{"id":4496,"date":"2023-02-09T07:26:15","date_gmt":"2023-02-09T00:26:15","guid":{"rendered":"https:\/\/businessupdate.id\/?p=4496"},"modified":"2023-02-09T07:26:18","modified_gmt":"2023-02-09T00:26:18","slug":"bank-besar-enggan-turunkan-nim-demi-cuan","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=4496","title":{"rendered":"Bank Besar Enggan Turunkan NIM Demi Cuan"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211; <\/strong>Bank-bank besar enggan menurunkan <em>net interest margin<\/em> (NIM). Bahan jika mungkin akan memperlebar NIM ketika mereka memiliki kesempatan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal tersebut disampaikan oleh Direktur Eksekutif Segara Institute Piter Abdullah Redjalam. Menurutnya, NIM merupakan salah satu komponen penting yang dapat meningkatkan keuntungan perbankan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bagi bank, lanjut Piter, NIM yang besar adalah kesempatan. Oleh karena itu, apabila bisa menjaga NIM tetap tinggi, maka bank akan tetap melakukannya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Tidak ada bank yang mau menurunkan NIM ketika mereka punya kesempatan melebarkan NIM,&#8221; ujar Piter, seperti dikutip <em>Bisnis<\/em>, pada Rabu (8\/2\/2023).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai perbandingan, Piter menyatakan bahwa NIM di luar negeri hanya sekitar 2% hingga 3%. Sementara itu, NIM di Indonesia bisa berada di atas 5%. &#8220;Perlu dipahami NIM berbeda-beda antar bank dan antar nasabah,&#8221; katanya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelumnya, Presiden Joko Widodo (Jokowi) menyentil soal tingginya NIM perbankan dalam Pertemuan Tahunan Industri Jasa Keuangan 2023. Ia menilai bahwa NIM Indonesia terlalu tinggi, bahkan menjadi nomor wahid di dunia. (p\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Bank-bank besar enggan menurunkan net interest margin (NIM). Bahan jika mungkin akan memperlebar NIM ketika mereka memiliki kesempatan. Hal tersebut disampaikan oleh Direktur Eksekutif Segara Institute Piter Abdullah Redjalam. Menurutnya, NIM merupakan salah satu komponen penting yang dapat meningkatkan keuntungan perbankan.&nbsp; Bagi bank, lanjut Piter, NIM yang besar adalah kesempatan. Oleh karena itu, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[426,1370,646,553,2387,2388,1007,555],"class_list":["post-4496","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bank","tag-bersih","tag-bunga","tag-laba","tag-net-interest-margin","tag-nim","tag-pendapatan","tag-perbankan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank Besar Enggan Turunkan NIM Demi Cuan - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=4496\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Besar Enggan Turunkan NIM Demi Cuan - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Bank-bank besar enggan menurunkan net interest margin (NIM). Bahan jika mungkin akan memperlebar NIM ketika mereka memiliki kesempatan. Hal tersebut disampaikan oleh Direktur Eksekutif Segara Institute Piter Abdullah Redjalam. Menurutnya, NIM merupakan salah satu komponen penting yang dapat meningkatkan keuntungan perbankan.&nbsp; Bagi bank, lanjut Piter, NIM yang besar adalah kesempatan. Oleh karena itu, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=4496\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-09T00:26:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-09T00:26:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/02\/Net-interest-margin-e1675729619987.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1260\" \/>\n\t<meta property=\"og:image:height\" content=\"707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=4496\",\"url\":\"https:\/\/businessupdate.id\/?p=4496\",\"name\":\"Bank Besar Enggan Turunkan NIM Demi Cuan - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-02-09T00:26:15+00:00\",\"dateModified\":\"2023-02-09T00:26:18+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=4496#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=4496\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=4496#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank Besar Enggan Turunkan NIM Demi Cuan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank Besar Enggan Turunkan NIM Demi Cuan - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=4496","og_locale":"en_US","og_type":"article","og_title":"Bank Besar Enggan Turunkan NIM Demi Cuan - Businessupdate.id","og_description":"BusinessUpdate &#8211; Bank-bank besar enggan menurunkan net interest margin (NIM). Bahan jika mungkin akan memperlebar NIM ketika mereka memiliki kesempatan. Hal tersebut disampaikan oleh Direktur Eksekutif Segara Institute Piter Abdullah Redjalam. Menurutnya, NIM merupakan salah satu komponen penting yang dapat meningkatkan keuntungan perbankan.&nbsp; Bagi bank, lanjut Piter, NIM yang besar adalah kesempatan. Oleh karena itu, [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=4496","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2023-02-09T00:26:15+00:00","article_modified_time":"2023-02-09T00:26:18+00:00","og_image":[{"width":1260,"height":707,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/02\/Net-interest-margin-e1675729619987.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=4496","url":"https:\/\/businessupdate.id\/?p=4496","name":"Bank Besar Enggan Turunkan NIM Demi Cuan - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2023-02-09T00:26:15+00:00","dateModified":"2023-02-09T00:26:18+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=4496#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=4496"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=4496#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Bank Besar Enggan Turunkan NIM Demi Cuan"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4496"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4496\/revisions"}],"predecessor-version":[{"id":4497,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4496\/revisions\/4497"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/4439"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}