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, pencapaian laba bersih tersebut mencerminkan penguatan fundamental bisnis di tengah tantangan regulasi hingga implementasi Peraturan Standar Akuntansi keuangan (PSAK) baru yakni PSAK 117, yang juga mengadopsi IFRS 17. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meski demikian, penerapan PSAK 117 yang mulai diimplementasikan secara penuh juga turut berkontribusi pada profil kinerja yang lebih transparan dan berbasis nilai ekonomi. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, Tugu Insurance menilai risiko yang perlu diwaspadai industri asuransi umum adalah sama seperti 2025 yakni geopolitik yang mengharuskan perusahaan bisa cepat beradaptasi (<em>agile<\/em>) dan tingkat suku bunga yang terkadang sulit diprediksi. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Risiko selanjutnya juga dapat muncul dari komposisi portofolio yang kurang tepat. Kondisi tersebut berpotensi membuat porsi premi yang sebelumnya besar pada suatu segmen menjadi menyusut dalam periode tertentu. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada kesempatan yang sama, Direktur Keuangan &amp; Layanan Korporat, Fitri Azwar turut menjelaskan bahwa pendapatan investasi menjadi salah satu pendorong utama dengan pertumbuhan mencapai 61% yoy. Menurutnya, hal tersebut menunjukkan kemampuan perusahaan dalam memanfaatkan momentum pasar keuangan secara efektif. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAdapun pendapatan operasional lainnya dari Anak Perusahaan tercatat relatif stabil di Rp542,52 miliar dan memberikan kontribusi yang menjaga keseimbangan struktur pendapatan secara keseluruhan,\u201d jelas Fitri. (rn\/jh)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Perusahaan asuransi PT Asuransi Tugu Pratama Indonesia Tbk. (TUGU) atau Tugu Insurance membukukan laba bersih senilai Rp711,06 miliar pada 2025. Presiden Direktur Tugu Insurance Adi Pramana menjelaskan perolehan laba bersih perseroan itu ditopang oleh pertumbuhan hasil jasa asuransi yang meningkat 39% secara tahunan (yoy) menjadi Rp1,0 triliun. \u201cKenaikan ini mengindikasikan perbaikan kualitas underwriting [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":10255,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85],"tags":[11674,377,1775,2410,2292,11675],"class_list":["post-24674","post","type-post","status-publish","format-standard","has-post-thumbnail","category-insurance","tag-asuransi-tugu-pratama","tag-keuangan","tag-kinerja","tag-laba-bersih","tag-tugu","tag-tugu-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=24674\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Perusahaan asuransi PT Asuransi Tugu Pratama Indonesia Tbk. (TUGU) atau Tugu Insurance membukukan laba bersih senilai Rp711,06 miliar pada 2025. Presiden Direktur Tugu Insurance Adi Pramana menjelaskan perolehan laba bersih perseroan itu ditopang oleh pertumbuhan hasil jasa asuransi yang meningkat 39% secara tahunan (yoy) menjadi Rp1,0 triliun. \u201cKenaikan ini mengindikasikan perbaikan kualitas underwriting [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=24674\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-11T01:17:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-11T01:17:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/01\/Tugu-Insurance-e1704328124482.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"810\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=24674\",\"url\":\"https:\/\/businessupdate.id\/?p=24674\",\"name\":\"Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-04-11T01:17:45+00:00\",\"dateModified\":\"2026-04-11T01:17:47+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=24674#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=24674\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=24674#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=24674","og_locale":"en_US","og_type":"article","og_title":"Tugu Insurance Catatkan Laba Bersih Rp711,06 Miliar Sepanjang 2025 - Businessupdate.id","og_description":"BusinessUpdate &#8211; Perusahaan asuransi PT Asuransi Tugu Pratama Indonesia Tbk. 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