{"id":3773,"date":"2023-01-09T14:41:16","date_gmt":"2023-01-09T07:41:16","guid":{"rendered":"https:\/\/businessupdate.id\/?p=3773"},"modified":"2023-01-09T14:43:32","modified_gmt":"2023-01-09T07:43:32","slug":"aru-57-penyelenggara-pinjol-yang-memenuhi-aturan-modal-minimal-rp125-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=3773","title":{"rendered":"Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Otoritas Jasa Keuangan (OJK) mencatat baru 58 penyelenggara <em>financial technology peer-to-peer lending<\/em> (<em>fintech P2P lending<\/em>) atau pinjaman online (pinjol) yang telah memenuhi ekuitas minimal sebesar Rp12,5 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut Kepala Eksekutif Pengawas Industri Keuangan Non-Bank (IKNB) OJK Ogi Prastomiyono, ketentuan ekuitas minimal untuk penyelenggara <em>fintech P2P lending<\/em> Rp12,5 miliar sebagaimana tertuang di dalam Peraturan OJK (POJK) Nomor 10\/POJK.05\/2022 (POJK 10\/2022) tentang Layanan Pendanaan Bersama Berbasis Teknologi Informasi, tepatnya pada Bagian Kesatu Ekuitas Penyelenggara Pasal 50 ayat (1).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cEkuitas yang dimiliki [penyelenggara <em>fintech P2P lending<\/em>] yang kita harapkan untuk perusahaan eksisting itu dalam 3 tahun ke depan harus mempunyai ekuitas di Rp12,5 miliar, saat ini yang sudah mencapai di atas Rp12,5 miliar ada 58,\u201d kata Ogi dalam konferensi Rapat Dewan Komisioner Bulanan (RDKB) Desember 2022 secara daring pada pekan pertama Januari 2023.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal itu sebagaimana tercantum di dalam beleid pada ayat (2) huruf c, di mana penyelenggara wajib setiap saat memiliki ekuitas paling sedikit Rp12,5 miliar yang berlaku 3 tahun terhitung POJK ini diundangkan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai informasi, POJK 10\/2022 ini diundangkan pada 4 Juli 2022, yang artinya masih ada waktu 2 tahun untuk memenuhi ketentuan tersebut. \u201cTapi masih ada waktu 2 tahun lagi untuk mereka [penyelenggara <em>fintech P2P lending<\/em>] memenuhi ekuitas minimal Rp12,5 miliar,\u201d tambah Ogi.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ogi menyatakan OJK juga akan mencermati pemenuhan ekuitas tersebut sejalan dengan POJK 10\/2022 mengenai persyaratan pengetatan industri untuk <em>fintech P2P lending<\/em>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKami mereview dulu, kemudian dalam waktu dekat juga kalau sudah mulai stabil, ada seleksi dari bisnis model yang ada. kami juga mempertimbangkan untuk membuka moratorium untuk perizinan baru bagi <em>P2P lending<\/em>,\u201d katanya. Saat ini terdapat 102 penyelenggara pinjaman online. (rn\/jh)&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) mencatat baru 58 penyelenggara financial technology peer-to-peer lending (fintech P2P lending) atau pinjaman online (pinjol) yang telah memenuhi ekuitas minimal sebesar Rp12,5 miliar.&nbsp; Menurut Kepala Eksekutif Pengawas Industri Keuangan Non-Bank (IKNB) OJK Ogi Prastomiyono, ketentuan ekuitas minimal untuk penyelenggara fintech P2P lending Rp12,5 miliar sebagaimana tertuang di dalam Peraturan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[1883,376,374,379,381,378],"class_list":["post-3773","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","tag-fintech-p2p-lending","tag-jasa","tag-ojk","tag-online","tag-pinjaman","tag-pinjol"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=3773\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) mencatat baru 58 penyelenggara financial technology peer-to-peer lending (fintech P2P lending) atau pinjaman online (pinjol) yang telah memenuhi ekuitas minimal sebesar Rp12,5 miliar.&nbsp; Menurut Kepala Eksekutif Pengawas Industri Keuangan Non-Bank (IKNB) OJK Ogi Prastomiyono, ketentuan ekuitas minimal untuk penyelenggara fintech P2P lending Rp12,5 miliar sebagaimana tertuang di dalam Peraturan [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=3773\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-09T07:41:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-09T07:43:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/ojk-e1673250068714.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1460\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=3773\",\"url\":\"https:\/\/businessupdate.id\/?p=3773\",\"name\":\"Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-01-09T07:41:16+00:00\",\"dateModified\":\"2023-01-09T07:43:32+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=3773#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=3773\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=3773#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=3773","og_locale":"en_US","og_type":"article","og_title":"Baru 57% Penyelenggara Pinjol yang Memenuhi Aturan Modal Minimal Rp12,5 Miliar - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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