{"id":26900,"date":"2026-08-20T10:26:52","date_gmt":"2026-08-20T03:26:52","guid":{"rendered":"https:\/\/businessupdate.id\/?p=26900"},"modified":"2026-08-20T10:26:54","modified_gmt":"2026-08-20T03:26:54","slug":"pembiayaan-kendaraan-listrik-bca-finance-capai-20-persen-dari-portofolio","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=26900","title":{"rendered":"Pembiayaan Kendaraan Listrik BCA Finance Capai 20 Persen dari Portofolio"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Kredit kendaraan listrik atau <em>electric vehicle<\/em> (EV) PT Bank Central Asia Tbk. (BBCA) atau BCA yang disalurkan melalui BCA Finance tercatat mencapai 15% hingga 20% terhadap total portofolio perusahaan sepanjang tahun berjalan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Presiden Direktur BCA Finance, Petrus Santoso Karim berpendapat bahwa adopsi kendaraan listrik di Indonesia sedikit terlambat dibanding negara lain, seperti Thailand. \u201cThailand sudah lebih dulu, kita 1 tahun atau 1 tahun lebih lambat. Jadi, kalau di BCA, kita punya portofolio untuk mobil EV, itu sudah mendekati 15%\u201420%,\u201d jelas Petrus dalam Konferensi Pers BCA Expo 2026 di Jakarta, Rabu (19\/8\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, kini industri otomotif, baik mobil maupun sepeda motor tengah memasuki periode transisi dari kendaraan bermesin pembakaran internal atau <em>Internal Combustion Engine <\/em>(ICE) menuju kendaraan hybrid, <em>plug-in hybrid electric vehicle <\/em>(PHEV), hingga kendaraan listrik (EV). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIni sedang ada terjadi pergeseran animo masyarakat atau jenis kendaraan yang ditawarkan oleh produsen otomotif, sehingga kita sama-sama akan menyaksikan satu perubahan gaya hidup untuk masyarakat Indonesia. Tentunya BCA sangat antusias. Kami sangat antusias untuk berperan serta dalam perubahan itu,\u201d jelasnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Petrus membeberkan besaran portofolio pembiayaan EV pada tahun berjalan 2026 mengalami kenaikan. Pada 2025 pembiayaan EV berkontribusi sekitar 7% terhadap total portofolio perusahaan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Petrus mengamini data Otoritas Jasa Keuangan (OJK) yang mencatat pembiayaan kendaraan konvensional turun, sedangkan EV naik. Baginya, hal ini karena produsen EV sudah ramai bermunculan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai informasi, OJK pada Juni 2026 mencatat, penyaluran pembiayaan kendaraan listrik oleh multifinance tumbuh 34,70% secara tahunan (yoy) menjadi Rp24,60 triliun. Sementara itu, pembiayaan mobil baru dan mobil bekas turun 3,25% yoy menjadi Rp230,47 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OJK turut berharap insentif kendaraan listrik oleh pemerintah dapat meningkatkan permintaan kendaraan listrik, sehingga berdampak positif terhadap penyaluran pembiayaan kendaraan listrik oleh multifinance. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kepala Eksekutif Pengawas Lembaga Pembiayaan, Perusahaan Modal Ventura, Lembaga Keuangan Mikro, dan Lembaga Jasa Keuangan Lainnya (PVML) OJK Agusman mendorong perusahaan multifinance untuk menyesuaikan strategi bisnisnya. (rn\/jh. Foto: Dok. Wuling)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Kredit kendaraan listrik atau electric vehicle (EV) PT Bank Central Asia Tbk. (BBCA) atau BCA yang disalurkan melalui BCA Finance tercatat mencapai 15% hingga 20% terhadap total portofolio perusahaan sepanjang tahun berjalan. Presiden Direktur BCA Finance, Petrus Santoso Karim berpendapat bahwa adopsi kendaraan listrik di Indonesia sedikit terlambat dibanding negara lain, seperti Thailand. [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":26901,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[1458,1540,567,5530],"class_list":["post-26900","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","tag-bca-finance","tag-kendaraan-listrik","tag-pembiayaan","tag-portofolio"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pembiayaan Kendaraan Listrik BCA Finance Capai 20 Persen dari Portofolio - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=26900\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pembiayaan Kendaraan Listrik BCA Finance Capai 20 Persen dari Portofolio - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Kredit kendaraan listrik atau electric vehicle (EV) PT Bank Central Asia Tbk. (BBCA) atau BCA yang disalurkan melalui BCA Finance tercatat mencapai 15% hingga 20% terhadap total portofolio perusahaan sepanjang tahun berjalan. Presiden Direktur BCA Finance, Petrus Santoso Karim berpendapat bahwa adopsi kendaraan listrik di Indonesia sedikit terlambat dibanding negara lain, seperti Thailand. 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