{"id":25017,"date":"2026-04-29T13:54:04","date_gmt":"2026-04-29T06:54:04","guid":{"rendered":"https:\/\/businessupdate.id\/?p=25017"},"modified":"2026-04-29T13:54:07","modified_gmt":"2026-04-29T06:54:07","slug":"kuartal-i-2026-bni-raih-laba-bersih-rp56-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=25017","title":{"rendered":"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211; <\/strong>PT Bank Negara Indonesia Persero Tbk (BNI) mencetak laba bersih Rp5,6 triliun pada kuartal I\/2026. Hal ini didukung oleh pertumbuhan kredit dan peningkatan dana murah (CASA) di tengah ketidakpastian global.<\/p>\n\n\n\n<p>\u201cBNI terus menjaga momentum pertumbuhan dengan tetap mengedepankan prinsip kehati-hatian serta disiplin dalam pengelolaan risiko di tengah dinamika global yang penuh tantangan,\u201d ujar Direktur Utama BNI Putrama Wahju Setyawan dalam keterangan resmi di Jakarta, Rabu (29\/4\/2026).<\/p>\n\n\n\n<p>Menurut data BNI, pertumbuhan dana murah (CASA) mencapai 26,6% secara tahunan (yoy) menjadi Rp731,6 triliun pada Maret 2026 yang ditopang oleh pertumbuhan giro sebesar 39,7% yoy dan tabungan tumbuh 10,4% yoy, yang memperkuat Dana Pihak Ketiga (DPK).<\/p>\n\n\n\n<p>Dengan pertumbuhan CASA, penyaluran kredit BNI bertumbuh 20,1% yoy menjadi Rp919,3 triliun pada Maret 2026. Penyaluran kredit ini tumbuh seimbang di sisi perbankan bisnis dan ritel untuk mendukung pertumbuhan ekonomi nasional.<\/p>\n\n\n\n<p>Adapun, pertumbuhan pendapatan bunga bersih (NII) BNI tercatat 12,1% yoy, sedangkan pendapatan non-bunga tumbuh 12,6%.<\/p>\n\n\n\n<p>Putrama mengatakan capaian di kuartal I\/2026 ini mencerminkan ketahanan model bisnis perseroan yang dibangun melalui penguatan fundamental, produktivitas, dan transformasi berkelanjutan.<\/p>\n\n\n\n<p>Ia menjelaskan BNI juga memperkuat pondasi permodalan di tengah ketidakpastian global, dengan menerbitkan instrumen Additional Tier-1 (AT1) sebesar US$700 juta atau sekitar Rp11,9 triliun pada April 2026. &#8220;Permodalan ini semakin meningkatkan kapasitas BNI dalam mengantisipasi potensi risiko sekaligus membuka ruang ekspansi bisnis secara berkelanjutan dan sehat di masa yang akan datang,&#8221; kata Putrama.<\/p>\n\n\n\n<p>Saat ini, rasio kredit bermasalah atau <em>Non-Performing Loan<\/em> (NPL) BNI membaik menjadi 1,9%, Loan at Risk berada di level 8,6% atau sudah lebih baik dari level sebelum pandemi, serta biaya kredit di level 1,1% sesuai dengan panduan.<\/p>\n\n\n\n<p>Adapun rasio kredit terhadap pembiayaan atau <em>Loan to Deposit Ratio<\/em> (LDR) BNI sebesar 83,5% serta rasio Kewajiban Penyediaan Modal Minimum (KPMM) di level 18,5%, jauh di atas ketentuan regulator.<\/p>\n\n\n\n<p>BNI  juga menjalankan transformasi bisnis yang difokuskan pada wilayah, area, dan cabang, melalui inisiatif BRAVE (<em>Branch, Region, Area, Value, Empowerment<\/em>). Dengan semangat \u201c<em>empowerment<\/em>\u201d, transformasi ini bertujuan untuk meningkatkan kapabilitas jaringan BNI hingga ke unit operasional terkecil, yaitu memberdayakan kantor cabang dan kantor cabang pembantu.<\/p>\n\n\n\n<p>Di samping itu, BNI menegaskan perannya sebagai mitra strategis pemerintah dalam mendorong pertumbuhan ekonomi yang inklusif dan berkelanjutan.<\/p>\n\n\n\n<p>Sejalan dengan prioritas pemerintah dan Asta Cita, kontribusi tersebut difokuskan pada sektor pendidikan, kesehatan, ketahanan pangan, penguatan ekonomi desa, serta sektor riil.<\/p>\n\n\n\n<p>Peran ini diwujudkan melalui pembiayaan yang terarah, penguatan layanan keuangan, dan optimalisasi digitalisasi agar program pembangunan berjalan efektif dan berdampak luas. (pa\/jh. Foto: Dok. BNI)<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Negara Indonesia Persero Tbk (BNI) mencetak laba bersih Rp5,6 triliun pada kuartal I\/2026. Hal ini didukung oleh pertumbuhan kredit dan peningkatan dana murah (CASA) di tengah ketidakpastian global. \u201cBNI terus menjaga momentum pertumbuhan dengan tetap mengedepankan prinsip kehati-hatian serta disiplin dalam pengelolaan risiko di tengah dinamika global yang penuh tantangan,\u201d ujar [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":6394,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[],"class_list":{"0":"post-25017","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=25017\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Negara Indonesia Persero Tbk (BNI) mencetak laba bersih Rp5,6 triliun pada kuartal I\/2026. Hal ini didukung oleh pertumbuhan kredit dan peningkatan dana murah (CASA) di tengah ketidakpastian global. \u201cBNI terus menjaga momentum pertumbuhan dengan tetap mengedepankan prinsip kehati-hatian serta disiplin dalam pengelolaan risiko di tengah dinamika global yang penuh tantangan,\u201d ujar [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=25017\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-29T06:54:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-29T06:54:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/05\/kantor-BNI.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=25017\",\"url\":\"https:\/\/businessupdate.id\/?p=25017\",\"name\":\"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-04-29T06:54:04+00:00\",\"dateModified\":\"2026-04-29T06:54:07+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=25017#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=25017\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=25017#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=25017","og_locale":"en_US","og_type":"article","og_title":"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Negara Indonesia Persero Tbk (BNI) mencetak laba bersih Rp5,6 triliun pada kuartal I\/2026. Hal ini didukung oleh pertumbuhan kredit dan peningkatan dana murah (CASA) di tengah ketidakpastian global. \u201cBNI terus menjaga momentum pertumbuhan dengan tetap mengedepankan prinsip kehati-hatian serta disiplin dalam pengelolaan risiko di tengah dinamika global yang penuh tantangan,\u201d ujar [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=25017","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2026-04-29T06:54:04+00:00","article_modified_time":"2026-04-29T06:54:07+00:00","og_image":[{"width":1600,"height":1200,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/05\/kantor-BNI.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=25017","url":"https:\/\/businessupdate.id\/?p=25017","name":"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2026-04-29T06:54:04+00:00","dateModified":"2026-04-29T06:54:07+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=25017#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=25017"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=25017#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Kuartal I\/2026 BNI Raih Laba Bersih Rp5,6 Triliun"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/25017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25017"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/25017\/revisions"}],"predecessor-version":[{"id":25018,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/25017\/revisions\/25018"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/6394"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}