{"id":4460,"date":"2023-02-08T07:15:36","date_gmt":"2023-02-08T00:15:36","guid":{"rendered":"https:\/\/businessupdate.id\/?p=4460"},"modified":"2023-02-08T07:15:37","modified_gmt":"2023-02-08T00:15:37","slug":"laba-bersih-bank-dki-2022-cetak-rekor-tertinggi-rp9391-miliar","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=4460","title":{"rendered":"Laba Bersih Bank DKI 2022 Cetak Rekor Tertinggi Rp939,1 Miliar"},"content":{"rendered":"\n

BusinessUpdate –<\/strong> Bank DKI mencatat laba bersih per Desember 2022 sebesar Rp939,1 miliar. Rekor tertinggi sepanjang perseroan berdiri.<\/p>\n\n\n\n

Besaran laba bersih itu tumbuh 29,1% jika dibandingkan tahun sebelumnya (year-on-year<\/em>\/yoy). Menurut Direktur Utama Bank DKI Fidri Arnaldy, laba bersih perusahaan pada Desember 2022 melonjak dibandingkan periode Desember 2021 yang hanya Rp727,36 miliar. <\/p>\n\n\n\n

“Pencapaian impresif perusahaan mendorong peningkatan laba bersih Bank DKI per Desember 2022 menjadi Rp939,11 miliar,” ujarnya melalui keterangan resmi, Selasa (7\/2\/2023). <\/p>\n\n\n\n

Ia mengatakan kenaikan laba bersih bank DKI juga didukung adanya peningkatan total aset sebesar 11,51% menjadi Rp78,8 triliun (yoy) pada Desember 2022. Total aset tahun sebelumnya sebesar Rp70,74 triliun. <\/p>\n\n\n\n

Sementara itu, Direktur Keuangan & Strategi Bank DKI Romy Wijayanto merinci kenaikan laba bersih Bank DKI dicapai melalui peningkatan pendapatan bunga menjadi Rp4,53 triliun pada Desember 2022. <\/p>\n\n\n\n

“Pendapatan bunga mengalami kenaikan 16,64% (secara tahunan) dari Rp3,8 triliun pada periode tahun sebelumnya,” imbuhnya. <\/p>\n\n\n\n

Selain itu, peningkatan transaksi pada platform<\/em> digital berperan besar dalam mendongkrak fee-based income<\/em> sebesar 27,71% menjadi Rp576 miliar pada Desember 2022, dari Rp451,03 miliar pada Desember 2021. <\/p>\n\n\n\n

Menurutnya, kendali yang baik terhadap beban bunga mempengaruhi peningkatan pendapatan bunga bersih sebesar 8,92% menjadi Rp2,93 triliun pada Desember 2022, dari Rp2,69 triliun pada Desember 2021. <\/p>\n\n\n\n

Romy menambahkan, indikator rasio kinerja keuangan Bank DKI juga menunjukkan perbaikan. Rasio Return on Equity<\/em> (ROE) pada Desember 2022 mencapai 10,10% (yoy), lebih tinggi dari sebelumnya 7,96% pada Desember 2021. <\/p>\n\n\n\n

Rasio Beban Operasional terhadap Pendapatan Operasional (BOPO) terjaga pada 78,19% dan Net Interest Margin (NIM) berada pada level moderat sebesar 4,71%. <\/p>\n\n\n\n

“Hal ini menunjukkan Bank DKI mampu menjaga tingkat efisiensi dan menurunkan Cost of Fund <\/em>(CoF) yang dimilikinya,” jelasnya. <\/p>\n\n\n\n

Bank DKI juga membentuk cadangan kerugian secara konservatif sebagai langkah Perseroan memitigasi tingkat kolektibilitas debitur dan memperkuat fondasi bisnis dalam menghadapi tantangan ekonomi global di masa depan.\u00a0<\/p>\n\n\n\n

Sementara itu, kinerja Dana Pihak Ketiga (DPK) tumbuh 12,82% menjadi Rp65,1 triliun pada Desember 2022 dari Rp57,71 triliun pada Desember 2021. Loan to Deposit Ratio<\/em> (LDR) naik signifikan menjadi 74,30% (yoy) dari 67,86% di tahun sebelumnya. Sedangkan, NPL Gross sebesar 1,75% dan NPL Net 0,27%. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"

BusinessUpdate – Bank DKI mencatat laba bersih per Desember 2022 sebesar Rp939,1 miliar. Rekor tertinggi sepanjang perseroan berdiri. Besaran laba bersih itu tumbuh 29,1% jika dibandingkan tahun sebelumnya (year-on-year\/yoy). Menurut Direktur Utama Bank DKI Fidri Arnaldy, laba bersih perusahaan pada Desember 2022 melonjak dibandingkan periode Desember 2021 yang hanya Rp727,36 miliar.  “Pencapaian impresif perusahaan mendorong […]<\/p>\n","protected":false},"author":5,"featured_media":4461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,82],"tags":[2112,1370,941,2406,414,553],"class_list":{"0":"post-4460","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-bumd","9":"tag-bank-dki","10":"tag-bersih","11":"tag-dki","12":"tag-fidri-arnaldy","13":"tag-jakarta","14":"tag-laba"},"yoast_head":"\nLaba Bersih Bank DKI 2022 Cetak Rekor Tertinggi Rp939,1 Miliar - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=4460\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank DKI 2022 Cetak Rekor Tertinggi Rp939,1 Miliar - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate – Bank DKI mencatat laba bersih per Desember 2022 sebesar Rp939,1 miliar. 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