{"id":4210,"date":"2023-01-27T08:22:37","date_gmt":"2023-01-27T01:22:37","guid":{"rendered":"https:\/\/businessupdate.id\/?p=4210"},"modified":"2023-01-27T08:22:38","modified_gmt":"2023-01-27T01:22:38","slug":"porsi-pembiayaan-untuk-umkm-hanya-20-terlalu-kecil","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=4210","title":{"rendered":"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Kementerian Keuangan mencatat porsi pembiayaan dari lembaga keuangan untuk pelaku usaha mikro, kecil dan menengah (UMKM) hanya 20% sehingga masih terdapat lebih dari 45 juta pelaku UMKM yang membutuhkan tambahan pembiayaan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menteri Keuangan Sri Mulyani Indrawati mengatakan, saat ini baru 12 juta UMKM yang memiliki pembiayaan cukup.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun, dari 45 juta pelaku UMKM yang butuh tambahan pembiayaan itu, sebanyak 18 juta pelaku UMKM termasuk nasabah ultra mikro yang belum mendapatkan akses pembiayaan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bahkan 5 juta UMKM masih bergantung pada pembiayaan melalui rentenir. Padahal pinjaman melalui rentenir membuat para pelaku UMKM harus membayar biaya bunga yang sangat tinggi.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Hanya sedikit yang <em>enjoying subsidies lending<\/em> yang dibiayai oleh pemerintah,&#8221; ujarnya saat penutupan acara BRI Microfinance Outlook 2023, Kamis (26\/1\/2023).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oleh karena itu, Sri Mulyani meminta lembaga keuangan seperti perbankan untuk memberikan kredit yang lebih banyak lagi kepada UMKM. Katanya, perbankan tetap akan mengantongi keuntungan dengan menyalurkan kredit ke pelaku UMKM mengingat mereka bersedia meminjam dari rentenir dengan bunga yang sangat tinggi.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Namun tidak hanya sekedar membiayai, ia juga meminta perbankan untuk ikut berkontribusi meningkatkan produktivitas UMKM dengan memberdayakan mereka.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Kalau membuat dia hanya sekedar memutar uang, pasti. Tapi kalau kita bicara tentang kesejahteraan yang naik, kita bicara tentang <em>prosperity<\/em> yang lebih baik. Berarti kita harus meningkatkan <em>productivity, quality<\/em> dan itu kerjaan banyak banget karena <em>we are talking<\/em> about 65 juta pelaku,&#8221; jelasnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Menurutnya, untuk mendorong pembiayaan dan produktivitas UMKM ini diperlukan sinergi semua pihak, termasuk pemerintah. Untuk itu, pemerintah pada tahun ini menaikkan anggaran belanja untuk UMKM mencapai Rp45,8 triliun, lebih tinggi dibandingkan anggaran belanja UMKM 2022 yang hanya Rp 30,8 triliun. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Kementerian Keuangan mencatat porsi pembiayaan dari lembaga keuangan untuk pelaku usaha mikro, kecil dan menengah (UMKM) hanya 20% sehingga masih terdapat lebih dari 45 juta pelaku UMKM yang membutuhkan tambahan pembiayaan. Menteri Keuangan Sri Mulyani Indrawati mengatakan, saat ini baru 12 juta UMKM yang memiliki pembiayaan cukup.&nbsp; Adapun, dari 45 juta pelaku UMKM [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4211,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[426,732,377,765,790,736,735,567,137,733],"class_list":["post-4210","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","tag-bank","tag-kecil","tag-keuangan","tag-kredit","tag-lembaga","tag-menengah","tag-mikro","tag-pembiayaan","tag-umkm","tag-usaha"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=4210\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Kementerian Keuangan mencatat porsi pembiayaan dari lembaga keuangan untuk pelaku usaha mikro, kecil dan menengah (UMKM) hanya 20% sehingga masih terdapat lebih dari 45 juta pelaku UMKM yang membutuhkan tambahan pembiayaan. Menteri Keuangan Sri Mulyani Indrawati mengatakan, saat ini baru 12 juta UMKM yang memiliki pembiayaan cukup.&nbsp; Adapun, dari 45 juta pelaku UMKM [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=4210\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-27T01:22:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-27T01:22:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/UMKM-e1674782551440.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1499\" \/>\n\t<meta property=\"og:image:height\" content=\"899\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=4210\",\"url\":\"https:\/\/businessupdate.id\/?p=4210\",\"name\":\"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-01-27T01:22:37+00:00\",\"dateModified\":\"2023-01-27T01:22:38+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=4210#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=4210\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=4210#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=4210","og_locale":"en_US","og_type":"article","og_title":"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil - Businessupdate.id","og_description":"BusinessUpdate &#8211; Kementerian Keuangan mencatat porsi pembiayaan dari lembaga keuangan untuk pelaku usaha mikro, kecil dan menengah (UMKM) hanya 20% sehingga masih terdapat lebih dari 45 juta pelaku UMKM yang membutuhkan tambahan pembiayaan. Menteri Keuangan Sri Mulyani Indrawati mengatakan, saat ini baru 12 juta UMKM yang memiliki pembiayaan cukup.&nbsp; Adapun, dari 45 juta pelaku UMKM [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=4210","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2023-01-27T01:22:37+00:00","article_modified_time":"2023-01-27T01:22:38+00:00","og_image":[{"width":1499,"height":899,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/UMKM-e1674782551440.jpeg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=4210","url":"https:\/\/businessupdate.id\/?p=4210","name":"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2023-01-27T01:22:37+00:00","dateModified":"2023-01-27T01:22:38+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=4210#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=4210"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=4210#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Porsi Pembiayaan untuk UMKM Hanya 20%, Terlalu Kecil"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4210"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4210\/revisions"}],"predecessor-version":[{"id":4212,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4210\/revisions\/4212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/4211"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}