{"id":3234,"date":"2022-12-19T13:06:08","date_gmt":"2022-12-19T06:06:08","guid":{"rendered":"https:\/\/businessupdate.id\/?p=3234"},"modified":"2022-12-19T13:06:10","modified_gmt":"2022-12-19T06:06:10","slug":"penyaluran-kredit-perbankan-pada-november-2022-meningkat-268","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=3234","title":{"rendered":"Penyaluran Kredit Perbankan Pada November 2022 Meningkat 26,8%&nbsp;"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Bank Indonesia (BI) melaporkan penyaluran kredit baru oleh perbankan pada November 2022 mengalami peningkatan 26,8% jika dibandingkan dengan Oktober 2022 (<em>month-to-month<\/em>\/mtm).&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Peningkatan tersebut dilihat dari Saldo Bersih Tertimbang (SBT) penyaluran kredit baru sebesar 59,6%, atau lebih tinggi dari SBT pada Oktober 2022 sebesar 32,8%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Faktor utama yang mempengaruhi perkiraan penyaluran kredit baru tersebut, yaitu permintaan pembiayaan dari nasabah, prospek kondisi moneter dan ekonomi ke depan, serta tingkat persaingan usaha dari bank lain,\u201d kata Direktur Eksekutif Departemen Komunikasi BI Erwin Haryono melalui keterangan resmi, Senin (19\/12\/2022).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, secara keseluruhan periode kuartal IV\/2022, pertumbuhan kredit baru diperkirakan meningkat dibandingkan kuartal sebelumnya. \u201cNilai SBT penyaluran kredit baru diperkirakan sebesar 89,1%, lebih tinggi dibandingkan 84,5% pada triwulan III 2022,\u201d ujarnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menambahkan, permintaan pembiayaan korporasi tumbuh positif pada November 2022, tercermin dari SBT pembiayaan korporasi sebesar 13,2%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mayoritas sumber pembiayaan dipenuhi dari dana sendiri, penambahan kredit baru ke perbankan dalam negeri, pemanfaatan fasilitas kelonggaran tarik, dan pinjaman\/utang dari perusahaan induk.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi rumah tangga, permintaan pembiayaan baru terindikasi tumbuh positif pada November 2022. \u201cMayoritas rumah tangga memilih bank umum sebagai sumber utama penambahan pembiayaan yang terpantau meningkat dibandingkan bulan sebelumnya,\u201d jelasnya.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kredit Multi Guna menjadi jenis pembiayaan yang paling banyak diajukan oleh rumah tangga. Sumber pembiayaan lainnya adalah koperasi dan <em>leasing<\/em>. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank Indonesia (BI) melaporkan penyaluran kredit baru oleh perbankan pada November 2022 mengalami peningkatan 26,8% jika dibandingkan dengan Oktober 2022 (month-to-month\/mtm).&nbsp;&nbsp; Peningkatan tersebut dilihat dari Saldo Bersih Tertimbang (SBT) penyaluran kredit baru sebesar 59,6%, atau lebih tinggi dari SBT pada Oktober 2022 sebesar 32,8%. &#8220;Faktor utama yang mempengaruhi perkiraan penyaluran kredit baru tersebut, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":2272,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,48],"tags":[426,765,1487,763,555,1488],"class_list":["post-3234","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-finance","tag-bank","tag-kredit","tag-multiguna","tag-penyaluran","tag-perbankan","tag-saldo-bersih-tertimbang"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Penyaluran Kredit Perbankan Pada November 2022 Meningkat 26,8%&nbsp; 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