{"id":5104,"date":"2023-03-08T09:14:37","date_gmt":"2023-03-08T02:14:37","guid":{"rendered":"https:\/\/businessupdate.id\/?p=5104"},"modified":"2023-03-08T09:14:39","modified_gmt":"2023-03-08T02:14:39","slug":"ini-penyebab-pendapatan-industri-asuransi-jiwa-sepanjang-2022-turun","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=5104","title":{"rendered":"Ini Penyebab Pendapatan Industri Asuransi Jiwa Sepanjang 2022 Turun"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Pendapatan asuransi jiwa per 31 Desember 2022 sebesar Rp223 triliun, terkoreksi 7,5% dibandingkan tahun sebelumnya.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Penurunan pendapatan industri asuransi jiwa, menurut Ketua Dewan Pengurus&nbsp; Asosiasi Asuransi Jiwa Indonesia (AAJI) Budi Tampubolon, dipengaruhi oleh <em>shifting<\/em> produk dan metode pembayaran premi oleh masyarakat.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Secara umum pendapatan premi industri asuransi jiwa tercatat mengalami penurunan termasuk pendapatan premi bisnis baru,&#8221; kata Budi dalam konferensi pers di Rumah AAJI, Jakarta Pusat, Selasa (7\/3\/2023).&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun total pendapatan premi mencapai Rp192 triliun sepanjang 2022. Angka itu turun 5,3% dibandingkan dengan tahun sebelumnya yakni Rp202 triliun. Premi bisnis baru menurun 7,3% menjadi Rp119 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kendati demikian, total pendapatan premi (<em>weighted<\/em>) mengalami peningkatan 0,5% yakni Rp108 triliun.&nbsp; Pada 2021, pendapatan pada kategori yang sama mencapai Rp107 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meskipun total pendapatan turun, Budi menilai target market industri asuransi jiwa sudah semakin luas dan menyasar kalangan masyarakat <em>middle to low <\/em>yang ingin memiliki perlindungan asuransi namun dengan nilai premi yang relatif kecil.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal itu dapat dilihat dari adanya pertumbuhan pada total tertanggung, tetapi masih tertahannya pendapatan premi. Total tertanggung mencapai 85,01 juta jiwa, meningkat 30,4% dari tahun sebelumnya yakni 65,20 juta jiwa.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Total polis mencapai lebih dari 29 juta dengan peningkatan 44% dibandingkan tahun sebelumnya yakni 20 juta lebih.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, total uang pertanggungan meningkat mencapai Rp4.890 triliun atau naik 12,2% dibandingkan dengan tahun sebelumnya yakni Rp4.358 triliun.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adapun total klaim dan manfaat yang berhasil dibayarkan sekitar 52 perusahaan asuransi jiwa mencapai Rp174,28 triliun pada 2022. Terjadi penurunan tipis 0,2%&nbsp; dibandingkan dengan tahun sebelumnya yakni Rp174, 59.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Klaim atau manfaat yang paling banyak dibayarkan yakni akhir kontrak mencapai Rp21,3 triliun. Di sisi lain, klaim kesehatan juga cukup banyak dengan Rp16 triliun, gabungan perorangan dan kumpulan. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Pendapatan asuransi jiwa per 31 Desember 2022 sebesar Rp223 triliun, terkoreksi 7,5% dibandingkan tahun sebelumnya.&nbsp;&nbsp; Penurunan pendapatan industri asuransi jiwa, menurut Ketua Dewan Pengurus&nbsp; Asosiasi Asuransi Jiwa Indonesia (AAJI) Budi Tampubolon, dipengaruhi oleh shifting produk dan metode pembayaran premi oleh masyarakat.&nbsp;&nbsp; &#8220;Secara umum pendapatan premi industri asuransi jiwa tercatat mengalami penurunan termasuk pendapatan [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85],"tags":[2832,2831,640,387,641,1007],"class_list":["post-5104","post","type-post","status-publish","format-standard","has-post-thumbnail","category-insurance","tag-aaji","tag-asosiasi-asuransi-jiwa-indonesia","tag-asuransi","tag-industri","tag-jiwa","tag-pendapatan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ini Penyebab Pendapatan Industri Asuransi Jiwa Sepanjang 2022 Turun - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=5104\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ini Penyebab Pendapatan Industri Asuransi Jiwa Sepanjang 2022 Turun - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; 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