{"id":4098,"date":"2023-01-22T05:31:00","date_gmt":"2023-01-21T22:31:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=4098"},"modified":"2023-01-21T22:33:40","modified_gmt":"2023-01-21T15:33:40","slug":"bi-prediksi-penghimpunan-tabungan-dan-giro-kuartal-i-2023-melambat","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=4098","title":{"rendered":"BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Bank Indonesia (BI) memprediksi penghimpunan dana pihak ketiga (DPK) perbankan, khususnya tabungan dan giro, pada kuartal I\/2023 tumbuh melambat.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Perlambatan pertumbuhan tersebut terindikasi dari saldo bersih tertimbang [SBT] pertumbuhan DPK sebesar 31,3%, lebih rendah dibandingkan 82,1% pada triwulan sebelumnya,&#8221; tulis Bank Indonesia dalam survei terbarunya dikutip Sabtu (21\/1\/2023).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan jenisnya, SBT tabungan mengalami pelemahan menjadi 86,5% atau turun 480 basis poin dari periode sebelumnya sebesar 91,3%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tak hanya tabungan, pada kuartal I\/2023, giro juga diramal akan melemah. SBT giro tercatat hanya 21,2%, turun jauh dibandingkan 45,6% pada kuartal IV\/2022.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, pertumbuhan deposito diramal positif yang terindikasi dari pertumbuhan SBT sebesar 33,9% dari periode sebelumnya sebesar -2,6%. Bank Indonesia juga memperkirakan pertumbuhan DPK hingga akhir 2023 masih relatif tinggi.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Hal ini tercermin dari SBT prakiraan penghimpunan DPK tahun 2023 yang tercatat sebesar 59,3%, bernilai positif meski lebih rendah dibandingkan SBT 82,1% pada tahun sebelumnya,&#8221; jelas Bank Indonesia.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Indonesia memprediksi, penyaluran kredit baru perbankan pada triwulan I\/2023 akan meningkat yang terindikasi dari nilai saldo bersih tertimbang penyaluran kredit baru sebesar 88,3%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur Eksekutif Departemen Komunikasi Bank Indonesia Erwin Haryono menjelaskan bahwa standar penyaluran kredit pada triwulan I\/2023 diperkirakan akan jauh lebih longgar bila dibanding dengan periode sebelumnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Hal ini terindikasi dari Indeks Lending Standard (ILS) negatif sebesar -0,5%. Kebijakan penyaluran kredit diprakirakan lebih longgar, antara lain pada aspek jangka waktu dan biaya persetujuan kredit,&#8221; katanya melalui keterangan resmi, Jumat (20\/1\/2023).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya, Gubernur Bank Indonesia Perry Warjiyo juga mengatakan bahwa rasio alat likuid perbankan terhadap dana pihak ketiga menunjukkan tren peningkatan. &#8220;Pada Desember 2022, alat likuid terhadap dana pihak ketiga [DPK] tercatat lebih tinggi mencapai 31,2% dan meningkat dari bulan sebelumnya yang tercatat sebesar 30,42% sehingga [mampu] mendukung ketersediaan dana bagi perbankan untuk menyalurkan kredit pembiayaan bagi dunia usaha,&#8221; jelas Perry Warjiyo. (jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank Indonesia (BI) memprediksi penghimpunan dana pihak ketiga (DPK) perbankan, khususnya tabungan dan giro, pada kuartal I\/2023 tumbuh melambat.&nbsp; &#8220;Perlambatan pertumbuhan tersebut terindikasi dari saldo bersih tertimbang [SBT] pertumbuhan DPK sebesar 31,3%, lebih rendah dibandingkan 82,1% pada triwulan sebelumnya,&#8221; tulis Bank Indonesia dalam survei terbarunya dikutip Sabtu (21\/1\/2023).&nbsp; Berdasarkan jenisnya, SBT tabungan mengalami [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4039,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[426,1101,2124,325,2122,2125,2123],"class_list":["post-4098","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","tag-bank","tag-dana","tag-dpk","tag-indonesia","tag-ketiga","tag-penghimpunan","tag-pihak"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=4098\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Bank Indonesia (BI) memprediksi penghimpunan dana pihak ketiga (DPK) perbankan, khususnya tabungan dan giro, pada kuartal I\/2023 tumbuh melambat.&nbsp; &#8220;Perlambatan pertumbuhan tersebut terindikasi dari saldo bersih tertimbang [SBT] pertumbuhan DPK sebesar 31,3%, lebih rendah dibandingkan 82,1% pada triwulan sebelumnya,&#8221; tulis Bank Indonesia dalam survei terbarunya dikutip Sabtu (21\/1\/2023).&nbsp; Berdasarkan jenisnya, SBT tabungan mengalami [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=4098\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-21T22:31:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-21T15:33:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/perry.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1011\" \/>\n\t<meta property=\"og:image:height\" content=\"564\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"J Haris\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"J Haris\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=4098\",\"url\":\"https:\/\/businessupdate.id\/?p=4098\",\"name\":\"BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-01-21T22:31:00+00:00\",\"dateModified\":\"2023-01-21T15:33:40+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/a0c95a30fd1acfadca17dbaf3e6dae0e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=4098#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=4098\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=4098#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/a0c95a30fd1acfadca17dbaf3e6dae0e\",\"name\":\"J Haris\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2a84a42056d9061b5a79cef18367bcf40406dddf5a4fcdf8bc7aff8337331221?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2a84a42056d9061b5a79cef18367bcf40406dddf5a4fcdf8bc7aff8337331221?s=96&d=mm&r=g\",\"caption\":\"J Haris\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=4098","og_locale":"en_US","og_type":"article","og_title":"BI Prediksi Penghimpunan Tabungan dan Giro Kuartal I\/2023 Melambat - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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