{"id":5982,"date":"2023-04-20T06:24:26","date_gmt":"2023-04-19T23:24:26","guid":{"rendered":"https:\/\/businessupdate.id\/?p=5982"},"modified":"2023-04-20T06:30:22","modified_gmt":"2023-04-19T23:30:22","slug":"laba-bank-panin-dunai-syariah-pada-kuartal-i-2023-melonjak-tajam","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=5982","title":{"rendered":"Laba Bank Panin Dubai Syariah pada Kuartal I\/2023 Melonjak Tajam"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> PT Bank Panin Dubai Syariah Tbk. (PNBS) berhasil membukukan laba bersih Rp60,2 miliar pada kuartal I\/2023, naik 68,48% secara tahunan (yoy). Laba bersih pada periode yang sama tahun sebelumnya Rp35,73 miliar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Berdasarkan laporan keuangan, laba bersih PNBS didorong oleh pendapatan setelah distribusi bagi hasil Rp130,89 miliar, naik 4,53% yoy. Sementara, pendapatan berbasis komisi atau <em>fee based income<\/em> naik 42,97% yoy, menjadi Rp8,35 miliar. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rasio profitabilitas perseroan juga membaik. Tingkat pengembalian aset (<em>return on asset<\/em>\/ROA) PNBS naik 78 basis poin (bps) menjadi 2,02%. Kemudian, tingkat pengembalian ekuitas (<em>return on equity<\/em>\/ROE) naik 371 bps menjadi 10,44%. <em>Net operating margin<\/em> (NOM) PNBS pun naik 84 bps menjadi 2,17% per kuartal I\/2023, dibandingkan 1,33% pada periode yang sama tahun sebelumnya. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, Bank Panin Dubai Syariah berhasil membukukan aset Rp16,50 triliun pada kuartal I\/2023, naik 13,71% yoy.Aset bank ditopang oleh pembiayaan bagi hasil musyarakah yang mencapai Rp9,31 triliun, naik 19,2% yoy. PNBS mencatat pembiayaan bagi hasil mudharabah Rp1,28 triliun, naik 463,19% yoy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bank Panin Dubai Syariah juga membukukan piutang murabahah Rp97,6 miliar, naik 31,99% yoy per kuartal I\/2023. Kualitas aset pun berhasil dijaga perseroan.Tercatat, rasio pembiayaan bermasalah (<em>nonperforming financing\/<\/em>NPF) gross PNBS berkurang dari 4,95 % pada tiga bulan pertama 2022 menjadi ke level 1,13 % pada tiga bulan pertama tahun ini.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara, NPF net Bank Panin Dubai Syariah menyusut dari 3,53% pada kuartal I\/2022 menjadi hanya 0,89% pada kuartal I\/2023. Pada sisi pendanaan, PNBS telah meraup dana pihak ketiga (DPK) Rp11,61 triliun, naik 34,06% yoy. Dana murah atau <em>current account savings account<\/em> (CASA) bank syariah ini pun naik 56,66% yoy, menjadi Rp1,88 triliun. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Panin Dubai Syariah Tbk. (PNBS) berhasil membukukan laba bersih Rp60,2 miliar pada kuartal I\/2023, naik 68,48% secara tahunan (yoy). Laba bersih pada periode yang sama tahun sebelumnya Rp35,73 miliar. Berdasarkan laporan keuangan, laba bersih PNBS didorong oleh pendapatan setelah distribusi bagi hasil Rp130,89 miliar, naik 4,53% yoy. Sementara, pendapatan berbasis komisi [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5983,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84],"tags":[912,1617,377,553,1161,3429,1263],"class_list":["post-5982","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","tag-bnk","tag-dubai","tag-keuangan","tag-laba","tag-laporan","tag-panin","tag-syariah"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bank Panin Dubai Syariah pada Kuartal I\/2023 Melonjak Tajam - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=5982\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bank Panin Dubai Syariah pada Kuartal I\/2023 Melonjak Tajam - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Panin Dubai Syariah Tbk. (PNBS) berhasil membukukan laba bersih Rp60,2 miliar pada kuartal I\/2023, naik 68,48% secara tahunan (yoy). Laba bersih pada periode yang sama tahun sebelumnya Rp35,73 miliar. Berdasarkan laporan keuangan, laba bersih PNBS didorong oleh pendapatan setelah distribusi bagi hasil Rp130,89 miliar, naik 4,53% yoy. 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