{"id":6418,"date":"2023-05-16T13:21:00","date_gmt":"2023-05-16T06:21:00","guid":{"rendered":"https:\/\/businessupdate.id\/?p=6418"},"modified":"2023-05-16T11:53:51","modified_gmt":"2023-05-16T04:53:51","slug":"pembiayaan-baru-cimb-niaga-auto-finance-didominasi-mobil-seken","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=6418","title":{"rendered":"Pembiayaan Baru CIMB Niaga Auto Finance Didominasi Mobil Seken"},"content":{"rendered":"\n<p><strong>BusinessUpdate &#8211;<\/strong> CIMB Niaga Auto Finance (CNAF) menyatakan pada kuartal I\/2023, perseroan telah menyalurkan pembiayaan baru sebesar Rp1,8 triliun. Mayoritas pembiayaan berasal dari mobil seken dan fasilitas dana.<\/p>\n\n\n\n<p>Dengan perolehan itu, dari sisi aset kelolaan mencapai Rp9,45 triliun atau tumbuh 17% dibandingkan periode yang sama di tahun sebelumnya yakni Rp8,08 triliun.<\/p>\n\n\n\n<p>Pada kuartal I\/2023 CNAF juga mencatatkan perolehan laba sebelum pajak (<em>unaudited<\/em>) atau <em>profit before tax<\/em> (PBT) sebesar Rp130 miliar atau tumbuh 14,8% dibandingkan dengan periode yang sama pada tahun sebelumnya yakni Rp113,7 miliar.<\/p>\n\n\n\n<p>Presiden Direktur CNAF Ristiawan Suherman mengatakan saat ini pembiayaan mobil bekas dan fasilitas dana mendominasi pertumbuhan pembiayaan di CNAF.<\/p>\n\n\n\n<p>\u201cTerbukti secara komposisi, pembiayaan mobil bekas dan fasilitas dana di bulan Maret 2023 adalah sebesar 77% dari total pembiayaan, atau meningkat jika dibandingkan dengan tahun sebelumnya pada periode yang sama yaitu hanya sebesar 69%,\u201d kata Ristiawan, dikutip dari Bisnis, Selasa (16\/5\/2023).<\/p>\n\n\n\n<p>Ia menambahkan pihaknya menargetkan pertumbuhan aset kelolaan sebesar Rp10,4 triliun pada 2023 atau 13% lebih besar dibandingkan dengan nilai aset tahun sebelumnya yang mencapai Rp9,2 triliun.<\/p>\n\n\n\n<p>Peningkatan aset tersebut menurut Ristiawan, salah satunya berasal dari pembiayaan baru, di mana target pada tahun ini sebesar Rp8,5 trilliun, angka ini meningkat 7,3% jika dibandingkan dengan pembiayaan baru pada 2022 yang mencapai Rp 7,9 trilliun.<\/p>\n\n\n\n<p>Menghadapi situasi menantang dan perkembanganan digital sepanjang tahun 2023 ini, CNAF pun menyiapkan ragam strategi yang akan dilancarkan. Beberapa di antaranya mengusung inisiatif digital seperti penggunaan <em>platform<\/em> tanda tangan digital (<em>digital signature<\/em>) dan <em>digital customer service<\/em> yang terhubung pada <em>platform<\/em> aplikasi CNAF Mobile.<\/p>\n\n\n\n<p>Dalam rangka kenaikan pertumbuhan pembiayaan CNAF juga terus bersinergi dengan induk usaha yaitu PT Bank CIMB Niaga Tbk. (BNGA) untuk menjaring nasabahnya. \u201cSelain itu, induk usaha juga memiliki arah yang sama dalam hal keberlanjutan,\u201d tutupnya. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; CIMB Niaga Auto Finance (CNAF) menyatakan pada kuartal I\/2023, perseroan telah menyalurkan pembiayaan baru sebesar Rp1,8 triliun. Mayoritas pembiayaan berasal dari mobil seken dan fasilitas dana. Dengan perolehan itu, dari sisi aset kelolaan mencapai Rp9,45 triliun atau tumbuh 17% dibandingkan periode yang sama di tahun sebelumnya yakni Rp8,08 triliun. Pada kuartal I\/2023 CNAF [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[3085,2914,3084,432,484,328,448,567,3738],"class_list":{"0":"post-6418","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance","8":"tag-auto","9":"tag-bekas","10":"tag-cimb","11":"tag-finance","12":"tag-kendaraan","13":"tag-mobil","14":"tag-niaga","15":"tag-pembiayaan","16":"tag-seken"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pembiayaan Baru CIMB Niaga Auto Finance Didominasi Mobil Seken - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=6418\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pembiayaan Baru CIMB Niaga Auto Finance Didominasi Mobil Seken - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; CIMB Niaga Auto Finance (CNAF) menyatakan pada kuartal I\/2023, perseroan telah menyalurkan pembiayaan baru sebesar Rp1,8 triliun. 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