{"id":26762,"date":"2026-08-11T17:43:46","date_gmt":"2026-08-11T10:43:46","guid":{"rendered":"https:\/\/businessupdate.id\/?p=26762"},"modified":"2026-08-11T17:43:48","modified_gmt":"2026-08-11T10:43:48","slug":"bca-syariah-raih-laba-rp1094-miliar-sepanjang-semester-i-2026","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=26762","title":{"rendered":"BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank BCA Syariah membukukan laba setelah pajak senilai Rp109,4 miliar pada semester I\/2026, tumbuh 9,2% secara tahunan (yoy). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan laba BCA Syariah tersebut ditopang oleh peningkatan pendapatan dari penyaluran pembiayaan yang sejalan dengan ekspansi bisnis perseroan. Berdasarkan paparan kinerja perseroan, financing income BCA Syariah mencapai Rp512,9 miliar per Juni 2026, meningkat 16,6% secara tahunan dari Rp439,8 miliar pada Juni 2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan tersebut sejalan dengan pembiayaan yang meningkat 20,5% secara tahunan menjadi Rp13,58 triliun dari sebelumnya Rp11,27 triliun. Meski demikian, pertumbuhan laba masih lebih rendah dibandingkan kenaikan <em>financing income<\/em>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Salah satu faktor yang menahan laju profitabilitas adalah kenaikan biaya dana (<em>cost of fund<\/em>) yang mencapai Rp267,3 miliar, tumbuh 5,8% secara tahunan. Dengan demikian, pendapatan margin BCA Syariah tercatat Rp422,3 miliar, tumbuh 13,4% dari Rp372,4 miliar pada Juni 2025. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di tengah tekanan biaya dana tersebut, BCA Syariah masih berupaya memperkuat struktur pendanaan melalui penghimpunan dana murah. Total dana pihak ketiga (DPK) tumbuh 10,2% menjadi Rp15,39 triliun. Dana murah atau CASA mencapai Rp6,53 triliun atau sekitar 42,4% dari total DPK. Pertumbuhan terutama berasal dari giro yang meningkat 23,2% menjadi Rp3,81 triliun, sementara tabungan tumbuh 4,5% menjadi Rp2,72 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi lain, pendapatan berbasis komisi dan pendapatan lainnya menjadi salah satu penopang tambahan. Pos tersebut tumbuh 30,4% menjadi Rp37,7 miliar pada semester I\/2026. Namun, kenaikan biaya operasional turut membatasi pertumbuhan laba. Beban operasional BCA Syariah meningkat 20,3% menjadi Rp293,9 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kenaikan tersebut terutama berasal dari biaya tenaga kerja dan biaya umum serta administrasi. Dari sisi kualitas pembiayaan, rasio <em>non-performing financing<\/em> (NPF) gross berada di level 1,84% pada Juni 2026, meningkat dari 1,75% pada periode yang sama tahun sebelumnya. Sementara NPF net tercatat 0,41%. (rn\/jh. Foto: Dok. BCA Syariah)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank BCA Syariah membukukan laba setelah pajak senilai Rp109,4 miliar pada semester I\/2026, tumbuh 9,2% secara tahunan (yoy). Pertumbuhan laba BCA Syariah tersebut ditopang oleh peningkatan pendapatan dari penyaluran pembiayaan yang sejalan dengan ekspansi bisnis perseroan. Berdasarkan paparan kinerja perseroan, financing income BCA Syariah mencapai Rp512,9 miliar per Juni 2026, meningkat 16,6% [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":11328,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[291,2410,11389],"class_list":["post-26762","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bca-syariah","tag-laba-bersih","tag-laporan-keuangan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=26762\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank BCA Syariah membukukan laba setelah pajak senilai Rp109,4 miliar pada semester I\/2026, tumbuh 9,2% secara tahunan (yoy). Pertumbuhan laba BCA Syariah tersebut ditopang oleh peningkatan pendapatan dari penyaluran pembiayaan yang sejalan dengan ekspansi bisnis perseroan. Berdasarkan paparan kinerja perseroan, financing income BCA Syariah mencapai Rp512,9 miliar per Juni 2026, meningkat 16,6% [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=26762\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-11T10:43:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-11T10:43:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2024\/03\/BCA-Syariah-e1709787187281.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1341\" \/>\n\t<meta property=\"og:image:height\" content=\"746\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=26762\",\"url\":\"https:\/\/businessupdate.id\/?p=26762\",\"name\":\"BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026 - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-08-11T10:43:46+00:00\",\"dateModified\":\"2026-08-11T10:43:48+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=26762#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=26762\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=26762#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026 - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=26762","og_locale":"en_US","og_type":"article","og_title":"BCA Syariah Raih Laba Rp109,4 Miliar Sepanjang Semester I\/2026 - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank BCA Syariah membukukan laba setelah pajak senilai Rp109,4 miliar pada semester I\/2026, tumbuh 9,2% secara tahunan (yoy). 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