{"id":24999,"date":"2026-04-28T16:49:24","date_gmt":"2026-04-28T09:49:24","guid":{"rendered":"https:\/\/businessupdate.id\/?p=24999"},"modified":"2026-04-28T16:49:27","modified_gmt":"2026-04-28T09:49:27","slug":"kuartal-i-2026-bank-nagari-raih-laba-bersih-rp11061-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=24999","title":{"rendered":"Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211; <\/strong>PT Bank Nagari membukukan laba bersih sebesar Rp110,61 miliar pada kuartal I\/2026. Angka ini turun 5,96% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp117,62 miliar. <\/p>\n\n\n\n<p>Dalam laporan keuangan yang dipublikasikan pada Selasa (28\/4\/2026), perolehan laba bersih pada periode ini ditopang oleh pendapatan bunga bersih yang mencapai Rp486,41 miliar, naik 6,44% yoy dibanding raihan kuartal I\/2025 yang sebesar Rp456,98 miliar. <\/p>\n\n\n\n<p>Hingga Maret 2026, beban operasional lainnya mengalami peningkatan 17,67% yoy dari Rp321,66 miliar menjadi Rp378,48 miliar. Meningkatnya beban operasional lainnya didorong oleh membengkaknya sejumlah komponen nonbunga. <\/p>\n\n\n\n<p>Di antaranya, impairment yang naik 36,82% yoymenjadi Rp71,15 miliar dan beban tenaga kerja yang meningkat 20,06% yoy menjadi sebesar Rp241,97 miliar. <\/p>\n\n\n\n<p>Adapun, Bank Nagari mencatatkan laba operasional sebesar Rp107,92 miliar hingga Maret 2026. Realisasi itu menyusut 20,25% yoy dari kuartal I\/2025 yang sebesar Rp135,32 miliar. Pada saat yang sama, perusahaan mencatatkan pertumbuhan laba nonoperasional sebesar 118,99% yoy dari Rp15,47 miliar pada kuartal I\/2025 menjadi Rp33,88 miliar pada kuartal I\/2026.<\/p>\n\n\n\n<p>Dari sisi fungsi intermediasi, total penyaluran kredit Bank Nagari mencapai Rp20,41 triliun. Dibandingkan dengan realisasi kuartal I\/2025 yang sebesar Rp21,24 triliun, realisasi pada periode ini mengalami koreksi 3,89% yoy. <\/p>\n\n\n\n<p>Kemudian dari sisi penghimpunan dana, Bank Nagari mencatatkan total Dana Pihak Ketiga (DPK) sebesar Rp27,18 triliun, tumbuh tipis 1,18% yoy dari periode yang sama tahun lalu Rp26,86 triliun. Pertumbuhan DPK pada periode ini utamanya ditopang oleh pertumbuhan simpanan giro sebesar 61,37% yoy menjadi Rp5,04 triliun. Pada kuartal I\/2025, simpanan giro Bank Nagari mencapai Rp3,12 triliun. <\/p>\n\n\n\n<p>Melihat indikator keuangan, rasio kewajiban penyediaan modal minimum (KPMM) perusahaan meningkat dari 21,13% menjadi 21,99%. Untuk kualitas kredit, Bank Nagari mencatat NPL gross sebesar 2,65% meningkat dari kuartal I\/2025 sebesar 2,07% dan NPL net 0,85% dari sebelumnya 0,50%. <\/p>\n\n\n\n<p>Sementara itu, pendapatan bunga bersih (<em>net interest margin<\/em>\/NIM) Bank Nagari meningkat dari 5,86% menjadi 6,20%, sedangkan biaya operasional terhadap pendapatan operasional (BOPO) naik dari 83,10% menjadi 86,02% pada kuartal I\/2026. (pa\/jh)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Nagari membukukan laba bersih sebesar Rp110,61 miliar pada kuartal I\/2026. Angka ini turun 5,96% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp117,62 miliar. Dalam laporan keuangan yang dipublikasikan pada Selasa (28\/4\/2026), perolehan laba bersih pada periode ini ditopang oleh pendapatan bunga bersih yang mencapai Rp486,41 miliar, naik 6,44% [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":25000,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[11094,377,1775,2410,1161],"class_list":{"0":"post-24999","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"tag-bank-nagari","9":"tag-keuangan","10":"tag-kinerja","11":"tag-laba-bersih","12":"tag-laporan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=24999\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Nagari membukukan laba bersih sebesar Rp110,61 miliar pada kuartal I\/2026. Angka ini turun 5,96% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp117,62 miliar. Dalam laporan keuangan yang dipublikasikan pada Selasa (28\/4\/2026), perolehan laba bersih pada periode ini ditopang oleh pendapatan bunga bersih yang mencapai Rp486,41 miliar, naik 6,44% [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=24999\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-28T09:49:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-28T09:49:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/04\/bank-nagari-scaled-e1777369757356.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"750\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=24999\",\"url\":\"https:\/\/businessupdate.id\/?p=24999\",\"name\":\"Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-04-28T09:49:24+00:00\",\"dateModified\":\"2026-04-28T09:49:27+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=24999#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=24999\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=24999#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=24999","og_locale":"en_US","og_type":"article","og_title":"Kuartal I\/2026 Bank Nagari Raih Laba Bersih Rp110,61 Miliar - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Nagari membukukan laba bersih sebesar Rp110,61 miliar pada kuartal I\/2026. 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