{"id":4465,"date":"2023-02-08T09:22:04","date_gmt":"2023-02-08T02:22:04","guid":{"rendered":"https:\/\/businessupdate.id\/?p=4465"},"modified":"2023-02-08T09:22:06","modified_gmt":"2023-02-08T02:22:06","slug":"laba-bersih-bank-bri-2022-melonjak-669-dibanding-tahun-lalu","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=4465","title":{"rendered":"Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Rakyat Indonesia (Persero) Tbk. atau BBRI mencatatkan laba bersih tahun 2022 sebesar Rp51,4 triliun atau melonjak 66,9% secara tahunan (yoy).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sepanjang 2022, Bank BRI melaporkan penurunan beban bunga sebesar 7,1% yoy menjadi Rp27,3 triliun. Sedangkan, pendapatan bunga naik 5,8% yoy menjadi Rp151,8 triliun sehingga&nbsp; pendapatan bunga bersih (<em>net interest income<\/em>\/NII) bank naik dari Rp114,1 triliun pada 2021 menjadi Rp124,6 triliun atau tumbuh 9,2% yoy.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank juga mendapatkan tambahan pendapatan dari premi bersih, sehingga pendapatan operasional BRI menjadi Rp126,2 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kinerja cemerlang BRI sepanjang 2022 juga tercermin dari rasio penting perusahaan. Tingkat pengembalian aset (<em>return on asset<\/em>\/ROA) naik 104 basis poin (bps) menjadi 3,76%. Kemudian tingkat pengembalian ekuitas (<em>return on equity<\/em>\/ROE) tumbuh 406 bps menjadi 20,93%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu bila dilihat dari sisi efisiensi, rasio beban operasional terhadap pendapatan operasional (BOPO) turun dari 74,3% menjadi 64,2%. Sedangkan, rasio biaya terhadap pendapatan atau <em>cost to income ratio<\/em> (CIR) bisa diturunkan dari 43,26% menjadi 41,95%.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Upaya bank meningkatkan efisiensi itu tercatat berhasil menjaga laba, meskipun margin bunga bersih (<em>net interest margin<\/em>\/NIM) turun 9 bps menjadi 6,8%. Adapun dari fungsi intermediasi, BRI menyalurkan kredit dan pembiayaan senilai Rp1.089,8 triliun, naik 8,6% yoy.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pertumbuhan kredit bank diikuti dengan peningkatan kualitas aset. Rasio kredit bermasalah (<em>non-performing loan<\/em>\/NPL) <em>gross<\/em> turun 26 bps menjadi 2,82%. Akan tetapi NPL net naik 3 bps menjadi 0,73%.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, BRI mampu menggalang dana pihak ketiga (DPK) sebesar Rp1.307,9 triliun, naik 14,8% yoy. Giro tumbuh pesat yakni 58,6%, kemudian diikuti oleh tabungan 5,0% yoy. Pertumbuhan giro dan tabungan yang lebih besar dari deposito tersebut membuat rasio dana murah atau <em>current account savings account <\/em>(CASA) BRI naik 36 bps menjadi 66,7%. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. atau BBRI mencatatkan laba bersih tahun 2022 sebesar Rp51,4 triliun atau melonjak 66,9% secara tahunan (yoy).&nbsp; Sepanjang 2022, Bank BRI melaporkan penurunan beban bunga sebesar 7,1% yoy menjadi Rp27,3 triliun. Sedangkan, pendapatan bunga naik 5,8% yoy menjadi Rp151,8 triliun sehingga&nbsp; pendapatan bunga bersih (net interest income\/NII) bank [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":4143,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,81],"tags":[426,103,241,325,2410,423,1060,137],"class_list":["post-4465","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-bumn","tag-bank","tag-bri","tag-bumn","tag-indonesia","tag-laba-bersih","tag-pemerintah","tag-rakyat","tag-umkm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=4465\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. atau BBRI mencatatkan laba bersih tahun 2022 sebesar Rp51,4 triliun atau melonjak 66,9% secara tahunan (yoy).&nbsp; Sepanjang 2022, Bank BRI melaporkan penurunan beban bunga sebesar 7,1% yoy menjadi Rp27,3 triliun. Sedangkan, pendapatan bunga naik 5,8% yoy menjadi Rp151,8 triliun sehingga&nbsp; pendapatan bunga bersih (net interest income\/NII) bank [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=4465\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-08T02:22:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-08T02:22:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/BRI.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1424\" \/>\n\t<meta property=\"og:image:height\" content=\"828\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=4465\",\"url\":\"https:\/\/businessupdate.id\/?p=4465\",\"name\":\"Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-02-08T02:22:04+00:00\",\"dateModified\":\"2023-02-08T02:22:06+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=4465#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=4465\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=4465#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=4465","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Bank BRI 2022 Melonjak 66,9% Dibanding Tahun Lalu - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Rakyat Indonesia (Persero) Tbk. atau BBRI mencatatkan laba bersih tahun 2022 sebesar Rp51,4 triliun atau melonjak 66,9% secara tahunan (yoy).&nbsp; Sepanjang 2022, Bank BRI melaporkan penurunan beban bunga sebesar 7,1% yoy menjadi Rp27,3 triliun. 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