{"id":27244,"date":"2026-09-09T14:22:05","date_gmt":"2026-09-09T07:22:05","guid":{"rendered":"https:\/\/businessupdate.id\/?p=27244"},"modified":"2026-09-09T14:22:06","modified_gmt":"2026-09-09T07:22:06","slug":"laba-bersih-bank-jatim-pada-semester-i-2026-capai-rp802-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=27244","title":{"rendered":"Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Pembangunan Daerah Jawa Timur Tbk (BJTM) atau Bank Jatim membukukan laba bersih sebesar Rp802 miliar per Juli 2026, tumbuh 1,76% secara tahunan (yoy). Sedangkan, realisasi penyaluran kredit senilai Rp66,4 triliun, terkontraksi sebesar 2,6% yoy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cDi tengah strategi <em>rebalancing<\/em> bisnis dan kondisi perekonomian yang menantang, Bank Jatim tetap mampu mencatat laba bersih sebesar Rp802 miliar, tumbuh 1,76% yoy,\u201d kata Direktur Utama Bank Jatim Winardi Legowo dalam Public Expose Live 2026 (Pubex Live 2026) secara daring di Jakarta, Rabu (9\/9\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia mengatakan kondisi daya beli dan permintaan kredit yang masih konservatif membuat Bank Jatim menerapkan strategi penyaluran kredit secara lebih selektif dengan mengutamakan kualitas aset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSegmen konsumtif, khususnya, kredit berbasis payroll, masih menunjukkan prospek pertumbuhan yang positif. Oleh karena itu, kami terus mengembangkan layanan yang dapat meningkatkan nilai tambah bagi nasabah sekaligus memperkuat pangsa pasar,\u201d jelasnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, total aset Bank Jatim pada periode tersebut mencapai Rp98 triliun. Menurut Winardi, dana pihak ketiga (DPK) mengalami kontraksi akibat berkurangnya Transfer ke Daerah (TKD). Untuk menghadapi kontraksi itu, Bank Jatim terus memperkuat sumber dana murah dari masyarakat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Strategi tersebut dilakukan melalui peningkatan <em>transactional banking<\/em>, ekspansi layanan digital JConnect Mobile, program pemasaran yang bersifat <em>seasonal<\/em> (musiman), serta pengembangan ekosistem dengan berbagai business partner. Bank Jatim juga memperluas akses layanan melalui pengembangan Agen Laku Pandai serta penambahan jaringan ATM dan CRM.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Penguatan ekosistem digital menjadi salah satu strategi utama bank untuk meningkatkan utilitas layanan, memperluas akuisisi nasabah, sekaligus mengurangi ketergantungan terhadap sumber dana tertentu. \u201cKami ingin menjadikan ekosistem yang sudah kuat sebagai <em>entry point<\/em> untuk menangkap peluang pasar baru,\u201d ujarnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Memasuki semester II, Bank Jatim akan terus melakukan penguatan fundamental dengan menjaga keseimbangan antara pertumbuhan dan kualitas aset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fokus perusahaan mencakup optimalisasi likuiditas, peningkatan dana murah, penguatan transaksi digital, ekspansi bisnis berbasis ekosistem, penyaluran kredit yang selektif, pengendalian kualitas aset, serta penguatan sinergi bersama anggota Kelompok Usaha Bank (KUB).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami optimistis berbagai strategi yang telah disiapkan dapat membuka peluang pertumbuhan baru dan membawa Bank Jatim mencapai kinerja yang melampaui target,\u201d tutupnya. (ip\/jh. Foto: Dok. Bank Jatim)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Timur Tbk (BJTM) atau Bank Jatim membukukan laba bersih sebesar Rp802 miliar per Juli 2026, tumbuh 1,76% secara tahunan (yoy). Sedangkan, realisasi penyaluran kredit senilai Rp66,4 triliun, terkontraksi sebesar 2,6% yoy. \u201cDi tengah strategi rebalancing bisnis dan kondisi perekonomian yang menantang, Bank Jatim tetap mampu mencatat laba bersih [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":27245,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[11577,12850,765,2410],"class_list":["post-27244","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank-jatim","tag-bank-pembangunan-daerah-jawa-timur","tag-kredit","tag-laba-bersih"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=27244\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Timur Tbk (BJTM) atau Bank Jatim membukukan laba bersih sebesar Rp802 miliar per Juli 2026, tumbuh 1,76% secara tahunan (yoy). Sedangkan, realisasi penyaluran kredit senilai Rp66,4 triliun, terkontraksi sebesar 2,6% yoy. \u201cDi tengah strategi rebalancing bisnis dan kondisi perekonomian yang menantang, Bank Jatim tetap mampu mencatat laba bersih [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=27244\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-09T07:22:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-09T07:22:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/09\/bank-jatim-HO-scaled-e1788938512123.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"795\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=27244\",\"url\":\"https:\/\/businessupdate.id\/?p=27244\",\"name\":\"Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-09-09T07:22:05+00:00\",\"dateModified\":\"2026-09-09T07:22:06+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=27244#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=27244\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=27244#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=27244","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Bank Jatim pada Semester I\/2026 Capai Rp802 Miliar - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Pembangunan Daerah Jawa Timur Tbk (BJTM) atau Bank Jatim membukukan laba bersih sebesar Rp802 miliar per Juli 2026, tumbuh 1,76% secara tahunan (yoy). 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