{"id":28065,"date":"2026-10-24T20:44:06","date_gmt":"2026-10-24T13:44:06","guid":{"rendered":"https:\/\/businessupdate.id\/?p=28065"},"modified":"2026-10-24T20:44:07","modified_gmt":"2026-10-24T13:44:07","slug":"bank-btpn-syariah-raih-laba-rp101-triliun-hingga-kuartal-iii-2026","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=28065","title":{"rendered":"Bank BTPN Syariah Raih Laba Rp1,01 Triliun Hingga Kuartal III\/2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank BTPN Syariah Tbk mencatatkan laba bersih sebesar Rp1,01 triliun hingga kuartal III\/2026. Kinerja tersebut ditopang perbaikan kualitas pembiayaan yang disalurkan kepada nasabah. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, pembiayaan yang disalurkan bank meningkat 13% secara tahunan (yoy) menjadi Rp11 triliun. &#8220;Pertumbuhan laba yang kami raih tidak terlepas dari kualitas pembiayaan yang semakin sehat. Hal ini mencerminkan semakin kuatnya disiplin dan kapasitas nasabah dalam menjalankan usaha, sekaligus menunjukkan efektivitas pendekatan pendampingan yang menjadi bagian dari model bisnis BTPN Syariah,&#8221; ujar Direktur BTPN Syariah Fachmy Achmad dalam keterangan tertulis, Sabtu (24\/10\/2026). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi rasio keuangan, BTPN Syariah mencatatkan return on assets (RoA) sebesar 7,3%. Sementara itu, rasio kecukupan modal atau <em>capital adequacy ratio<\/em> (CAR) berada di level 59%. Sejalan dengan pertumbuhan kinerja, BTPN Syariah juga membukukan pertumbuhan aset sebesar 8% secara tahunan (yoy) menjadi Rp24 triliun. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam menjalankan bisnisnya, BTPN Syariah berfokus pada pembiayaan masyarakat inklusi, khususnya perempuan produktif di segmen pasar massal. Oleh karena itu, bank memberikan pendampingan dan pelatihan untuk meningkatkan literasi keuangan serta kemampuan nasabah mengelola usaha. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selain pembiayaan kelompok, bank memperluas akses pembiayaan individu melalui produk Tepat Imbang dan menjalin kerja sama pembiayaan dengan lembaga keuangan non-bank. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada bisnis pendanaan, BTPN Syariah menawarkan instrumen investasi syariah, termasuk Sukuk Ritel seri SR025. Bank juga menyediakan produk <em>Cash Waqf Linked Deposit<\/em> (CWLD), yang menggabungkan penempatan dana dengan manfaat sosial. (ip\/jh. Foto: Dok. BTPN Syariah)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank BTPN Syariah Tbk mencatatkan laba bersih sebesar Rp1,01 triliun hingga kuartal III\/2026. Kinerja tersebut ditopang perbaikan kualitas pembiayaan yang disalurkan kepada nasabah. Adapun, pembiayaan yang disalurkan bank meningkat 13% secara tahunan (yoy) menjadi Rp11 triliun. &#8220;Pertumbuhan laba yang kami raih tidak terlepas dari kualitas pembiayaan yang semakin sehat. Hal ini mencerminkan [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":28066,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,9809,377,1775,553],"class_list":["post-28065","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-btpn-syariah","tag-keuangan","tag-kinerja","tag-laba"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank BTPN Syariah Raih Laba Rp1,01 Triliun Hingga Kuartal III\/2026 - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=28065\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank BTPN Syariah Raih Laba Rp1,01 Triliun Hingga Kuartal III\/2026 - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank BTPN Syariah Tbk mencatatkan laba bersih sebesar Rp1,01 triliun hingga kuartal III\/2026. Kinerja tersebut ditopang perbaikan kualitas pembiayaan yang disalurkan kepada nasabah. Adapun, pembiayaan yang disalurkan bank meningkat 13% secara tahunan (yoy) menjadi Rp11 triliun. &#8220;Pertumbuhan laba yang kami raih tidak terlepas dari kualitas pembiayaan yang semakin sehat. 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