{"id":3564,"date":"2022-12-31T19:11:16","date_gmt":"2022-12-31T12:11:16","guid":{"rendered":"https:\/\/businessupdate.id\/?p=3564"},"modified":"2022-12-31T19:13:05","modified_gmt":"2022-12-31T12:13:05","slug":"total-aset-industri-perbankan-didominasi-oleh-bank-bumn","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=3564","title":{"rendered":"Total Aset Industri Perbankan Didominasi oleh Bank BUMN"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Aset Bank BUMN hingga kuartal III\/2022&nbsp; mencapai Rp4.323,08 triliun atau 43,23% dari total aset industri perbankan. Aset Bank BUMN ini lebih besar dibandingkan aset milik bank swasta di Indonesia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan data Otoritas Jasa Keuangan (OJK), total aset bank umum konvensional di Indonesia mencapai Rp9.992,62 triliun hingga kuartal III\/2022. Jumlah ini memperlihatkan pertumbuhan sebesar 7,26% <em>year on year<\/em> (yoy).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPeningkatan pertumbuhan aset seiring dengan DPK [dana pihak ketiga] dan modal yang masih tumbuh pada periode laporan,\u201d tulis laporan OJK dikutip pada Sabtu (31\/12\/2022).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari jumlah tersebut, bank BUMN mendominasi total aset industri perbankan dengan porsi sebesar 43,23% atau mencapai Rp4.323,08 triliun hingga akhir September lalu. Jumlah ini naik 5,72% secara tahunan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, seluruh bank swasta di Indonesia membukukan total aset Rp4.310,70 triliun atau tumbuh 8,49% secara tahunan. Aset bank swasta hingga kuartal ketiga tahun ini memiliki pangsa 43,14% dari total aset industri perbankan nasional.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sedikitnya hanya ada 4 bank yang dimiliki oleh pemerintah, yaitu PT Bank Rakyat Indonesia (Persero) Tbk. (BBRI), PT Bank Mandiri (Persero) Tbk. (BMRI), PT Bank Negara Indonesia (Persero) Tbk. (BBNI), dan PT Bank Tabungan Negara (Persero) Tbk. (BBTN).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Secara <em>bank only<\/em> atau individual, total aset BRI menjadi yang terbesar dengan raihan Rp1.576,76 triliun hingga akhir September 2022. Jumlah ini diikuti oleh Bank Mandiri yang membukukan total aset Rp1.443 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BNI menempati posisi ketiga dengan perolehan aset sebesar Rp909,63 triliun, sementara Bank BTN membukukan total aset senilai Rp389,29 triliun pada kuartal III\/2022.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Utama BRI Sunarso menuturkan bahwa perseroan memiliki 4 syarat untuk tumbuh berkelanjutan. Pertama, adanya kejelasan sumber pertumbuhan baru melalui Holding Ultra Mikro atau Holding UMi.&nbsp;<br>Kedua, memiliki modal yang kuat, tecermin dari rasio kecukupan modal atau <em>capital adequacy ratio<\/em> (CAR) yang saat ini mencapai 26,14%. Ketiga BBRI memiliki kecukupan likuiditas yang terlihat dari <em>loan to deposit ratio<\/em> (LDR) perseroan sebesar 88,51. Keempat adalah kualitas pertumbuhan yang terindikasi dari rasio kredit bermasalah (<em>non-performing loan<\/em>\/NPL) pada kuartal III\/2022 di level 3,09%. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Aset Bank BUMN hingga kuartal III\/2022&nbsp; mencapai Rp4.323,08 triliun atau 43,23% dari total aset industri perbankan. Aset Bank BUMN ini lebih besar dibandingkan aset milik bank swasta di Indonesia. Berdasarkan data Otoritas Jasa Keuangan (OJK), total aset bank umum konvensional di Indonesia mencapai Rp9.992,62 triliun hingga kuartal III\/2022. Jumlah ini memperlihatkan pertumbuhan sebesar [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3567,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,48],"tags":[434,241,387,423,555,383],"class_list":["post-3564","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-finance","tag-aset","tag-bumn","tag-industri","tag-pemerintah","tag-perbankan","tag-swasta"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Total Aset Industri Perbankan Didominasi oleh Bank BUMN - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=3564\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Total Aset Industri Perbankan Didominasi oleh Bank BUMN - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Aset Bank BUMN hingga kuartal III\/2022&nbsp; mencapai Rp4.323,08 triliun atau 43,23% dari total aset industri perbankan. Aset Bank BUMN ini lebih besar dibandingkan aset milik bank swasta di Indonesia. Berdasarkan data Otoritas Jasa Keuangan (OJK), total aset bank umum konvensional di Indonesia mencapai Rp9.992,62 triliun hingga kuartal III\/2022. 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