{"id":26560,"date":"2026-07-31T06:42:50","date_gmt":"2026-07-30T23:42:50","guid":{"rendered":"https:\/\/businessupdate.id\/?p=26560"},"modified":"2026-07-31T06:42:52","modified_gmt":"2026-07-30T23:42:52","slug":"uus-bank-permata-raih-laba-rp38180-miliar-naik-1816-persen","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=26560","title":{"rendered":"UUS Bank Permata Raih Laba Rp381,80 Miliar Naik 18,16 Persen"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Unit Usaha Syariah (UUS) PT Bank Permata Tbk. (BNLI) mencatatkan laba bersih Rp381,80 miliar sepanjang semester I\/2026, atau meningkat 18,16% secara tahunan (yoy) dibandingkan dengan periode yang sama tahun lalu senilai Rp323,12 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam laporan keuangan yang dipublikasikan, perolehan laba pada periode ini salah satunya ditopang oleh pendapatan komisi\/provisi\/fee dan administrasi yang naik 35,37% yoy dari Rp71,81 miliar menjadi Rp97,22 miliar hingga Juni 2026. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perseroan berhasil menekan beban operasional sehingga turun 28,64% yoy menjadi Rp210,16 miliar. Beban operasional yang menyusut itu utamanya disebabkan oleh impairment yang turun signifikan sebesar 76,13% yoy dari Rp77,27 miliar pada semester I\/2025 menjadi Rp18,44 miliar pada semester I\/2026. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan demikian, laba operasional meningkat 18,16% secara tahunan menjadi Rp381,25 miliar dari Rp322,66 miliar pada periode yang sama tahun lalu. UUS Permata Bank turut membukukan laba non operasional sebesar Rp549,00 juta, naik 19,87% yoy dari Rp458,00 pada semester I\/2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi fungsi intermediasi, total pembiayaan yang disalurkan UUS Permata Bank turun 18,49% yoy menjadi Rp19,11 triliun. Pada semester I\/2025, total pembiayaan UUS Permata Bank mencapai Rp23,44 triliun. Aset perseroan pun menyusut 2,99% yoy menjadi Rp36,37 triliun dari periode yang sama tahun lalu Rp37,49 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada saat yang sama, total dana yang dihimpun UUS Permata Bank turun 5,47% yoy menjadi Rp26,47 triliun hingga Juni 2026. Penurunan ini lantaran dana investasi non profit sharing menyusut 6,92% yoy menjadi Rp23,51 triliun. Meski demikian, UUS Permata Bank masih mencatatkan pertumbuhan pada dana simpanan wadiah sebesar 7,84% yoy menjadi Rp2,96 triliun, dari periode yang sama tahun lalu Rp2,75 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama Permata Bank Meliza M. Rusli menyampaikan, kinerja semester I\/2026 tidak hanya mencerminkan hasil kinerja yang sehat, tetapi juga menunjukkan kepercayaan dari nasabah, serta kemampuan untuk terus beradaptasi di tengah perubahan yang berlangsung cepat. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di tengah semakin kompleksnya kebutuhan individu maupun pelaku usaha, Permata Bank hadir lebih dari sekadar memberikan layanan perbankan. \u201cKami mendampingi nasabah sebagai mitra finansial terpercaya dengan membangun hubungan yang kuat lintas generasi dan hadir sepanjang perjalanan finansial mereka, baik sebagai individu, keluarga, maupun pelaku usaha,\u201d ujar Meliza, dikutip Kamis (30\/7\/2026). (pa\/jh. Foto: Dok. Bank Permata)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Unit Usaha Syariah (UUS) PT Bank Permata Tbk. (BNLI) mencatatkan laba bersih Rp381,80 miliar sepanjang semester I\/2026, atau meningkat 18,16% secara tahunan (yoy) dibandingkan dengan periode yang sama tahun lalu senilai Rp323,12 miliar. Dalam laporan keuangan yang dipublikasikan, perolehan laba pada periode ini salah satunya ditopang oleh pendapatan komisi\/provisi\/fee dan administrasi yang naik [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":26561,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[11639,553,11389,11983],"class_list":["post-26560","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank-permata","tag-laba","tag-laporan-keuangan","tag-unit-usaha-syariah"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UUS Bank Permata Raih Laba Rp381,80 Miliar Naik 18,16 Persen - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=26560\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UUS Bank Permata Raih Laba Rp381,80 Miliar Naik 18,16 Persen - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Unit Usaha Syariah (UUS) PT Bank Permata Tbk. (BNLI) mencatatkan laba bersih Rp381,80 miliar sepanjang semester I\/2026, atau meningkat 18,16% secara tahunan (yoy) dibandingkan dengan periode yang sama tahun lalu senilai Rp323,12 miliar. 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