{"id":25428,"date":"2026-05-24T09:27:38","date_gmt":"2026-05-24T02:27:38","guid":{"rendered":"https:\/\/businessupdate.id\/?p=25428"},"modified":"2026-05-24T09:27:41","modified_gmt":"2026-05-24T02:27:41","slug":"btn-salurkan-kpr-6-juta-unit-rumah-bagi-nasabah-desil-3","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=25428","title":{"rendered":"BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Tabungan Negara (Persero) Tbk (BTN) hingga kini telah menyalurkan Kredit Pembiayaan Rumah (KPR) untuk 6 juta unit rumah bagi kelompok masyarakat desil 3 di seluruh Indonesia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKalau untuk (nasabah kategori) desil 3, (jumlah pembiayaan) KPR subsidi di BTN ada 6 juta rumah dari awal program,\u201d kata Nixon LP Napitupulu, Direktur Utama PT Bank Tabungan Negara, dalam Jogja Financial Festival 2026 di Yogyakarta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam keterangan resmi yang dikutip Minggu (24\/5\/2026), Nixon mengatakan pembiayaan KPR ditargetkan untuk membantu masyarakat berpenghasilan rendah (MBR) pada desil 3 ke atas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam implementasi berbagai program bantuan pemerintah, masyarakat desil 3 dikategorikan sebagai kelompok hampir miskin. \u201cAda 10 desil (kelompok masyarakat berdasarkan ekonomi), maka bisa dibilang yang paling sulit (mendapatkan bantuan kredit perumahan) tinggal desil 1-2, sedangkan desil 3-8 diintervensi KPR,\u201d jelas Nixon.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai dukungan bagi masyarakat miskin dalam kelompok desil 1 dan 2 yang belum mampu mengakses kredit perbankan untuk mendapatkan hunian yang layak, pemerintah pun memberikan Bantuan Stimulan Perumahan Swadaya (BSPS).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia mengatakan program BSPS tahun 2026 menyasar 400 ribu rumah tangga di seluruh Indonesia dengan alokasi Rp20-25 juta untuk setiap penerima. Untuk meningkatkan akses masyarakat berpenghasilan rendah terhadap pembiayaan rumah, pemerintah juga sedang mengkaji mengkaji skema tenor KPR hingga 40 tahun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nixon pun berharap skema tersebut juga bisa dinikmati oleh masyarakat dalam kelompok desil 1 sampai 2, tidak hanya desil 3 ke atas. &#8220;Hari ini pemerintah mengkaji KPR sampai 40 tahun. Mudah-mudahan desil 1-2 bisa dapat. Ini cara penetrasi MBR,&#8221; katanya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menteri Perumahan dan Kawasan Permukiman (PKP) Maruarar Sirait (Ara) mengatakan pihaknya tengah mempersiapkan aturan skema KPR dengan tenor hingga 40 tahun sesuai arahan Presiden Prabowo Subianto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia mengatakan pemerintah saat ini masih melakukan simulasi serta mempersiapkan berbagai aturan pendukung sebelum kebijakan tenor panjang tersebut diumumkan secara resmi kepada publik dalam waktu mendatang. (ip\/jh. Foto: Dok. BTN)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) hingga kini telah menyalurkan Kredit Pembiayaan Rumah (KPR) untuk 6 juta unit rumah bagi kelompok masyarakat desil 3 di seluruh Indonesia. \u201cKalau untuk (nasabah kategori) desil 3, (jumlah pembiayaan) KPR subsidi di BTN ada 6 juta rumah dari awal program,\u201d kata Nixon LP Napitupulu, Direktur Utama [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":25429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,53],"tags":[11464,183,12027,3999,248,765,827],"class_list":["post-25428","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-property","tag-bank-tabungan-negara","tag-btn","tag-desil-3","tag-kelompok","tag-kpr","tag-kredit","tag-rumah"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=25428\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Tabungan Negara (Persero) Tbk (BTN) hingga kini telah menyalurkan Kredit Pembiayaan Rumah (KPR) untuk 6 juta unit rumah bagi kelompok masyarakat desil 3 di seluruh Indonesia. \u201cKalau untuk (nasabah kategori) desil 3, (jumlah pembiayaan) KPR subsidi di BTN ada 6 juta rumah dari awal program,\u201d kata Nixon LP Napitupulu, Direktur Utama [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=25428\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-24T02:27:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-24T02:27:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/05\/Dirut-BTN-e1779589645422.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"744\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=25428\",\"url\":\"https:\/\/businessupdate.id\/?p=25428\",\"name\":\"BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-05-24T02:27:38+00:00\",\"dateModified\":\"2026-05-24T02:27:41+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=25428#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=25428\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=25428#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=25428","og_locale":"en_US","og_type":"article","og_title":"BTN Salurkan KPR 6 Juta Unit Rumah bagi Nasabah Desil 3 - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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