{"id":26412,"date":"2026-07-22T10:42:22","date_gmt":"2026-07-22T03:42:22","guid":{"rendered":"https:\/\/businessupdate.id\/?p=26412"},"modified":"2026-07-22T10:42:25","modified_gmt":"2026-07-22T03:42:25","slug":"laba-bersih-bank-nagari-pada-semester-i-2026-sebesar-rp24366-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=26412","title":{"rendered":"Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Nagari membukukan laba bersih Rp243,66 miliar pada semester I\/2026. Nilai tersebut tumbuh 5,22% secara tahunan (yoy) dibandingkan tahun sebelumnya senilai Rp231,58 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan publikasi laporan keuangan pada Rabu (22\/7\/2026), raihan laba bersih tersebut salah satunya ditopang oleh pendapatan bunga bersih yang mencapai Rp967,37 miliar, naik 7,00% yoy dari posisi semester I\/2025 sebesar Rp904,07 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pendapatan lainnya meningkat 22,45% yoy menjadi Rp115,68 miliar. Pada semester I\/2025, perseroan membukukan pendapatan lainnya sebesar Rp94,47 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perseroan turut membukukan pertumbuhan baik pada laba operasional maupun non operasional. Hingga posisi Juni 2026, laba operasional naik tipis 0,57% yoy menjadi Rp263,42 miliar dan laba operasional melonjak 40,01% yoy menjadi Rp48,96 miliar. Laba tahun berjalan sebelum pajak mencapai Rp312,38 miliar, tumbuh 5,22% yoy dari periode yang sama tahun lalu sebesar Rp34,97 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi intermediasi, total kredit yang disalurkan Bank Nagari mencapai Rp20,39 triliun hingga Juni 2026. Realisasi itu menyusut 2,42% yoy dibandingkan capaian Juni 2025 yang sebesar Rp20,90 triliun. Aset perseroan juga turun tipis 1,05% yoy dari Rp33,39 triliun pada Juni 2025 menjadi sebesar Rp33,04 triliun pada Juni 2026. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana yang dihimpun perseroan juga menunjukan penurunan. Hingga semester I\/2026 total dana pihak ketiga (DPK) Bank Nagari mencapai Rp26,31 triliun, turun 2,70% yoy dari Rp27,04 triliun. Menyusutnya DPK pada periode ini lantaran simpanan deposito perseroan turun 12,50% yoy menjadi Rp13,57 triliun, setelah pada semester I\/2025 tercatat sebesar Rp15,51 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meski demikian, dana murah yang dihimpun perseroan meningkat 10,48% yoy dari Rp11,53 triliun pada semester I\/2025 menjadi Rp12,74 triliun pada semester I\/2026. Melihat indikator keuangan, rasio kewajiban penyediaan modal minimum (KPMM) perusahaan meningkat dari 22,09% menjadi 22,63%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk kualitas kredit, Bank Nagari mencatat NPL gross sebesar 2,76% meningkat dari semester I\/2025 sebesar 2,15% dan NPL net 0,89% dari sebelumnya 0,55%. Sementara itu, pendapatan bunga bersih (<em>net interest margin<\/em>\/NIM) Bank Nagari meningkat dari 5,81% menjadi 6,17%, sedangkan biaya operasional terhadap pendapatan operasional (BOPO) turun dari 83,52% menjadi 82,87% pada semester I\/2026. (rn\/jh. Foto: Dok. Bank Nagari)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Nagari membukukan laba bersih Rp243,66 miliar pada semester I\/2026. Nilai tersebut tumbuh 5,22% secara tahunan (yoy) dibandingkan tahun sebelumnya senilai Rp231,58 miliar. Berdasarkan publikasi laporan keuangan pada Rabu (22\/7\/2026), raihan laba bersih tersebut salah satunya ditopang oleh pendapatan bunga bersih yang mencapai Rp967,37 miliar, naik 7,00% yoy dari posisi semester I\/2025 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":26413,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[11094,2251,377,1775,2410],"class_list":["post-26412","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumd","tag-bank-nagari","tag-bumd","tag-keuangan","tag-kinerja","tag-laba-bersih"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=26412\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Nagari membukukan laba bersih Rp243,66 miliar pada semester I\/2026. Nilai tersebut tumbuh 5,22% secara tahunan (yoy) dibandingkan tahun sebelumnya senilai Rp231,58 miliar. Berdasarkan publikasi laporan keuangan pada Rabu (22\/7\/2026), raihan laba bersih tersebut salah satunya ditopang oleh pendapatan bunga bersih yang mencapai Rp967,37 miliar, naik 7,00% yoy dari posisi semester I\/2025 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=26412\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-22T03:42:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-22T03:42:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/07\/bank-nagari-HO-e1784691734726.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"730\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=26412\",\"url\":\"https:\/\/businessupdate.id\/?p=26412\",\"name\":\"Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-07-22T03:42:22+00:00\",\"dateModified\":\"2026-07-22T03:42:25+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=26412#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=26412\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=26412#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=26412","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Bank Nagari pada Semester I\/2026 Sebesar Rp243,66 Miliar - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Nagari membukukan laba bersih Rp243,66 miliar pada semester I\/2026. 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