{"id":6441,"date":"2023-05-17T14:02:42","date_gmt":"2023-05-17T07:02:42","guid":{"rendered":"https:\/\/businessupdate.id\/?p=6441"},"modified":"2023-05-17T14:02:44","modified_gmt":"2023-05-17T07:02:44","slug":"ojk-pertimbangkan-atur-ulang-batas-maksimum-kredit-pinjol","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=6441","title":{"rendered":"OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Otoritas Jasa Keuangan (OJK) tengah mempertimbangkan untuk mengatur pembatasan angka maksimum pinjaman kepada <em>platform peer to peer (P2P) lending<\/em> atau pinjaman online (pinjol).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Deputi Komisioner OJK Bambang Budiawan berpendapat, pertimbangan ini berdasarkan fenomena di mana batas maksimum pinjaman untuk pembiayaan keperluan konsumtif senilai Rp2 miliar dinilai telalu besar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Hal itu nanti kami coba atur. Misalnya, untuk multiguna, konsumsi, hingga <em>cash low<\/em>, mungkin Rp500 juta lebih pas,&#8221; ujarnya saat menghadiri acara CSIS, Selasa (16\/5\/2023).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia juga menilai pengaturan pembatasan juga bisa diterapkan bagi P2P <em>lending<\/em> untuk pembiayaan produktif. Bisa saja nilai pinjaman maksimum ditingkatkan melebihi Rp2 miliar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Sekarang untuk produktif apa cukup Rp2 miliar? Saya rasa enggak, kami mengamati, tetapi untuk produktif bisa di atas Rp2 miliar, Rp3 miliar sampai Rp5 miliar, atau Rp5 miliar hingga Rp10 miliar. Itu memungkinkan ke depannya,&#8221; tambahnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ia menyebut dari segi regulasi terus diamati dan ketika <em>moratorium<\/em> dicabut akan ada kepastian yang lebih bagi pada calon pelaku usaha.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai informasi, OJK berencana mencabut <em>moratorium<\/em> izin fintech lending paling cepat pada kuartal III-2023 atau paling lambat kuartal IV-2023. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) tengah mempertimbangkan untuk mengatur pembatasan angka maksimum pinjaman kepada platform peer to peer (P2P) lending atau pinjaman online (pinjol). Deputi Komisioner OJK Bambang Budiawan berpendapat, pertimbangan ini berdasarkan fenomena di mana batas maksimum pinjaman untuk pembiayaan keperluan konsumtif senilai Rp2 miliar dinilai telalu besar. &#8220;Hal itu nanti kami coba [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,48],"tags":[376,377,765,374,379,926,2362,381],"class_list":["post-6441","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bank","category-finance","tag-jasa","tag-keuangan","tag-kredit","tag-ojk","tag-online","tag-otritas","tag-p2p-lending","tag-pinjaman"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=6441\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) tengah mempertimbangkan untuk mengatur pembatasan angka maksimum pinjaman kepada platform peer to peer (P2P) lending atau pinjaman online (pinjol). Deputi Komisioner OJK Bambang Budiawan berpendapat, pertimbangan ini berdasarkan fenomena di mana batas maksimum pinjaman untuk pembiayaan keperluan konsumtif senilai Rp2 miliar dinilai telalu besar. &#8220;Hal itu nanti kami coba [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=6441\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-17T07:02:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-17T07:02:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/01\/ojk-besar-e1673418016125.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1379\" \/>\n\t<meta property=\"og:image:height\" content=\"851\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=6441\",\"url\":\"https:\/\/businessupdate.id\/?p=6441\",\"name\":\"OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-05-17T07:02:42+00:00\",\"dateModified\":\"2023-05-17T07:02:44+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=6441#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=6441\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=6441#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=6441","og_locale":"en_US","og_type":"article","og_title":"OJK Pertimbangkan Atur Ulang Batas Maksimum Kredit Pinjol - Businessupdate.id","og_description":"BusinessUpdate &#8211; Otoritas Jasa Keuangan (OJK) tengah mempertimbangkan untuk mengatur pembatasan angka maksimum pinjaman kepada platform peer to peer (P2P) lending atau pinjaman online (pinjol). 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