{"id":4791,"date":"2023-02-21T08:49:00","date_gmt":"2023-02-21T01:49:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=4791"},"modified":"2023-02-21T06:54:11","modified_gmt":"2023-02-20T23:54:11","slug":"laba-bersih-bank-muamalat-sepanjang-2022-naik-1977","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=4791","title":{"rendered":"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7%"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Muamalat Indonesia Tbk. atau Bank Muamalat mencatatkan laba bersih Rp26,58 miliar pada 2022, naik 197,7% secara tahunan.&nbsp;<\/p>\n\n\n\n<p>Pelaksana Tugas Direktur Utama Bank Muamalat Hery Syafril mengatakan peningkatan laba tersebut utamanya ditopang oleh kenaikan pendapatan berbasis komisi (<em>fee based income<\/em>\/FBI) perseroan sebesar 95% yoy dari Rp560,5 miliar per 31 Desember 2021 menjadi Rp1,1 triliun pada akhir Desember 2022.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Sementara itu, Bank Muamlat telah menyalurkan pembiayaan sebesar Rp11,25 triliun sepanjang 2022, tumbuh 16,70% secara tahunan (<em>year on year<\/em>\/yoy) dibandingkan periode yang sama tahun sebelumnya Rp9,64 triliun.&nbsp;<\/p>\n\n\n\n<p>Berdasarkan laporan keuangan, Bank Muamalat telah menyalurkan pembiayaan bagi hasil untuk mudharabah dan musyarakah masing-masing sebesar Rp564,05 miliar dan Rp10,69 triliun sepanjang 2022.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Pertumbuhan pembiayaan itu membuat aset Bank Muamalat menjadi Rp61,4 triliun per 31 Desember 2022, tumbuh 4,2% yoy dari Rp58,9 triliun per 31 Desember 2021.&nbsp;<\/p>\n\n\n\n<p>Sayangnya, rasio pembiayaan macet atau <em>non performing financing<\/em> (NPF) di Bank Muamalat semakin tinggi. NPF <em>gross <\/em>bank naik dari 0,67% pada 2021 menjadi 2,78% pada 2022. NPF net pun naik dari posisi 0,08% menjadi 0,86%.&nbsp;<\/p>\n\n\n\n<p>Adapun, himpunan dana pihak ketiga (DPK) hingga Desember 2022 tercatat Rp46,14 triliun. Hery mengatakan, perseroan akan mengimplementasikan sejumlah rencana strategis pada tahun ini.&nbsp;<\/p>\n\n\n\n<p>&#8220;Pertama, optimalisasi dan penajaman potensi bisnis di segmen pembiayaan dan pendanaan, terutama segmen ritel,&#8221; jelas Hery melalui keterangan tertulis pada Senin (20\/2\/2023).\u00a0<\/p>\n\n\n\n<p>Strategi kedua, menjalankan penajaman <em>channel<\/em> distribusi, baik jaringan fisik maupun jaringan digital. Strategi ketiga, Bank Muamalat menjalankan pengembangan organisasi dan sumber daya manusia. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Muamalat Indonesia Tbk. atau Bank Muamalat mencatatkan laba bersih Rp26,58 miliar pada 2022, naik 197,7% secara tahunan.&nbsp; Pelaksana Tugas Direktur Utama Bank Muamalat Hery Syafril mengatakan peningkatan laba tersebut utamanya ditopang oleh kenaikan pendapatan berbasis komisi (fee based income\/FBI) perseroan sebesar 95% yoy dari Rp560,5 miliar per 31 Desember 2021 menjadi [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4792,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,48],"tags":[426,1370,325,765,553,814,567],"class_list":{"0":"post-4791","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-finance","9":"tag-bank","10":"tag-bersih","11":"tag-indonesia","12":"tag-kredit","13":"tag-laba","14":"tag-muamalat","15":"tag-pembiayaan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7% - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=4791\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7% - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Muamalat Indonesia Tbk. atau Bank Muamalat mencatatkan laba bersih Rp26,58 miliar pada 2022, naik 197,7% secara tahunan.&nbsp; Pelaksana Tugas Direktur Utama Bank Muamalat Hery Syafril mengatakan peningkatan laba tersebut utamanya ditopang oleh kenaikan pendapatan berbasis komisi (fee based income\/FBI) perseroan sebesar 95% yoy dari Rp560,5 miliar per 31 Desember 2021 menjadi [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=4791\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-21T01:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-20T23:54:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/02\/bank-muamalat-indonesia-e1676937233708.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"690\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=4791\",\"url\":\"https:\/\/businessupdate.id\/?p=4791\",\"name\":\"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7% - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-02-21T01:49:00+00:00\",\"dateModified\":\"2023-02-20T23:54:11+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=4791#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=4791\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=4791#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7%\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7% - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=4791","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7% - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Muamalat Indonesia Tbk. atau Bank Muamalat mencatatkan laba bersih Rp26,58 miliar pada 2022, naik 197,7% secara tahunan.&nbsp; Pelaksana Tugas Direktur Utama Bank Muamalat Hery Syafril mengatakan peningkatan laba tersebut utamanya ditopang oleh kenaikan pendapatan berbasis komisi (fee based income\/FBI) perseroan sebesar 95% yoy dari Rp560,5 miliar per 31 Desember 2021 menjadi [&hellip;]","og_url":"https:\/\/businessupdate.id\/?p=4791","og_site_name":"Businessupdate.id","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100088795961927","article_published_time":"2023-02-21T01:49:00+00:00","article_modified_time":"2023-02-20T23:54:11+00:00","og_image":[{"width":1200,"height":690,"url":"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/02\/bank-muamalat-indonesia-e1676937233708.jpg","type":"image\/jpeg"}],"author":"Premieri A","twitter_card":"summary_large_image","twitter_creator":"@EnterpriseMse","twitter_site":"@EnterpriseMse","twitter_misc":{"Written by":"Premieri A","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/businessupdate.id\/?p=4791","url":"https:\/\/businessupdate.id\/?p=4791","name":"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7% - Businessupdate.id","isPartOf":{"@id":"https:\/\/businessupdate.id\/#website"},"datePublished":"2023-02-21T01:49:00+00:00","dateModified":"2023-02-20T23:54:11+00:00","author":{"@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e"},"breadcrumb":{"@id":"https:\/\/businessupdate.id\/?p=4791#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/businessupdate.id\/?p=4791"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/businessupdate.id\/?p=4791#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/businessupdate.id\/"},{"@type":"ListItem","position":2,"name":"Laba Bersih Bank Muamalat Sepanjang 2022 Naik 197,7%"}]},{"@type":"WebSite","@id":"https:\/\/businessupdate.id\/#website","url":"https:\/\/businessupdate.id\/","name":"Businessupdate.id","description":" ","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessupdate.id\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e","name":"Premieri A","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/businessupdate.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g","caption":"Premieri A"},"sameAs":["http:\/\/businessupdate.id"],"url":"https:\/\/businessupdate.id\/?author=5"}]}},"_links":{"self":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4791"}],"version-history":[{"count":1,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4791\/revisions"}],"predecessor-version":[{"id":4793,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/posts\/4791\/revisions\/4793"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=\/wp\/v2\/media\/4792"}],"wp:attachment":[{"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businessupdate.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}