{"id":24873,"date":"2026-04-22T17:43:12","date_gmt":"2026-04-22T10:43:12","guid":{"rendered":"https:\/\/businessupdate.id\/?p=24873"},"modified":"2026-04-22T17:43:15","modified_gmt":"2026-04-22T10:43:15","slug":"transaksi-pembayaran-digital-pada-kuartal-i-2026-capai-1439-miliar-transaksi","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=24873","title":{"rendered":"Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> Bank Indonesia (BI) melaporkan bahwa volume transaksi pembayaran digital mencapai 14,39 miliar transaksi atau tumbuh 33,76% secara tahunan (<em>year on year<\/em>\/yoy) pada triwulan I\/2026.<\/p>\n\n\n\n<p>\u201cPertumbuhan transaksi ekonomi dan keuangan digital triwulan I\/2026 tetap tinggi didukung oleh sistem pembayaran yang aman, lancar, dan andal,\u201d ujar Gubernur Bank Indonesia Perry Warjiyo dalam agenda Pengumuman Hasil Rapat Dewan Gubernur (RDG) Bulan April 2026 yang diadakan secara virtual di Jakarta, Rabu (22\/4\/2026).<\/p>\n\n\n\n<p>Volume transaksi melalui aplikasi mobile dan internet masing-masing tumbuh sebesar 7,88% yoy dan 16,35% yoy, termasuk transaksi QRIS yang tumbuh tinggi mencapai 111,94% yoy. Kinerja positif tersebut didukung oleh peningkatan jumlah pengguna dan merchant.<\/p>\n\n\n\n<p>Dari sisi infrastruktur, volume transaksi ritel yang diproses melalui BI-FAST mencapai 1,4 miliar transaksi atau tumbuh 30,82% yoy dengan nilai transaksi mencapai Rp3.519 triliun pada triwulan I\/2026.<\/p>\n\n\n\n<p>Sementara itu, volume transaksi nilai besar yang diproses melalui BI-RTGS tercatat sebanyak 2,46 juta transaksi atau tumbuh melambat -0,20% yoy, di tengah nominal transaksi BI-RTGS (<em>Real-Time Gross Settlement<\/em>) yang tetap tumbuh 11,26%yoy mencapai Rp51.490 triliun pada triwulan I\/2026.<\/p>\n\n\n\n<p>\u201cDari sisi pengelolaan uang rupiah, Uang Kartal Yang Diedarkan (UYD) tumbuh 8,59% yoy menjadi Rp1.346 triliun pada triwulan I\/2026,\u201d ungkap Perry.<\/p>\n\n\n\n<p>Menurutnya stabilitas sistem pembayaran tetap terjaga pada triwulan I\/2026 karena topangan infrastruktur yang stabil dan struktur industri yang sehat.<\/p>\n\n\n\n<p>Infrastruktur yang stabil tercermin pada penyelenggaraan Sistem Pembayaran Bank Indonesia (SPBI) dan sistem pembayaran industri yang lancar dan andal, serta kecukupan pasokan uang dalam jumlah dan kualitas yang memadai.<\/p>\n\n\n\n<p>Sedangkan, struktur industri yang sehat tergambar pada interkoneksi antar pelaku dalam sistem pembayaran yang terus menguat, diikuti oleh ekosistem Ekonomi Keuangan Digital (EKD) yang meluas.<\/p>\n\n\n\n<p>Bank Indonesia menegaskan akan terus memperkuat struktur industri sistem pembayaran, khususnya pada aspek manajemen risiko dan keandalan infrastruktur teknologi pelaku industri, sejalan dengan implementasi Peraturan Bank Indonesia Nomor 10 Tahun 2025 tentang Pengaturan Industri Sistem Pembayaran (PBI PISP).<\/p>\n\n\n\n<p>Selain itu, dipastikan pula keamanan dan keandalan infrastruktur SPBI, baik ritel maupun wholesale, serta infrastruktur sistem pembayaran industri.<\/p>\n\n\n\n<p>\u201cBank Indonesia juga terus menjaga ketersediaan uang rupiah dalam jumlah yang cukup dengan kualitas yang layak edar di seluruh wilayah Negara Kesatuan Republik Indonesia (NKRI), termasuk daerah Terdepan, Terluar, dan Terpencil (3T),\u201d tutupnya. (rn\/jh. Foto: Tangkap Layar RDG BI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank Indonesia (BI) melaporkan bahwa volume transaksi pembayaran digital mencapai 14,39 miliar transaksi atau tumbuh 33,76% secara tahunan (year on year\/yoy) pada triwulan I\/2026. \u201cPertumbuhan transaksi ekonomi dan keuangan digital triwulan I\/2026 tetap tinggi didukung oleh sistem pembayaran yang aman, lancar, dan andal,\u201d ujar Gubernur Bank Indonesia Perry Warjiyo dalam agenda Pengumuman Hasil [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":24874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,76],"tags":[97,148,276,902,1712,4565],"class_list":{"0":"post-24873","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economic","8":"category-national","9":"tag-bank-indonesia","10":"tag-bi","11":"tag-digital","12":"tag-pembayaran","13":"tag-transaksi","14":"tag-volume"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=24873\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Bank Indonesia (BI) melaporkan bahwa volume transaksi pembayaran digital mencapai 14,39 miliar transaksi atau tumbuh 33,76% secara tahunan (year on year\/yoy) pada triwulan I\/2026. \u201cPertumbuhan transaksi ekonomi dan keuangan digital triwulan I\/2026 tetap tinggi didukung oleh sistem pembayaran yang aman, lancar, dan andal,\u201d ujar Gubernur Bank Indonesia Perry Warjiyo dalam agenda Pengumuman Hasil [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=24873\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-22T10:43:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-22T10:43:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/04\/BI-Parry-Warjiyo-e1776854540564.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"718\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=24873\",\"url\":\"https:\/\/businessupdate.id\/?p=24873\",\"name\":\"Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-04-22T10:43:12+00:00\",\"dateModified\":\"2026-04-22T10:43:15+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=24873#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=24873\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=24873#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=24873","og_locale":"en_US","og_type":"article","og_title":"Transaksi Pembayaran Digital pada Kuartal I\/2026 Capai 14,39 Miliar Transaksi - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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