{"id":6839,"date":"2023-06-09T09:12:56","date_gmt":"2023-06-09T02:12:56","guid":{"rendered":"https:\/\/businessupdate.id\/?p=6839"},"modified":"2023-06-09T09:13:00","modified_gmt":"2023-06-09T02:13:00","slug":"akuisisi-atau-merger-jadi-solusi-pinjol-yang-belum-bisa-penuhi-ekuitas-minimal","status":"publish","type":"post","link":"https:\/\/businessupdate.id\/?p=6839","title":{"rendered":"Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>BusinessUpdate &#8211;<\/strong> Sebanyak 26 perusahaan <em>financial technology peer-to-peer (fintech P2P) lending<\/em> atau pinjol belum memenuhi ekuitas minimal senilai Rp2,5 miliar, yang harus digapai pada 4 Juli 2023.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beleid di dalam Peraturan OJK (POJK) Nomor 10\/POJK.05\/2022 (POJK 10\/2022) tentang Layanan Pendanaan Bersama Berbasis Teknologi Informasi yang diundangkan pada 4 Juli 2022 menyebutkan, penyelenggara <em>fintech P2P lending<\/em> wajib memiliki ekuitas paling sedikit Rp12,5 miliar yang dilakukan secara bertahap.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada 4 Juli 2023 ekuitas minimum sebesar Rp2,5 miliar, Juli 2024 ekuitas minimum sebesar Rp7,5 miliar, dan Juli 2025 menjadi sebesar Rp12,5 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kepala Eksekutif Pengawas Perasuransian, Penjaminan, dan Dana Pensiun merangkap Anggota Dewan Komisioner OJK Ogi Prastomiyono mengatakan, pihaknya meminta <em>action plan<\/em> pemenuhan ekuitas kepada penyelenggara <em>fintech P2P lending<\/em> dan dilakukan monitoring secara berkelanjutan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam hal penyelenggara tidak dapat memenuhi ketentuan ekuitas minimum sampai dengan tenggat waktu yang telah ditetapkan di dalam POJK 10\/2022, maka OJK akan mengenakan sanksi sesuai ketentuan dimaksud.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPada prinsipnya, <em>supervisory action<\/em> yang dilakukan oleh OJK bertujuan untuk mencegah timbulnya pelanggaran ketentuan yang disebabkan karena keterbatasan kondisi keuangan dan memastikan perlindungan konsumen dapat tetap dipenuhi oleh penyelenggara,\u201d ujarnya melalui keterangan tertulis, dikutip pada Kamis (8\/6\/2023).&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sementara itu, Kepala Departemen Pengawasan Lembaga Jasa Keuangan Lainnya OJK Triyono mengatakan bahwa aksi akuisisi maupun merger bisa menjadi solusi pemain <em>fintech<\/em> untuk merampungkan ekuitas minimal Rp2,5 miliar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cNggak ada masalah, silakan saja, yang penting terpenuhi [ekuitas Rp2,5 miliar],\u201d kata Triyono dalam acara AFTECH X Investree Media Luncheon: Diskusi Industri Fintech Lending di Indonesia, Kamis (8\/6\/2023).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meski demikian, Triyono menyebut hingga saat ini belum ada dari pemain <em>fintech<\/em> yang mengajukan akuisisi kepada regulator. \u201cBelum ada. Tapi saya kira mungkin wajar, kalau memang nanti ada [akuisisi\/merger] itu wajar, karena kan harus bertahan,\u201d imbuhnya.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal senada diungkapkan oleh Ketua Umum Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI) Adrian Gunadi, bahwa pemenuhan ekuitas minimum tidak terlepas dari adanya aksi akuisisi maupun merger.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cJadi kalau kita lihat mungkin beberapa ada yang ada akuisisi, misalnya ada investor atau dari luar yang saat ini memang sedang mencari perusahaan <em>peer-to-peer<\/em>, tidak menunggu moratorium, ada,\u201d ujarnya.&nbsp;<br>Tak dapat dipungkiri, aksi akuisisi ini membuat pemain fintech menyusut. Namun, berdasarkan catatan OJK, Adrian menyebut bahwa hingga pandemi Covid-19 sudah banyak pemain <em>lending <\/em>yang mengembalikan tanda terdaftar. (rn\/jh)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BusinessUpdate &#8211; Sebanyak 26 perusahaan financial technology peer-to-peer (fintech P2P) lending atau pinjol belum memenuhi ekuitas minimal senilai Rp2,5 miliar, yang harus digapai pada 4 Juli 2023.&nbsp; Beleid di dalam Peraturan OJK (POJK) Nomor 10\/POJK.05\/2022 (POJK 10\/2022) tentang Layanan Pendanaan Bersama Berbasis Teknologi Informasi yang diundangkan pada 4 Juli 2022 menyebutkan, penyelenggara fintech P2P lending [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":6840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[4151,2734,1182,4148,2243,1684,4150,379,381,378,4149],"class_list":["post-6839","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance","tag-akuisisi","tag-ekuitas","tag-financial","tag-fintech-p2p","tag-lending","tag-merger","tag-minamal","tag-online","tag-pinjaman","tag-pinjol","tag-technology-peer-to-peer"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal - Businessupdate.id<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessupdate.id\/?p=6839\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal - Businessupdate.id\" \/>\n<meta property=\"og:description\" content=\"BusinessUpdate &#8211; Sebanyak 26 perusahaan financial technology peer-to-peer (fintech P2P) lending atau pinjol belum memenuhi ekuitas minimal senilai Rp2,5 miliar, yang harus digapai pada 4 Juli 2023.&nbsp; Beleid di dalam Peraturan OJK (POJK) Nomor 10\/POJK.05\/2022 (POJK 10\/2022) tentang Layanan Pendanaan Bersama Berbasis Teknologi Informasi yang diundangkan pada 4 Juli 2022 menyebutkan, penyelenggara fintech P2P lending [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessupdate.id\/?p=6839\" \/>\n<meta property=\"og:site_name\" content=\"Businessupdate.id\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100088795961927\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-09T02:12:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-09T02:13:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/businessupdate.id\/wp-content\/uploads\/2023\/06\/fintech-e1686276771223.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"702\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rahman N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:site\" content=\"@EnterpriseMse\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rahman N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/businessupdate.id\/?p=6839\",\"url\":\"https:\/\/businessupdate.id\/?p=6839\",\"name\":\"Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal - Businessupdate.id\",\"isPartOf\":{\"@id\":\"https:\/\/businessupdate.id\/#website\"},\"datePublished\":\"2023-06-09T02:12:56+00:00\",\"dateModified\":\"2023-06-09T02:13:00+00:00\",\"author\":{\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\"},\"breadcrumb\":{\"@id\":\"https:\/\/businessupdate.id\/?p=6839#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/businessupdate.id\/?p=6839\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/businessupdate.id\/?p=6839#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/businessupdate.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessupdate.id\/#website\",\"url\":\"https:\/\/businessupdate.id\/\",\"name\":\"Businessupdate.id\",\"description\":\" \",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessupdate.id\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/ee5f4945907fe4de4de101853e46af6f\",\"name\":\"Rahman N\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/businessupdate.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b32fc3b4985e656f7a6bdb915824456c4309ce4721945bcc9d320300beed9f0?s=96&d=mm&r=g\",\"caption\":\"Rahman N\"},\"sameAs\":[\"http:\/\/businessupdate.id\"],\"url\":\"https:\/\/businessupdate.id\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal - Businessupdate.id","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/businessupdate.id\/?p=6839","og_locale":"en_US","og_type":"article","og_title":"Akuisisi atau Merger Jadi Solusi Pinjol yang Belum Bisa Penuhi Ekuitas Minimal - Businessupdate.id","og_description":"BusinessUpdate &#8211; 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