{"id":6094,"date":"2023-04-28T09:10:56","date_gmt":"2023-04-28T02:10:56","guid":{"rendered":"https:\/\/businessupdate.id\/?p=6094"},"modified":"2023-04-28T09:10:57","modified_gmt":"2023-04-28T02:10:57","slug":"laba-bersih-bank-bca-kuartal-i-2023-naik-43","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=6094","title":{"rendered":"Laba Bersih Bank BCA Kuartal I\/2023 Naik 43%"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> PT Bank Central Asia Tbk. (BBCA) mencatatkan laba bersih Rp11,5 triliun pada kuartal I\/2023, tumbuh 43% secara tahunan (yoy).&nbsp;<\/p>\n\n\n\n<p>Presiden Direktur BCA Jahja Setiaatmadja mengatakan peningkatan laba ini didorong oleh ekspansi volume kredit, peningkatan kualitas pinjaman, hingga kenaikan pendapatan berbasis komisi atau <em>fee based income<\/em>.&nbsp;<\/p>\n\n\n\n<p>Pendapatan bunga bersih (<em>net interest income\/<\/em>NII) perseroan capai Rp18,53 triliun pada kuartal I\/2023, naik 28% yoy.&nbsp;<\/p>\n\n\n\n<p>Margin bunga bersih (<em>net interest margin<\/em>\/NIM) naik dari 4,9%&nbsp; pada kuartal I\/2022 menjadi 5,6% per 31 Maret 2023.&nbsp;<\/p>\n\n\n\n<p>Sementara itu, <em>fee based income<\/em> BCA mencapai Rp3,97 triliun, naik 6,9% yoy. Sedangkan, rasio biaya terhadap pendapatan (<em>cost to income<\/em>\/CIR) BCA yang susut dari 35,8% pada kuartal I\/2022 menjadi 35,1% pada kuartal I\/2023.&nbsp;<\/p>\n\n\n\n<p>Biaya kredit atau <em>cost of credit<\/em> juga susut dari 1,9% menjadi 0,8%. Dari sisi intermediasi, BCA mencatatkan kredit Rp713,82 triliun pada tiga bulan pertama tahun ini, naik 12%&nbsp; yoy.&nbsp;<\/p>\n\n\n\n<p>Aset BCA pun naik menjadi Rp1.321,72 triliun berbanding Rp1.259,43 triliun pada periode sama tahun lalu.&nbsp;<\/p>\n\n\n\n<p>BCA juga mencatatkan perbaikan kualitas aset. Tercatat, rasio kredit bermasalah (<em>nonperforming loan<\/em>\/NPL) gross BCA turun dari 2,3% menjadi 1,8% pada kuartal I\/2023.&nbsp;<\/p>\n\n\n\n<p>Selain itu, BCA juga meraup dana pihak ketiga (DPK) Rp1.038,75 triliun pada kuartal I\/2023, naik 4,1%&nbsp; yoy. Dana murah atau <em>current account savings account<\/em> (CASA) pun naik 5,7%&nbsp; yoy menjadi Rp843,33 triliun. (pa\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; PT Bank Central Asia Tbk. (BBCA) mencatatkan laba bersih Rp11,5 triliun pada kuartal I\/2023, tumbuh 43% secara tahunan (yoy).&nbsp; Presiden Direktur BCA Jahja Setiaatmadja mengatakan peningkatan laba ini didorong oleh ekspansi volume kredit, peningkatan kualitas pinjaman, hingga kenaikan pendapatan berbasis komisi atau fee based income.&nbsp; Pendapatan bunga bersih (net interest income\/NII) perseroan capai [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,48],"tags":[2133,426,2174,2175,553],"class_list":{"0":"post-6094","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bank","8":"category-finance","9":"tag-asia","10":"tag-bank","11":"tag-bca","12":"tag-central","13":"tag-laba"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Laba Bersih Bank BCA Kuartal I\/2023 Naik 43% - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=6094\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laba Bersih Bank BCA Kuartal I\/2023 Naik 43% - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; PT Bank Central Asia Tbk. (BBCA) mencatatkan laba bersih Rp11,5 triliun pada kuartal I\/2023, tumbuh 43% secara tahunan (yoy).&nbsp; Presiden Direktur BCA Jahja Setiaatmadja mengatakan peningkatan laba ini didorong oleh ekspansi volume kredit, peningkatan kualitas pinjaman, hingga kenaikan pendapatan berbasis komisi atau fee based income.&nbsp; Pendapatan bunga bersih (net interest income\/NII) perseroan capai [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=6094\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-28T02:10:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-28T02:10:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/bca.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1493\" \/>\n\t<meta property=\"og:image:height\" content=\"897\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Premieri A\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Premieri A\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=6094\",\"url\":\"https:\/\/businessupdate.id\/?p=6094\",\"name\":\"Laba Bersih Bank BCA Kuartal I\/2023 Naik 43% - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-04-28T02:10:56+00:00\",\"dateModified\":\"2023-04-28T02:10:57+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=6094#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=6094\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=6094#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Laba Bersih Bank BCA Kuartal I\/2023 Naik 43%\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/39a407b879699c9dfc68b893045cd07e\",\"name\":\"Premieri A\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6ef707773e9166331976e40c3975862c82a2bdf65aa2185282dd7c4be2a1c87e?s=96&d=mm&r=g\",\"caption\":\"Premieri A\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=5\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Laba Bersih Bank BCA Kuartal I\/2023 Naik 43% - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=6094","og_locale":"en_US","og_type":"article","og_title":"Laba Bersih Bank BCA Kuartal I\/2023 Naik 43% - Businessupdate.id","og_description":"BusinessUpdate &#8211; PT Bank Central Asia Tbk. 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