{"id":28365,"date":"2026-11-09T11:14:35","date_gmt":"2026-11-09T04:14:35","guid":{"rendered":"https:\/\/businessupdate.id\/?p=28365"},"modified":"2026-11-09T11:14:37","modified_gmt":"2026-11-09T04:14:37","slug":"hingga-september-2026-laba-bersih-bri-tumbuh-168-persen-menjadi-rp482-triliun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=28365","title":{"rendered":"Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Rakyat Indonesia Persero Tbk (BRI) membukukan laba bersih konsolidasi sebesar Rp48,2 triliun hingga September 2026. Angka tersebut meningkat 16,8% secara tahunan (yoy) dibandingkan periode yang sama tahun sebelumnya sebesar Rp41,2 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Pertumbuhan bisnis BRI yang solid didukung peningkatan penjualan kredit yang tumbuh di atas rata-rata industri, pengumpulan DPK (Dana Pihak Ketiga) yang berfokus pada dana murah, serta penguatan pendapatan operasional terus memberikan kontribusi positif terhadap kinerja keuangan perseroan,\u201d kata Direktur Utama BRI Hery Gunardi dalam konferensi pers di Jakarta, Senin (9\/11\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan triwulan III\/2026, BRI mencatat total aset konsolidasi sebesar Rp2.338 triliun atau meningkat 10,1% yoy. Pertumbuhan aset terutama ditopang oleh penyaluran kredit dan pembiayaan yang mencapai Rp1.647 triliun, atau naik 14,5% secara tahunan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut hery, pencapaian ini lebih tinggi dari penyaluran kredit industri perbankan nasional yang tercatat sebesar 13,26%. Dari total penyaluran kredit tersebut, segmen usaha mikro kecil dan menengah (UMKM) mendominasi portofolio kredit BRI dengan porsi 75,9% atau setara Rp1.250 triliun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cCapaian ini sekaligus menegaskan konsistensi keberpihakan BRI terhadap ekonomi kerakyatan dengan terus memperkuat akses pembiayaan bagi UMKM sebagai tulang punggung perekonomian nasional dan menciptakan lapangan kerja,\u201d jelasnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi pendanaan, BRI menghimpun DPK sebesar Rp1.651 triliun hingga September 2026, meningkat 12% secara tahunan dibandingkan Rp1.475 triliun pada periode yang sama tahun sebelumnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cStrategi BRI dalam memperkuat penghimpunan dana murah terus menunjukkan hasil yang positif melalui optimalisasi ekosistem transaksi dan penguatan basis nasabah. BRI berhasil mencatat nilai tabungan tertinggi sepanjang sejarah perseroan sekaligus menjadi yang terbaik di industri perbankan di Indonesia,\u201d jelasnya. Sementara itu, rasio dana murah atau <em>current account saving account<\/em> (CASA) tercatat mencapai 70% dari total DPK.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi profitabilitas, BRI membukukan laba operasional sebelum pencadangan atau <em>pre-provision operating profit<\/em> (PPOP) sebesar Rp96,1 triliun hingga akhir September 2026, tumbuh 10,9% secara tahunan dibandingkan Rp86,7 triliun pada periode yang sama tahun sebelumnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peningkatan PPOP tersebut mencerminkan kemampuan perseroan dalam menjaga pertumbuhan pendapatan operasional sekaligus mengelola biaya secara efektif.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, pendapatan bunga BRI tercatat sebesar Rp162,79 triliun hingga September 2026, meningkat dibandingkan periode yang sama tahun sebelumnya sebesar Rp155,16 triliun. Sementara itu, beban bunga mencapai Rp44,94 triliun, sedikit meningkat dibandingkan Rp44,17 triliun pada September 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan demikian, pendapatan bunga bersih atau net interest income (NII) BRI mencapai Rp117,85 triliun, naik 6,2% secara tahunan dibandingkan Rp110,99 triliun pada September 2025. (pa\/jh. Foto: Dok. BRI)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Rakyat Indonesia Persero Tbk (BRI) membukukan laba bersih konsolidasi sebesar Rp48,2 triliun hingga September 2026. Angka tersebut meningkat 16,8% secara tahunan (yoy) dibandingkan periode yang sama tahun sebelumnya sebesar Rp41,2 triliun. &#8220;Pertumbuhan bisnis BRI yang solid didukung peningkatan penjualan kredit yang tumbuh di atas rata-rata industri, pengumpulan DPK (Dana Pihak Ketiga) [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":21037,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[434,13237,103,2410,11389],"class_list":["post-28365","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-aset","tag-bank-rakyat-indoinesia","tag-bri","tag-laba-bersih","tag-laporan-keuangan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=28365\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Rakyat Indonesia Persero Tbk (BRI) membukukan laba bersih konsolidasi sebesar Rp48,2 triliun hingga September 2026. Angka tersebut meningkat 16,8% secara tahunan (yoy) dibandingkan periode yang sama tahun sebelumnya sebesar Rp41,2 triliun. &#8220;Pertumbuhan bisnis BRI yang solid didukung peningkatan penjualan kredit yang tumbuh di atas rata-rata industri, pengumpulan DPK (Dana Pihak Ketiga) [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=28365\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-09T04:14:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-09T04:14:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2025\/09\/BRI-e1758610683192.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=28365\",\"url\":\"https:\/\/businessupdate.id\/?p=28365\",\"name\":\"Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2026-11-09T04:14:35+00:00\",\"dateModified\":\"2026-11-09T04:14:37+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=28365#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=28365\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=28365#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=28365","og_locale":"en_US","og_type":"article","og_title":"Hingga September 2026 Laba Bersih BRI Tumbuh 16,8 Persen Menjadi Rp48,2 Triliun - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Rakyat Indonesia Persero Tbk (BRI) membukukan laba bersih konsolidasi sebesar Rp48,2 triliun hingga September 2026. 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