{"id":25414,"date":"2026-05-22T16:20:48","date_gmt":"2026-05-22T09:20:48","guid":{"rendered":"https:\/\/businessupdate.id\/?p=25414"},"modified":"2026-05-22T16:20:50","modified_gmt":"2026-05-22T09:20:50","slug":"hingga-april-2026-btn-catatkan-laba-bersih-rp145-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=25414","title":{"rendered":"Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211; <\/strong>PT Bank Tabungan Negara (Persero) Tbk (BBTN) bersama entitas anak usaha, yakni Bank Syariah Nasional, membukukan laba bersih konsolidasi sebesar Rp1,45 triliun hingga April 2026. Nilai tersebut meningkat 43,84% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp1,01 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan bulanan konsolidasi BTN, pendapatan bunga bersih atau Net Interest Income (NII) tercatat sebesar Rp5,57 triliun hingga April 2026. Angka ini tumbuh 12,85% yoy dibandingkan periode yang sama tahun sebelumnya sebesar Rp4,94 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, perseroan berhasil menekan beban bunga menjadi Rp5,01 triliun atau turun 16,19% yoy dibandingkan April 2025 sebesar Rp5,98 triliun. Penurunan biaya dana tersebut turut memperkuat profitabilitas perseroan pada empat bulan pertama tahun ini. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BTN juga mencatat peningkatan laba operasional konsolidasi sebesar 47,66% menjadi Rp1,87 tiliun hingga April 2026, dibandingkan April 2025 sebesar Rp1,27 triliun. lSementara itu, <em>pre provision operating profit<\/em> (PPOP) perseroan meningkat menjadi Rp3,13 triliun atau naik 20,09% yoy dibandingkan periode yang sama tahun lalu sebesar Rp2,60 triliun. Beban pencadangan tercatat Rp1,26 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi efisiensi dan kualitas aset, BTN juga menjaga pencadangan kredit secara pruden. Beban pencadangan atau cadangan kerugian penurunan nilai (CKPN) tercatat sebesar Rp1,26 triliun hingga April 2026. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama BTN Nixon LP Napitupulu mengatakan, perseroan optimistis momentum pertumbuhan kinerja masih akan berlanjut seiring tingginya permintaan terhadap pembiayaan perumahan dan semakin kuatnya fundamental bisnis perseroan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDi tengah ketidakpastian kondisi global, BTN tetap mampu mencatatkan pertumbuhan kinerja yang positif karena didukung fundamental bisnis yang kuat dan tingginya kebutuhan masyarakat terhadap hunian,&#8221; ujar Nixon dalam siaran pers, Jumat (22\/5\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Nixon, kebutuhan masyarakat terhadap hunian masih menjadi penopang utama pertumbuhan bisnis perseroan. Di saat yang sama, transformasi bisnis dan penguatan ekosistem perumahan juga terus dijalankan untuk menopang kinerja perusahaan ke depan. (rn\/jh. Foto: Dok. BTN)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BBTN) bersama entitas anak usaha, yakni Bank Syariah Nasional, membukukan laba bersih konsolidasi sebesar Rp1,45 triliun hingga April 2026. Nilai tersebut meningkat 43,84% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp1,01 triliun. Berdasarkan laporan keuangan bulanan konsolidasi BTN, pendapatan bunga bersih atau Net Interest [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":13621,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[11464,183,2215,377,1775,765,2410,758],"class_list":["post-25414","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank-tabungan-negara","tag-btn","tag-hunian","tag-keuangan","tag-kinerja","tag-kredit","tag-laba-bersih","tag-perumahan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=25414\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BBTN) bersama entitas anak usaha, yakni Bank Syariah Nasional, membukukan laba bersih konsolidasi sebesar Rp1,45 triliun hingga April 2026. Nilai tersebut meningkat 43,84% secara tahunan (yoy) dibandingkan periode yang sama tahun lalu sebesar Rp1,01 triliun. Berdasarkan laporan keuangan bulanan konsolidasi BTN, pendapatan bunga bersih atau Net Interest [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=25414\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-22T09:20:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-22T09:20:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/07\/bank-btn.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=25414\",\"url\":\"https:\/\/businessupdate.id\/?p=25414\",\"name\":\"Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-05-22T09:20:48+00:00\",\"dateModified\":\"2026-05-22T09:20:50+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=25414#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=25414\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=25414#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=25414","og_locale":"en_US","og_type":"article","og_title":"Hingga April 2026 BTN Catatkan Laba Bersih Rp1,45 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BBTN) bersama entitas anak usaha, yakni Bank Syariah Nasional, membukukan laba bersih konsolidasi sebesar Rp1,45 triliun hingga April 2026. 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