{"id":27423,"date":"2026-09-18T13:27:00","date_gmt":"2026-09-18T06:27:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=27423"},"modified":"2026-09-18T13:27:02","modified_gmt":"2026-09-18T06:27:02","slug":"umkm-binaan-bsi-naik-kelas-berkat-pembiayaan-dan-pendampingan","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=27423","title":{"rendered":"UMKM Binaan BSI Naik Kelas Berkat Pembiayaan dan Pendampingan"},"content":{"rendered":"\n

BusinessUpdate – <\/strong>PT Bank Syariah Indonesia (Persero) Tbk atau BSI mencatat sekitar 22.000 usaha mikro, kecil, dan menengah (UMKM) naik kelas ke segmen usaha yang lebih tinggi hingga 2026. Pertumbuhan tersebut ditopang kemudahan akses pembiayaan sesuai segmen usaha, angsuran tetap, serta pendampingan usaha melalui program inkubasi.<\/p>\n\n\n\n

Direktur Retail Banking BSI Kemas Erwan Husainy mengatakan, sebanyak 17.000 UMKM KUR Mikro naik ke segmen KUR Kecil dan Komersial. Selanjutnya, sekitar 4.000 UMKM KUR Kecil menembus segmen komersial. Sementara itu, sekitar 1.000 UMKM naik dari segmen mikro menjadi segmen SME (Small Medium Enterprise<\/em>). <\/p>\n\n\n\n

“Kami terus mengkolaborasikan antara akses pembiayaan, BSI UMKM Center serta akselerasi digital yang terus dikembangkan melalui berbagai platform untuk mendorong pangsa pasar yang lebih luas,” kata Kemas dalam keterangan tertulis di Jakarta, Jumat (18\/9\/2026). <\/p>\n\n\n\n

Ia menjelaskan, rasio pembiayaan inklusif makroprudensial (RPIM) BSI saat ini mencapai sekitar 33,65%, di atas target yang ditetapkan sebesar 30%. “Segmen UMKM menyumbang sekitar 16,25% dari total portfolio pembiayaan BSI,” jelasnya. <\/p>\n\n\n\n

Menurut Kemas, pertumbuhan tersebut ditopang kemudahan akses pembiayaan sesuai segmen usaha, angsuran tetap, serta pendampingan usaha melalui program inkubasi. Pendampingan tersebut diberikan kepada pengusaha yang baru memulai usaha hingga pengusaha yang sudah mapan. <\/p>\n\n\n\n

Kemas menilai UMKM memiliki peran strategis dalam pertumbuhan ekonomi nasional. UMKM menggerakkan aktivitas ekonomi di berbagai lapisan masyarakat, membuka lapangan kerja, dan memperkuat rantai nilai industri halal. <\/p>\n\n\n\n

“Bagi BSI, kondisi ini membuka peluang besar untuk mengambil peran sebagai leading Islamic financial ecosystem enabler, bukan sekadar sebagai bank, tetapi sebagai penghubung utama antara halal lifestyle, kebutuhan pembiayaan, dan pengembangan kapasitas UMKM,” ujarnya. <\/p>\n\n\n\n

Melalui ekosistem keuangan syariah yang terintegrasi, BSI menyediakan akses pembiayaan, transaksi, digitalisasi, hingga solusi pengembangan usaha. Program tersebut ditujukan untuk membantu UMKM meningkatkan skala usaha, memperluas pasar, serta terhubung dengan rantai nilai halal nasional dan global. <\/p>\n\n\n\n

BSI juga memiliki lebih dari 6.000 nasabah UMKM yang dibina melalui BSI UMKM Center. Pusat pembinaan tersebut tersebar di Aceh, Yogyakarta, Surabaya, dan Makassar. BSI UMKM Center menjadi wadah akselerasi usaha melalui berbagai program kewirausahaan dan pemasaran. (ip\/jh. Foto: Dok. BSI)<\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

BusinessUpdate – PT Bank Syariah Indonesia (Persero) Tbk atau BSI mencatat sekitar 22.000 usaha mikro, kecil, dan menengah (UMKM) naik kelas ke segmen usaha yang lebih tinggi hingga 2026. Pertumbuhan tersebut ditopang kemudahan akses pembiayaan sesuai segmen usaha, angsuran tetap, serta pendampingan usaha melalui program inkubasi. Direktur Retail Banking BSI Kemas Erwan Husainy mengatakan, sebanyak […]<\/p>\n","protected":false},"author":6,"featured_media":16042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[253,1693,567,2619,137],"class_list":["post-27423","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank-syariah-indonesia","tag-bsi","tag-pembiayaan","tag-pendampingan","tag-umkm"],"yoast_head":"\nUMKM Binaan BSI Naik Kelas Berkat Pembiayaan dan Pendampingan - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=27423\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UMKM Binaan BSI Naik Kelas Berkat Pembiayaan dan Pendampingan - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate – PT Bank Syariah Indonesia (Persero) Tbk atau BSI mencatat sekitar 22.000 usaha mikro, kecil, dan menengah (UMKM) naik kelas ke segmen usaha yang lebih tinggi hingga 2026. Pertumbuhan tersebut ditopang kemudahan akses pembiayaan sesuai segmen usaha, angsuran tetap, serta pendampingan usaha melalui program inkubasi. 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