{"id":27048,"date":"2026-08-28T16:54:58","date_gmt":"2026-08-28T09:54:58","guid":{"rendered":"https:\/\/businessupdate.id\/?p=27048"},"modified":"2026-08-28T16:54:59","modified_gmt":"2026-08-28T09:54:59","slug":"kpr-syariah-bank-muamalat-melonjak-empat-kali-lipat","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=27048","title":{"rendered":"KPR Syariah Bank Muamalat Melonjak Empat Kali Lipat"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211; <\/strong>PT Bank Muamalat Indonesia Tbk menyatakan produk pembiayaan kepemilikan rumah bernama KPR iB Hijrah Baitullah melonjak empat kali lipat secara tahunan (yoy) dengan nilai pertumbuhan mencapai Rp423 miliar per Juni 2026. Perseroan pun terus mengoptimalkan potensi pasar sektor properti yang masih prospektif.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan tersebut juga tercermin dari jumlah rekening (<em>number of account<\/em>\/NoA) yang meningkat 4,5 kali lipat secara tahunan. Menurut perseroan, hal ini menunjukkan semakin kuatnya minat masyarakat terhadap pembiayaan rumah berbasis syariah yang sekaligus menawarkan nilai tambah untuk mendukung perencanaan ibadah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Bank Muamalat Ricky Rikardo Mulyadi mengatakan, pembiayaan KPR syariah masih menjadi cara yang banyak dipilih masyarakat untuk memiliki rumah. Oleh karena itu, KPR iB Hijrah Baitullah diyakini masih punya ruang untuk terus bertumbuh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAlhamdulillah KPR iB Hijrah Baitullah semakin diminati karena sesuai kebutuhan nasabah, apalagi didukung layanan digital dalam proses pengajuannya,\u201d kata Ricky dalam keterangan resmi, Jumat (28\/8\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menjelaskan perseroan menawarkan produk ini dengan hadiah porsi pendaftaran haji atau paket umrah tanpa diundi. Tersedia pula opsi hadiah lain seperti wakaf masjid, wisata halal dan logam mulia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, program KPR iB Hijrah Baitullah memiliki keunggulan antara lain bebas biaya appraisal untuk program spesial take over, kemudahan persyaratan dokumen, hingga pembiayaan yang sifatnya fleksibel dan relevan dengan nasabah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Produk pembiayaan perumahan ini memberi skema angsuran ringan dengan tenor hingga 25 tahun. Nasabah dapat memilih skema angsuran berjenjang (<em>step-up<\/em>) atau tetap (<em>fixed<\/em>) sepanjang tenor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cTidak hanya untuk rumah baru, program ini juga bisa digunakan untuk pembelian rumah bekas, take over, top up maupun refinancing. KPR iB Hijrah Baitullah memudahkan masyarakat memiliki rumah dengan nyaman dan sesuai prinsip syariah sekaligus mendukung perencanaan ibadah,\u201d jelasnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nasabah dapat mengajukan KPR iB Hijrah Baitullah secara digital lewat website kprhijrah.id. Dengan layanan ini, perseroan memberikan pengalaman yang<em> seamless<\/em> kepada nasabah mulai dari pengajuan awal hingga monitoring proses secara <em>realtime<\/em>. Hal ini memberikan fleksibilitas bagi nasabah dengan mobilitas yang tinggi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cLangkah ini memungkinkan kami dapat menjangkau lebih banyak nasabah di berbagai wilayah, termasuk yang belum memiliki akses ke kantor cabang,\u201d tutup Ricky. (ip\/jh. Foto: Dok. Bank Mualamat)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Muamalat Indonesia Tbk menyatakan produk pembiayaan kepemilikan rumah bernama KPR iB Hijrah Baitullah melonjak empat kali lipat secara tahunan (yoy) dengan nilai pertumbuhan mencapai Rp423 miliar per Juni 2026. Perseroan pun terus mengoptimalkan potensi pasar sektor properti yang masih prospektif. Pertumbuhan tersebut juga tercermin dari jumlah rekening (number of account\/NoA) yang [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":27049,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[11580,12741,765,827,1263],"class_list":["post-27048","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank-muamalat","tag-kpr-ib-hijrah-baitullah","tag-kredit","tag-rumah","tag-syariah"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KPR Syariah Bank Muamalat Melonjak Empat Kali Lipat - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=27048\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KPR Syariah Bank Muamalat Melonjak Empat Kali Lipat - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Muamalat Indonesia Tbk menyatakan produk pembiayaan kepemilikan rumah bernama KPR iB Hijrah Baitullah melonjak empat kali lipat secara tahunan (yoy) dengan nilai pertumbuhan mencapai Rp423 miliar per Juni 2026. Perseroan pun terus mengoptimalkan potensi pasar sektor properti yang masih prospektif. 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