{"id":27637,"date":"2026-09-30T13:20:44","date_gmt":"2026-09-30T06:20:44","guid":{"rendered":"https:\/\/businessupdate.id\/?p=27637"},"modified":"2026-09-30T13:20:46","modified_gmt":"2026-09-30T06:20:46","slug":"umkm-perlu-literasi-keuangan-untuk-tembus-pasar-global","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=27637","title":{"rendered":"UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211; <\/strong>Pelaku usaha mikro, kecil, dan menengah (UMKM) Indonesia yang ingin menembus pasar global harus memiliki kapasitas produksi, kesiapan tata kelola dan literasi keuangan karena pembeli internasional semakin menuntut transparansi dari calon pemasok. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Commercial Banking PT Bank Rakyat Indonesia (Persero) Tbk. Alexander Dippo Paris Y.S. mengatakan kesiapan UMKM untuk masuk ke pasar ekspor tidak hanya ditentukan oleh kemampuan menghasilkan produk, tetapi juga perlu memenuhi standar dan kebutuhan administratif yang ditetapkan calon pembeli (<em>buyer<\/em>). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cEkspor itu bukan hanya menjual barang. <em>Buyer <\/em>di luar negeri juga menuntut adanya transparansi keuangan. Kemampuan dari produsen menjelaskan bagaimana cara memproduksi, bagaimana keuangannya, sumbernya dari mana, itu juga penting untuk dilihat dari sisi <em>buyer<\/em>,\u201d ujar Dippo dalam keterangannya Rabu (30\/9\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, terdapat tiga tantangan yang perlu dijawab UMKM untuk dapat masuk ke pasar ekspor, yakni kapasitas usaha dan kualitas produksi, literasi keuangan, serta akses bisnis. Persoalan tersebut membuat penguatan UMKM tidak bisa hanya dilakukan melalui penyaluran pembiayaan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Modal perlu diikuti dengan pendampingan agar pelaku usaha mampu meningkatkan skala bisnis sekaligus memenuhi tuntutan pasar yang lebih luas. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cYang paling berat adalah bagaimana secara pelan-pelan kita meningkatkan skala mereka, literasi mereka sampai mereka bisa diakses secara internasional. Ini tidak boleh dibalik. Kalau hari ini kita kasih akses tapi literasinya belum dapat, maka akses itu akan sia-sia juga,\u201d jelasnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Setelah kesiapan usaha terbentuk, tantangan berikutnya adalah mempertemukan UMKM dengan pasar. BRI memanfaatkan jaringan nasabah korporasi dan komersial untuk membuka peluang bagi UMKM masuk ke rantai pasok yang lebih besar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pendekatan tersebut memungkinkan UMKM memanfaatkan hubungan bisnis yang telah dimiliki nasabah korporasi BRI dengan <em>buyer<\/em> di berbagai negara. \u201cKetika mereka berhasil menjual produknya, mereka tidak sendiri. BRI tidak memberikan akses itu sendiri. Kita menggunakan nasabah-nasabah korporasi dan komersial kita yang kebetulan juga memiliki <em>buyer<\/em> di negara-negara tersebut,\u201d tutup Dippo. (ip\/jh. Foto: Dok. BRI)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Pelaku usaha mikro, kecil, dan menengah (UMKM) Indonesia yang ingin menembus pasar global harus memiliki kapasitas produksi, kesiapan tata kelola dan literasi keuangan karena pembeli internasional semakin menuntut transparansi dari calon pemasok. Direktur Commercial Banking PT Bank Rakyat Indonesia (Persero) Tbk. Alexander Dippo Paris Y.S. mengatakan kesiapan UMKM untuk masuk ke pasar ekspor [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":23314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,46],"tags":[11618,103,13029,137],"class_list":["post-27637","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-economic","tag-bank-rakyat-indonesia","tag-bri","tag-literasi-keuangan","tag-umkm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=27637\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Pelaku usaha mikro, kecil, dan menengah (UMKM) Indonesia yang ingin menembus pasar global harus memiliki kapasitas produksi, kesiapan tata kelola dan literasi keuangan karena pembeli internasional semakin menuntut transparansi dari calon pemasok. Direktur Commercial Banking PT Bank Rakyat Indonesia (Persero) Tbk. Alexander Dippo Paris Y.S. mengatakan kesiapan UMKM untuk masuk ke pasar ekspor [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=27637\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-30T06:20:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T06:20:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2026\/01\/BRI-linkUMKM-e1769558496159.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"736\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Iyan Pahlevi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Iyan Pahlevi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=27637\",\"url\":\"https:\/\/businessupdate.id\/?p=27637\",\"name\":\"UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-09-30T06:20:44+00:00\",\"dateModified\":\"2026-09-30T06:20:46+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=27637#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=27637\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=27637#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/9f0dc243b4a81c67b3b44f67a90cfc5d\",\"name\":\"Iyan Pahlevi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/73245f245eac6c11a32c1359ebe20b0f8067e842bd6d2423ac7dce9a4096ec60?s=96&d=mm&r=g\",\"caption\":\"Iyan Pahlevi\"},\"url\":\"https:\/\/businessupdate.id\/?author=6\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=27637","og_locale":"en_US","og_type":"article","og_title":"UMKM Perlu Literasi Keuangan untuk Tembus Pasar Global - Businessupdate.id","og_description":"BusinessUpdate &#8211; Pelaku usaha mikro, kecil, dan menengah (UMKM) Indonesia yang ingin menembus pasar global harus memiliki kapasitas produksi, kesiapan tata kelola dan literasi keuangan karena pembeli internasional semakin menuntut transparansi dari calon pemasok. 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